OnPoint Senior Benefits,LLC

Our focus is educating, assisting & counseling Medicare recipients on the Medicare enrollment process and available coverage options. Medicare Enrollment Information

Typically, you may enroll in Medicare 3 months before your birth month, except for those whose birthdate falls on the first of the month, in which the effective date for Medicare is the first of the month before the birth month. Aging into Medicare grants the Medicare beneficiary a 7-month period to choose coverage. Application during the three months preceding the birth month provides an effective date for Medicare of the first of the month of the birth month. Any application after the preceding 3 months will result in an effective date of the first of the month after age 65. Application made any time after the 7-month initial enrollment period can only be done in the upcoming GEP (General Election Period) which is from January 1 through March 31 and has an effective date of July 1. The exception to this is for those who have a deferred enrollment for Part B due to having other credible health coverage such as company benefits. If you have been receiving social security benefits or Railroad Retirement Board benefits for a minimum of 4 months before turning age 65 you will be auto-enrolled into Part A and B. If this is not the case following one of the processes below will be necessary to enroll in Medicare, 1 Complete an online application at the social security website at www.ssa.gov. Once at the website click on the Sign In/Up tab in the upper right corner. Next, select the Icon titled my Social Security which will redirect you to a login page where you may log in (if you already have a social security account). If you do not have a login you may create your social security account by selecting a Sign in with LOGIN.GOV or Sign in with ID.me. If you are uncomfortable with this process, reach out to our office at 330.236.0332 and we will assist you in this process, which is the quickest way to sign up for Medicare benefits. Additionally, you may opt to follow a different path to the application as noted in the following bullet points 2 Reach out to the Social Security Administration via telephone at 800.772.1213. Wait times may be long or excessive. 3 You may also apply in person at your local social security office which can be found by selecting the following hyperlink www.ssa.gov/locator/, scrolling to the bottom of the page, and selecting the icon titled “Locate An Office By zipping” to find an office nearest you. Due to COVID restrictions please be aware that many offices are not open to walk-in and many may require an appointment to come in to apply. 4 Please be sure to bring your phone with email access when coming to our offices to assist in the creation of your account. Additionally, please bring your social security number and information about your current insurance plan in place, if any.