JCF Health Insurance Services

JCF Health Insurance Services

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There are some big changes coming for Medicare in 2020. The numbers probably won't be final until October but this is a sneak preview.
If you have a friend or family member on Medicare, pass this along and tell them not to fall for this scam!
Medicare Advantage Plans are good as long as you are healthy. The problem is that as we get older and our health starts to fail, they aren't always the best plans to be in. As I always tell my clients, think long term when when choosing your Medicare coverage. Medicare Advantage plans may look like the better deal now but Original Medicare may be the better option in the long run. If you have questions, I can help. JCF Insurance Services 936-520-3441

Are you confused about Medicare? We provide local assistance to help you understand the ABC's of Medicare and to help the with selection of the Medicare Supplement or Medicare Advantage plan that is best fits your needs.

Call us at 936-520-3441.

Operating as usual

How to Compare Medicare Advantage Plan Costs | AARP Medicare Plans 08/25/2021

How to Compare Medicare Advantage Plan Costs | AARP Medicare Plans

When choosing a Medicare Advantage plan, premiums, deductibles, copays, and coinsurance should all factor into your decision. Ask me is a Medicare Advantage Plan is right for you. https://www.aarpmedicareplans.com/medicare-articles/how-to-compare-medicare-advantage-plan-costs.html?fbclid=IwAR1QsFf-5FM4eoMS_c6Y_Gihb_Tl7oHKnj1BLRP3R48zn7GvjxSYwCUjAlY

How to Compare Medicare Advantage Plan Costs | AARP Medicare Plans Medicare Advantage plans share some costs with plan members. Estimating total out-of-pocket costs may help in comparing plans.

Heart Rate and Blood Pressure: What’s the Connection? - GoodRx 08/12/2021

Heart Rate and Blood Pressure: What’s the Connection? - GoodRx

Do you know the difference between heart rate and blood pressure? If not, check out the article below.

https://www.goodrx.com/blog/heart-rate-vs-blood-pressure/?utm_medium=email&utm_source=bz&utm_campaign=20210812_c_newsletter_248

Heart Rate and Blood Pressure: What’s the Connection? - GoodRx Heart rate and blood pressure are both measurements that should be monitored regularly, but how do they affect one another? Find out at GoodRx.

08/10/2021

How long will food stay fresh in the freezer? This guide can help.

How long will food stay fresh in the freezer? This guide can help.

Medicare Rights Urges Congress to Prioritize Much Needed Medicare Updates 08/07/2021

Medicare Rights Urges Congress to Prioritize Much Needed Medicare Updates

"The significant gaps in coverage must be addressed, specifically regarding oral health, hearing, and vision services. And barriers to low-income assistance–which is particularly important to older adults of color–must be eliminated.”

Medicare Rights Urges Congress to Prioritize Much Needed Medicare Updates This week, as Congress continued to discuss strategies to improve health coverage, Medicare Rights weighed in, urging them to prioritize critical Medicare updates.

The 19 Best Perennials for Late Summer Color | Gardener's Path 07/29/2021

The 19 Best Perennials for Late Summer Color | Gardener's Path

To avoid the late season colorless doldrums, choose from this list of the best perennials to add vibrant shades to the late summer garden.

The 19 Best Perennials for Late Summer Color | Gardener's Path Want some reliable perennials to bring color to the late summer garden? Learn about the best performers for a bold end to the season, now on Gardeners Path.

What’s the Difference Between a Skilled Nursing Facility and a Nursing Home? | AARP Medicare Plans 07/26/2021

What’s the Difference Between a Skilled Nursing Facility and a Nursing Home? | AARP Medicare Plans

When someone is recovering from an illness or injury, they might receive care in a skilled nursing facility. If someone is having difficulty caring for themselves, they might receive care at a nursing home. Find out how Medicare coverage differs for each situation.
https://www.aarpmedicareplans.com/medicare-articles/whats-the-difference-between-a-skilled-nursing-facility-and-a-nursing-home.html?fbclid=IwAR0a0orxHPV9kqo3tLHNAePytCDw_YjhgFDqp803_Q30Jx_g4V7-6bAws7o

What’s the Difference Between a Skilled Nursing Facility and a Nursing Home? | AARP Medicare Plans On the surface, a skilled nursing facility and a nursing home may look very similar. Some care facilities actually operate as both, with a separate floor or section of a building devoted to each.

15 top vacation spots for retirees 07/22/2021

15 top vacation spots for retirees

Retirees might be out of the workforce, but that doesn't mean they can't go on vacations. The only question is: What are the best vacation spots for retirees? These look like some great ideas.

