Blackwolfe Insurance Group

Have you recently taken a rate increase on your auto or home? When is the last time you had an updated quote?

We love being able to give the freedom of choice to our customers by offering multiple carriers to make sure you're getting the most value for your dollar. We are saving people in our state on avg. $800/year when swapping their insurance.

Let's talk about life insurance... What are 5 reasons that you need it?

1. Mortgage Protection
2. Replace Lost Income
3. Funeral Costs
4. Pay Off Debt
5. College Expenses

Life insurance is more affordable than you may think. Use the link below and take about 60 seconds to get your life insurance quote.

Patrick Drake - Quote & Apply - Life Insurance Life insurance plans from Patrick Drake. Licensed life insurance agent located at 410 10th St. SW, Cullman, AL 35055 - (256) 338-9864

We understand, it can be confusing to understand who qualifies and who doesn't. Let us help make heads or tails.

It boils down to two different tests to determine if your business qualifies or does not qualify. The Government Orders Test & the Gross Receipts Test.

If your company faced a full or partial suspension of operations due to government mandate, chances are you qualify.

If your company had a significant loss of gross receipts (revenue), chances are you qualify.

If you took the PPP, you still qualify. However, PPP recipients who are eligible for the ERC cannot include wages that were paid with forgiven PPP loan proceeds in the ERC calculation.

The ERC doesn't specify essential or non-essential employer to qualify for either test.

A “partial suspension” of operations does not mean a complete cessation of operations or closure of locations. Thus, a business can demonstrate a partial suspension of operations through other impacts to operations, such as the inability to perform certain services. Whether a business experienced a full or partial suspension is a facts and circumstances analysis.

The ERC does not require a business to experience a decline in revenue to be eligible for the ERC. The intent of Congress is clear in the plain language of the legislation, which provides that an employer must satisfy the Gross Receipts Test or the Government Orders Test, not both. Thus, a company does not have to experience a decline in revenue to be eligible for the ERC.

If you made it this far, we would love to discuss your circumstances to see if you qualify for the ERC.

Are you leaving $26k per employee on the table?

The CARES Act Employee Retention Tax Credit offers monetary relief that can aid businesses with expenses during the COVID-19 pandemic.

Does your company qualify?

Did your business suffer a full or partial shutdown due to government mandate during the pandemic? Did your business have a loss of earnings during the pandemic?

If so, you may qualify for the Employee Retention Credit or ERC. I would love to take 30 minutes to help see if your business qualifies for this program. Chances are, you do!

Life Insurance is one of the most neglected insurances offered. We hear reasons of I'm healthy... I have it at work... I can't afford it... They go on and on..

As hard as it's to say, tragedies happen, if you have it at work chances are it's nowhere near enough, & life insurance will never be as inexpensive as it is for you today.

Take 30 seconds and let's see how much life insurance you need?

Life Insurance From Please click the link to complete this form.

We recently showed a company how to save $11,000 in 2022 just by looking into their wellness and group benefit plans.

If you’re a business owner and would like to save $550/year per employee, now is a great time to discuss to see if your company qualifies.

Everyone, meet Lucy!

Lucy is competing in our cutest pet contest. We are posting here, and the pet that gets the most like, comments, or reactions will win a 3 month subscription to Barkbox! Be sure to give this photo a reaction to help Lucy win!

Want to enter your pet? You can do so here: https://form.jotform.com/213294747657064

Is your current insurance carrier or agent acting like the Grinch?

When is the last time that you have had a quote for your auto & home?

Take a quick 30 seconds to fill out the short survey in the comments to obtain a quote from Blackwolfe Insurance. With access to over 15+ insurance carriers, we can make sure that you have the proper coverage & rates for your current needs.

Everyone, meet Ally!

Ally is competing in our cutest pet contest. We are posting here, and the pet that gets the most like, comments, or reactions will win a 3 month subscription to Barkbox! Be sure to give this photo a reaction to help Ally win!

Want to enter your pet? You can do so here: https://form.jotform.com/213294747657064

Everyone, meet Angel!

Angel is competing in our cutest pet contest. We are posting here, and the pet that gets the most like, comments, or reactions will win a 3 month subscription to Barkbox! Be sure to give this photo a reaction to help Angel win!

Want to enter your pet? You can do so here: https://form.jotform.com/213294747657064

Everyone, meet Bruce!

Bruce is competing in our cutest pet contest. We are posting here, and the pet that gets the most like, comments, or reactions will win a 3 month subscription to Barkbox! Be sure to give this photo a reaction to help Bruce win!

Want to enter your pet? You can do so here: https://form.jotform.com/213294747657064