NSB Insurance and Risk Management

What stuffs perfectly into those stockings? Carmel Symphony Orchestra tickets! GREAT performances are on tap from the CSO under Artistic Director Janna Hymes: Pops with jazz great Byron Stripling, and Serpentine Fire: the Music of Earth Wind & Fire. Masterworks with guest artists Harlem String Quartet and Edgar Meyer. And THREE Family Concerts! Check out the entire Jan-Apr 2022 schedule and select tickets for yourself or someone special at www.CarmelSymphony.org!

Our New Address is
12821 E New Market St
Suite 301
Carmel, IN 46032

Be careful to keep cabinets under your sinks open during the upcoming cold days to avoid pipes freezing ❄️

Enjoying a warm spell for now but back to winter tomorrow. Stay warm and safe.

Ever wonder what the most common and costliest homeowner damage claims are? All of us would like to think we'll never suffer any damage to our homes, but we also realize that things come up - ranging from severe weather to plumbing mishaps. Things that can, in fact, cause damage. The Travelers Companies Inc. has

Electrical problems, including wiring or outlet issues, accounted for 15% of known fire losses, according to our claim data. Learn ways to help protect your home. http://travl.rs/1Y2YPw6

How to stay safe when hail starts to fall A hail storm may seem harmless when you’re in the comfort of your home, but even small ones can pose a danger to you and your family. Protect yourself, others and your property with these quick tips.

Thinking about becoming an Uber driver? Know that your auto insurance has an exclusion for "public livery" opertions. That means that if you charge for rides you have no insurance. Some folks charge fellow employees and provide car pools also. If you do either call us or you auto insurnace agent and be sure you get coverage.

Spring came in January and the forecasters (are they more accurate than the groundhog?) call for a bit drier and warmer in the coming months in Central Indiana. That sounds good if can get a bit more sunshine.

With Christmas, Hannukah and other holidays approaching we want to remind you of two opportunities. First think about the presents you receive and whether you have them properly insured. Call and ask if you are not sure. This is especially true for jewelry, furs, artwork or other valuable items. Second a life insurance policy is a great gift for a child or grandchild. You can buy $100,000 policy for really cheap on a young person. And not only does the premium stay the same forever (if you buy Permanent Life Insurance) but the cash value grows every year without affecting your taxes and the policy can double as a really valuable savings tool.

WE WISH YOU A VERY WARM AND WONDERFUL THANKSGIVING. We jokingly refer to next Thursday as the feast of gluttony and football. But it is so important to sit back occasionaaly and realize how very much we all have to be thankful for. We at NSB are thankful for you, our VIP clients.