15 top vacation spots for retirees The best vacation spots for retirees offer relaxation and adventure -- find out what travel experts recommend for retired travelers

Drink Up: Dehydration is an Often Overlooked Health Risk for Seniors 07/12/2021

Drink Up: Dehydration is an Often Overlooked Health Risk for Seniors

Drink Up: Dehydration is an Often Overlooked Health Risk for Seniors. As you age the sense of thirst diminishes. So even when your body needs to be replenished with water, you might not realize it.https://health.clevelandclinic.org/drink-up-dehydration-is-an-often-overlooked-health-risk-for-seniors/

Drink Up: Dehydration is an Often Overlooked Health Risk for Seniors Tips for helping the older adults in your life stay hydrated

Medicare Advantage May Expose Enrollees to Higher Risk of Cost-Related Problems 07/05/2021

Medicare Advantage May Expose Enrollees to Higher Risk of Cost-Related Problems

If you're on a Medicare Supplement and have considered switching to a Medicare Advantage Plan, read this article written by the Medicare Rights Center. You might have second thoughts.

Medicare Advantage May Expose Enrollees to Higher Risk of Cost-Related Problems Last week, the Kaiser Family Foundation (KFF) released a report showing that it is more common for Medicare Advantage (MA) enrollees to face cost-related problems than beneficiaries who have traditional Medicare with supplemental coverage. These cost-related problems can include trouble getting ca...

How to Protect Yourself From Surprise Medical Billing - GoodRx 06/30/2021

How to Protect Yourself From Surprise Medical Billing - GoodRx

If you’ve ever been shocked to discover how much you owe for a healthcare visit, you may have received a surprise medical bill.
Surprise medical bills usually arise when people use out-of-network healthcare providers without knowing it. The No Surprises Act, slated to take effect in January 2022, will provide new federal consumer protections against surprise medical billing.

How to Protect Yourself From Surprise Medical Billing - GoodRx Surprise medical billing occurs when you receive healthcare services from an out-of-network provider — a provider who doesn’t accept your insurance — without knowing it. A new law will prevent most surprise billing starting in 2022, but learn how to protect yourself in the meantime.

Relax and Boost Your Health 06/28/2021

Relax and Boost Your Health

Relax and Boost Your Health

Does Medicare Coverage Change If You Return to Work? | AARP Medicare Plans 06/28/2021

Does Medicare Coverage Change If You Return to Work? | AARP Medicare Plans

Many of my clients retire, enroll in Medicare, but then decide return to work. Can they get health insurance under their new employer's health insurance? Can they keep their Medicare plan too? This article answers those questions.

Does Medicare Coverage Change If You Return to Work? | AARP Medicare Plans How does going back to work alter your Medicare coverage? Read this blog to learn about your Medicare plan if you return to work after retirement.

Escaping Medicare’s COBRA trap | Commentary 06/24/2021

Escaping Medicare’s COBRA trap | Commentary

"Medicare requires seniors to have “creditable coverage” if they choose not to enroll in the program. In other words, they must have health benefits that Medicare considers to be as good as or better than its own. Employer-sponsored plans count as “creditable.” But COBRA generally does not."

Escaping Medicare’s COBRA trap | Commentary A guest columnist from the National Association of Health Underwriters says the government should be required to notify seniors before their 65th birthday of the enrollment rules and how Medicare interacts with other insurance coverage, avoiding a penalty that can happen with COBRA insurance.

Healthy Eating Tips for Seniors 06/21/2021

Healthy Eating Tips for Seniors

Giving your body the right nutrients and maintaining a healthy weight can help you stay active and independent. You’ll also spend less time and money at the doctor.
https://www.ncoa.org/article/healthy-eating-tips-for-seniors

Healthy Eating Tips for Seniors Giving your body the right nutrients and maintaining a healthy weight can help you stay active and independent. Get tips on how to find the best foods for your body and your budget.

Hi There! How Are You? The Benefits of Talking to Strangers 06/15/2021

Hi There! How Are You? The Benefits of Talking to Strangers

Humans have this fundamental need for belonging. We only thrive with our inner mental health and our physical health if we feel integrated in our community. A chat with a stranger can fill that need.

Hi There! How Are You? The Benefits of Talking to Strangers The pandemic hasn’t just stopped many of us from interacting with family and friends. It’s also stopped us from chatting with strangers.

