Paula Girvan

🏃‍♀️🏃🏾🏃🏽‍♂️🏃🏼‍♀️
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Facebook: Paula and Ashley Homes

With so much concern about the rate increases in this market shift, we have to get creative with financing.
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are back and in full force! But what is a Buydown? There are two different types, a 2-1 Buydown and a Permanent Buydown.
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A 2-1 Buydown has a rate escalation for two years. It’s 2% lower the first year, 1% lower the second year, and then the 3rd year it’s fixed for the remaining term.
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A Permanent Buydown is fixed for ALL 30 years. It’s lower the entire term and costs the same as a 2-1 Buydown.
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When lower interest rates come back, you can refinance your loan. Call us with any questions you may have.

✨Happy Monday! Make it A GREAT ONE!🚗

As a huge fan of MCM design and owner of a true Mid-century modern designed home, these price ranges make it so everyone can enjoy this eclectic style of housing design.

https://www.facebook.com/41107761812/posts/10158682881646813/?sfnsn=mo

Three midcentury houses (at three different price points) for sale in and around Atlanta Midcentury design and architecture remains in demand in decor and real estate. We scoped out three glam options at three price points, from an accessible ranch in Decatur to a Palm Springs–like dream retreat in Ansley Park.

👻Let’s chat…..
Yes, rates 📈 are higher, but you’re also not offering $40,000 over asking price and waiving your appraisal contingency all awhile praying you don’t have to bring the difference in cash to the closing table 😱!
We can also take about options such as with a local mortage lender.
There are ! Let’s chat!

🏈College Football Saturday!🏈
Show me your living room set up for game day!
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Don’t let interest rates scare you from buying your dream home!
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The rise in interest rates really don’t make your monthly payment that much more.
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There are also options to buy down your interest rate - call 📞 404.217.0217 to find out more!
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Who raked leaves this weekend? 🙋‍♀️🙋‍♀️
DM us if you’re interested in our personalized lawn bags!
You Are Unbe ‘leaf’ able!

🍂🏡Happy Fall🏡🍂

1. Not getting your own home inspection done by an inspector of your choice.

2. Not shopping around for preferred lenders to lock in a good rate in today’s market or buying down your rate with discount points.

3. Paying too much for a home if you’re not planning on staying long enough to build equity.

4. Not hiring the right agent to guide you!
Call me: 404-217-0212

🏡Be in the know…

Today’s housing market is nothing like 2008. Back then, it was much easier to get a home loan than it is now. Buyers today face tighter lending standards, which is one reason why it’s unlikely will see a wave of foreclosures like we did the last time. If you want more information on why today’s market is a a bubble about to burst, DM me.

Every reason is a good reason, however owning real estate is a great investment.