Tim Powell - Branch Manager - NMLS #136749

5.0 star review received on Experience.com for Tim Powell by Rebecca R - We appreciate all of what Tim and is team did to help us get our first home.

New ★★★★★ 5 Star Experience.com Review by Rebecca R Click to see all 367 reviews of Tim Powell - Churchill Mortgage, Branch Manager | NMLS 136749

4.5 star review received on Experience.com for Tim Powell by Keira C - We had great experience with the Tim, he had great communication and was always available . We were so thankful to be able to work with a company that provided a morgage for my husband and I with 0 credit. However, there was a couple times that we felt Jennifer was not communicating well with the rest of the team and us. She was out of office for a week and we did not receive communicatiom during this time which left us scrambling to get the rest of our documents to here days before closing .

New ★★★★★ 4.5 Star Experience.com Review by Keira C Click to see all 366 reviews of Tim Powell - Churchill Mortgage, Branch Manager | NMLS 136749

5.0 star review received on Experience.com for Tim Powell by Wendy S - I had some issues with the portal, but I could always call or email with any questions. At the end of the day, we closed on time and all is good.

New ★★★★★ 5 Star Experience.com Review by Wendy S Click to see all 364 reviews of Tim Powell - Churchill Mortgage, Branch Manager | NMLS 136749

4.83 star review received on Experience.com for Tim Powell by Haley O - Tim and the whole team were extremely knowledgable and responsive throughout the whole process. As a first-time homebuyer their expertise made me feel like I was in good hands and I trusted them completely. Tim even helped me out way outside of business hours even I had a problem that required urgent attention. Would recommend them to friends and family.

New ★★★★★ 4.83 Star Experience.com Review by Haley O Click to see all 363 reviews of Tim Powell - Churchill Mortgage, Branch Manager | NMLS 136749

5.0 star review received on Experience.com for Tim Powell by Sonia S A - Tim is polite, helpful, efficient, and practical. He did a great job communicating and explaining things to me. I greatly appreciate his help getting my mortgage approved.

New ★★★★★ 5 Star Experience.com Review by Sonia S Click to see all 362 reviews of Tim Powell - Churchill Mortgage, Branch Manager | NMLS 136749

5.0 star review received on Experience.com for Tim Powell by Billy H - Ease of access and pricess

New ★★★★★ 5 Star Experience.com Review by Billy H Click to see all 360 reviews of Tim Powell - Churchill Mortgage, Branch Manager | NMLS 136749

5.0 star review received on Experience.com for Tim Powell by Ruslan M - Worked great with us to work out all options for getting a loan even when we ran into obstacles! Made sure any questions were answered and were very efficient with our loan.

New ★★★★★ 5 Star Experience.com Review by Ruslan M Click to see all 359 reviews of Tim Powell - Churchill Mortgage, Branch Manager | NMLS 136749

Happy National Neighbor Day!

Take a look and let me know what your favorite neighborhood activity is. If your neighborhood has a tradition that’s not on the list, comment it down below! I’d always love ideas for getting connected with those near me.

Here’s a First-Time Home Buyer Friday tip for you: Got a tax return burning a hole in your pocket? Turn that short-term cash into long-term gains. Putting your tax refund into a down payment can help solidify your future. For as little as 3% down, the house of your dreams can be yours sooner rather than later.

Explore more loan programs at the link in my bio or shoot me a message. Let’s discuss your options!

A USDA loan can be the perfect choice for a rural or suburban home purchase. For as little as zero
down, you can live out your homeowner dreams at a low cost!

Want to see if you qualify? Click the link in my bio/down below, and then send me a message or
comment down below!
https://www.churchillmortgage.com/articles/usda?mlo=136749

*Not a commitment to lend. Subject to approval.
**Other restrictions may apply. Not all applicants will qualify.

New update from the Federal Reserve!

The federal funds rate remains unchanged at 4.25%-4.50% for the second time this year. The Fed has pointed to high inflation, concerns about economic growth, and uncertainties around tariffs and trade tensions.

Now, this doesn’t necessarily mean mortgage rates will rise or fall, as they don’t directly follow the Fed’s decisions. If you’re considering buying or refinancing, now might be the right time to act, as the market could shift at any moment.

Feel free to reach out anytime—I'm here to answer all your questions!

Ever wonder where the new hot spots are in the Midwest? Here are some fast-growing cities
where buying a home would be a genius move. 🤯
Looking to buy in any of these cities? Shoot me a DM—let’s talk!