06/12/2021

I am a retired professional banker now assisting neighbors with all of their Medicare needs. If you call an 800# that you see on TV, you speak with a different person every time you call. With a local agent, you a have a local contact that you can speak with each time you call. Check us out at www.jcfhealthins.com. I respect your privacy by not cold calling or knocking on doors. If I can help you, call, text or e-mail me. 936-520-3441 or email me at [email protected]

I am a retired professional banker now assisting neighbors with all of their Medicare needs. If you call an 800# that you see on TV, you speak with a different person every time you call. With a local agent, you a have a local contact that you can speak with each time you call. Check us out at www.jcfhealthins.com. I respect your privacy by not cold calling or knocking on doors. If I can help you, call, text or e-mail me. 936-520-3441 or email me at [email protected]

06/11/2021

[06/10/21]   “The complete life, the perfect pattern, includes old age as well as youth and maturity. The beauty of the morning and the radiance of noon are good, but it would be a very silly person who drew the
curtains and turned on the light to shut out the tranquility of the evening. Old age has its pleasures, which, though different, are not less than the pleasures of youth.”

--William Somerset Maugham (01.25.1874 – 12.16.1965. He was an English playwright, novelist, and short-story writer

Meet the Sweet Potato, Your New BFF 06/09/2021

Meet the Sweet Potato, Your New BFF

Did you know purple-fleshed sweet potatoes are thought to contain super-high levels of antioxidant and anti-inflammatory agents? I have never heard of these but will look for them next time I'm in the grocery store. Let me know if you have tried them and if you liked them.
https://www.webmd.com/diet/ss/slideshow-sweet-potatoes

Meet the Sweet Potato, Your New BFF These orange beauties are a nutritional powerhouse. Discover in this WebMD slideshow all the reasons to love the humble sweet potato.

06/07/2021

Are you confused about Medicare? We provide local assistance to help you understand the ABC's of Medicare and assist with the selection of the Medicare Supplement or Medicare Advantage plan that is best fits your needs. Call us at 936-520-3441.

Are you confused about Medicare? We provide local assistance to help you understand the ABC's of Medicare and assist with the selection of the Medicare Supplement or Medicare Advantage plan that is best fits your needs. Call us at 936-520-3441.

How Do TRICARE and Medicare Work Together? | AARP Medicare Plans 06/02/2021

How Do TRICARE and Medicare Work Together? | AARP Medicare Plans

TRICARE and Medicare are two very different healthcare coverage programs. As a veteran, you may be eligible for both.

How Do TRICARE and Medicare Work Together? | AARP Medicare Plans TRICARE is a health care program that serves uniformed service members, retirees and their families. Medicare can work with TRICARE.

05/29/2021

Wishing everyone a safe and happy Memorial Day.

Wishing everyone a safe and happy Memorial Day.

50 Memorial Day Weekend Recipes for an Out-of-This-World Menu 05/25/2021

50 Memorial Day Weekend Recipes for an Out-of-This-World Menu

If you're looking for some great recipes for a Memorial Day celebration, check out some of these from the Pioneer Woman. I've tried quite a few of her recipes and have loved all of them. Her Blackberry Cobbler is my favorite. If you've tried any, let me know what your favorite is.

50 Memorial Day Weekend Recipes for an Out-of-This-World Menu Sides, mains, and desserts await you.

Safer Online Banking and E-Commerce - Senior Planet 05/14/2021

Safer Online Banking and E-Commerce - Senior Planet

Payment apps, e-commerce and online banking make handling money incredibly easy, but they also make your financial information incredibly easy to steal. Here’s how to stay safe.

Safer Online Banking and E-Commerce - Senior Planet Foil scammers and keep your cash safe with these tips on safer payment apps, e-commerce and online banking.

Medicare and COBRA | AARP Medicare Plans 05/12/2021

Medicare and COBRA | AARP Medicare Plans

Over 65 and considering Cobra coverage? CAREFUL - a must read from our UHC friends... !

https://www.aarpmedicareplans.com/medicare-articles/medicare-and-cobra.html?fbclid=IwAR2wmyty9nzMT4cw0U66y_LtXr8LIBdgs6ply8o4JWf9kp79PweFOVVBanw

Medicare and COBRA | AARP Medicare Plans Medicare and COBRA can work together. How they interact depends on if you get COBRA first or Medicare first.

05/10/2021
05/07/2021
May is National Asthma and Allergy Awareness Month | Hy-Vee Pharmacy Solutions 05/06/2021

May is National Asthma and Allergy Awareness Month | Hy-Vee Pharmacy Solutions

May is National Asthma and Allergy Awareness Month, with spring in full swing, it’s peak season for people with allergies and asthma, and the ideal time to spread awareness.
https://www.hvrxsolutions.com/may-is-national-asthma-and-allergy-awareness-month/?fbclid=IwAR3hZEoEXHpPz75edTorysDjJzWwtodwGUQ7894eUG_SuohIdt7UcQsi4dc

May is National Asthma and Allergy Awareness Month | Hy-Vee Pharmacy Solutions With spring in full swing, it's peak season for people with allergies and asthma, and the ideal time to spread awareness and educate patients and loved ones.

