Corbin Jarrett - SAU Insurance

🔥 Grand Strand Heat Alert This Weekend 🔥
If you thought it was hot this week… buckle up.
We’re looking at heat index values pushing into the 100°–105° range across the Grand Strand 😅
✅ High humidity
✅ Full sun
✅ Classic coastal “why am I sweating at 8AM?” weather
👉 That means it’s going to feel way hotter than the actual temp.
💡 Quick reminders:
▪ Hydrate like your AC just went out
▪ Limit time outside in peak afternoon heat
▪ Check on kids, pets, and neighbors
▪ And for the love of everything… don’t leave anything living in the car
Y’all stay safe, stay cool, and have a great weekend! 😎☀️

🏢 Condo Closings Are Rolling This Week! 🏢
This week I had the opportunity to write 5 condo insurance policies for clients getting ready for their upcoming closings — from Little River down to Charleston, covering everything from low-rise condos to high-rise buildings.
Condos can be tricky because every association’s master policy is different. Some cover more, some cover less, and the last thing you want is to find out at closing — or worse, during a claim — that something important was missed.
Whether you’re buying along the Grand Strand, investing in a coastal condo, or working with clients who need coverage fast, I’d be happy to help review the details and get the right policy in place.
✅ Condo Insurance
✅ Home Insurance
✅ Auto Insurance
✅ Investor & Coastal Property Coverage
If you have a closing coming up, don’t wait until the last minute. Let’s make sure your insurance is handled the right way.
📲 Reach out anytime — I’d love to help.

🌪️ Your “regular deductible” might NOT be the one that applies after a storm.
A lot of homeowners know their home insurance deductible is $1,000, $2,500, or maybe $5,000…
But here on the Grand Strand, many policies also have a separate Wind/Hail deductible — and that one can be very different.
Sometimes it’s a flat amount.
Sometimes it’s a percentage of your dwelling coverage.
Example:
If your home is insured for $400,000 and your wind/hail deductible is 2%, your out-of-pocket deductible could be $8,000.

Before storm season, check your policy for:
✅ Your regular deductible
✅ Your wind/hail deductible
✅ Whether the deductible is a flat dollar amount or percentage
✅ Roof coverage — replacement cost vs. actual cash value
✅ Flood coverage — because flood is usually separate

Don’t wait until a storm is already named and headed our way. By then, options may be limited.
If you’re not sure what your policy says, send me a message. I’ll help you review it and make sure you understand what you actually have.

🚗 MYTH: “State minimum coverage is enough.”
✅ FACT: It might be legal… but it’s NOT built to protect YOU.
One serious accident and you could be stuck paying:
💸 Medical bills
💸 Vehicle repairs
💸 Lawsuits
…all out of pocket.
And in today’s world? Those minimum limits get blown through FAST.
👉 If you’ve got a home, savings, or even future income to protect… you need to rethink your coverage.
Don’t wait until you find out the hard way.
📩 Shoot me a message and I’ll show you how to actually protect your assets (without overpaying).

Grand Strand homeowners: your home insurance policy usually does not include flood insurance.
Heavy rain, storm surge, drainage issues, and rising water can create a very expensive surprise if you assumed you were covered.
If you are not sure whether you have flood coverage, send me a message. I’ll help you check.

Your home and auto policies are important — but sometimes a serious lawsuit can go beyond those limits.
That’s where umbrella insurance comes in. It adds an extra layer of liability protection over your existing policies and can help protect your savings, assets, and future income.
It’s not flashy. It’s not talked about enough.
But it can be a big deal when life gets messy.

Cheap auto insurance can feel like a win… until claim day shows up with a calculator and an attitude.
Nobody wants to overpay, but coverage that’s too low can leave you paying out of pocket after an accident.
Let’s make sure your policy protects more than just your monthly payment.

🚨 June 1 = First Day of Hurricane Season 🚨
Here we go, Grand Strand… the countdown officially started today. Whether we like it or not, Mother Nature is clocking in

Let me be real with you for a second — every year people say, “I’ll deal with it later.” And every year, a storm pops up faster than expected and folks are scrambling. Don’t be that person.
✅ Now’s the time to:
Review your home insurance (do you actually have wind/hail coverage?)
Check your deductibles (hurricane deductibles hit DIFFERENT)
Take a look at your flood situation (spoiler: it’s NOT covered by standard homeowners)
Make sure your auto policy would hold up if your car floods or gets hit by debris
Business owners — don’t ignore this… one storm can shut you down if you’re not set up right

I’m not here to scare you — just keeping it honest. Preparation beats panic every time.
If you want me to take a quick look at your policies and tell you where you’re solid (and where you’re exposed), I’ll shoot you straight. No fluff.
Stay ready so you don’t have to get ready. 💨🌊

Starting the week off right 💪
✅ 2 new policies written
✅ 3 new client referrals
✅ 16 total new policies last week
Grateful for the trust my clients continue to place in me. Referrals are the biggest compliment in this business, and I don’t take that lightly. If you need help protecting your home, auto, business, or toys here in Myrtle Beach and across South Carolina, I’d love to help.
Let’s make it a strong week and close out May the right way 🔥

Today, we pause to remember and honor the brave men and women who made the ultimate sacrifice for our country.

While we enjoy the freedom of this long weekend with our loved ones, let’s keep the true meaning of this day close to our hearts. We are the land of the free because of the brave.

Wishing everyone a deeply meaningful and safe Memorial Day. 🇺🇸✨