Five Tax Tips for Retirees - Senior Planet 05/03/2021

Five Tax Tips for Retirees - Senior Planet

The IRS has extended the deadline for filing individual taxes for the year 2020 to May 17. Take a look at these five tax tips for retirees.

https://seniorplanet.org/five-tax-tips-for-retirees/?fbclid=IwAR3tDTUVBGoOAP1YRgN7MhWryPndfc5wPleLrXwD-BvVGPYO3IOqqr8u1Q0

Five Tax Tips for Retirees - Senior Planet Smart retirees should consider these five tax tips before they file to reap tax savings now and in the future. Try these tax tips.

04/29/2021
Medication Management Guide: 10 Tips for Seniors 04/26/2021

Medication Management Guide: 10 Tips for Seniors

Why is medication management important for seniors?

Medication Management Guide: 10 Tips for Seniors Lifesaving medication management tips can help seniors stay organized and prevent health problems when taking multiple medications.

FEMA To Give Assistance For Virus-Related Funerals - InsuranceNewsNet 04/22/2021

FEMA To Give Assistance For Virus-Related Funerals - InsuranceNewsNet

Starting Monday, the Federal Emergency Management Agency will open applications for COVID-19-related funeral assistance. Eligible people can apply to recover up to $9,000 of qualifying funeral or burial expenses incurred after Jan. 20, 2020. Families with multiple deaths can recoup up to $35,000.
The program is part of the latest COVID-19 relief bill.
"At FEMA, our mission is to help people before, during and after disasters," acting FEMA Administrator Bob Fenton said in a prepared statement. "The COVID-19 pandemic has caused immense grief for so many people. Although we cannot change what has happened, we affirm our commitment to help with funeral and burial expenses that many families did not anticipate."
To file a claim, you need to call a toll-free hotline set up by FEMA.
The phone line — 844-684-6333 — opens at 9 a.m. Monday and will remain open 9 a.m. to 9 p.m. Monday through Friday.
https://insurancenewsnet.com/oarticle/fema-to-give-assistance-for-virus-related-funerals?fbclid=IwAR1DSIQ61nT6EF9scrOoHjMTic9AqA1p4czW9LvUgeYVmT82SATxyalHnjU

FEMA To Give Assistance For Virus-Related Funerals - InsuranceNewsNet Eligible people can apply to recover up to $9,000 of qualifying funeral or burial expenses incurred after Jan. 20, 2020. "At FEMA, our mission is to help people before, during and after disasters," acting FEMA Administrator Bob Fenton said in a prepared statement. To file a claim, you need to call a...

The History of Medicare | Healthline.com 04/16/2021

The History of Medicare | Healthline.com

Here is a good article about Medicare and how it has evolved.

The History of Medicare | Healthline.com Everything you've wanted to know about how this landmark program came about and has become a system millions of Americans rely on today.

Healthy Eating for Older Adults 04/13/2021

Healthy Eating for Older Adults

Eating a variety of foods from all food groups can help supply the nutrients a person needs as they age. Eating right doesn't have to be complicated. Start with these easy recommendations.

Healthy Eating for Older Adults A healthy eating plan emphasizes fruit, vegetables, whole grains and low-fat or fat-free dairy products. Eating a variety of foods from all food groups can help you get the nutrients your body needs as you age.

9 Tips for Seniors to Stay Healthy 04/07/2021

9 Tips for Seniors to Stay Healthy

No matter your age, it’s important to take care of your body and prevent illness. It is important to make healthy choices to strengthen your immune system and reduce the likelihood of illness. Follow these nine tips to stay healthy year-round.

https://www.healthline.com/health/flu/seniors-guide-to-staying-healthy?fbclid=IwAR2KVpinQRwa1Iz-1j_dtNV-TaJCaXggBNLTM1FQtwhYVYPpvxufqL-kS2g

9 Tips for Seniors to Stay Healthy No matter your age, it's important to take care of your body and prevent illness. But if you're 65 or older, the flu or a common cold can progress and lead to complications. Here are tips to stay healthy all year.

Health insurance including Medicare Supplements and Medicare Advantage Plans.

We provide life and health insurance solutions for all ages. While Medicare can be quite confusing, we take the time to sit down face to face with our clients and explain the A, B C’s of of the program. We believe in forming a strong client/agent relationship and that understanding your options is essential in making your health insurance coverage choices.

Products

Health insurance including Medicare Supplements, Medicare Advantage Plans, Short Term Medical, Hospital Indemnity, Dental/Vision, Cancer, Home Health Care. We also offer Life Insurance including Guarantee Issue plans.

Telephone

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Located In
Conroe, TX
77301

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
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