Stratus Associates

A strong plan begins with protection.

Safeguarding your financial foundation - ensuring the people and priorities you care about are supported over time - is our number one priority for our clients.

Protection planning can include:
-Life, disability, and long-term care insurance
-Income replacement strategies
-Review and optimization of existing coverage

Each piece is designed to support stability across your broader financial plan. Learn more:
https://loom.ly/b4TRmT4

Financial decisions rarely affect just one generation.

Our advisors help you design a legacy that supports your loved ones - and teaches them how to sustain it.

Learn more about multi-generational financial planning here: https://loom.ly/WBHI3do

Building a business takes vision, grit, and sacrifice. Preserving that success, and planning what comes next, requires clarity and strategy.

With 200+ years of combined industry experience, our team helps business owners and executives navigate the complex intersection of personal and business wealth with precision and foresight.

Whether you’re scaling, selling, or stepping back, we’ll help you make the most of every opportunity:
https://loom.ly/OcWkIU0

No two financial plans should look the same.

Every family brings a different set of priorities, responsibilities and goals - and planning works best when it reflects that.

From day-to-day cash flow to long-term wealth strategy, we help you bring clarity and confidence to every financial choice:
https://loom.ly/RaknPF0

Most financial decisions are made one at a time - an investment here, an insurance policy there…and so on.

But the real impact comes from how those decisions connect and support each other.

When every piece of your financial life works together, clarity tends to follow.

Long before we joined forces, RFS and J3 shared a common approach to financial planning. We believe that good planning starts with context—understanding how financial decisions connect across different parts of a client’s life.

Planning was never approached as a series of standalone decisions. It meant considering family priorities, business responsibilities, retirement planning, leadership transitions, and legacy goals, recognizing that these areas often overlap and evolve over time.

This next chapter represents an evolution, not a reset.
Read more on our blog: https://loom.ly/py9JFms

The Stratus Associates website is live—but this is just the beginning.

In the months ahead, we’ll be sharing insights, perspectives, and resources designed to help clients navigate complexity with confidence.

If you value thoughtful planning, steady guidance, and a long-term approach—welcome!

https://stratusassociates.com/

Why “Stratus”?

In nature, stratus clouds form a steady layer—providing coverage, clarity, and stability.
That idea resonated deeply with us.

Stratus Associates represents thoughtful planning, steady guidance, and a structure designed to support you through every season of life—without unnecessary noise or drama.

Curious to learn more? Let’s talk: https://stratusassociates.com/

This merger and launch didn’t happen overnight!

It came from years of conversations, alignment, and careful decisions—always asking one single question:

“Does this serve our clients better?”

We’re proud of what we’ve built together—and excited about what this foundation makes possible.

https://stratusassociates.com/

Many of our clients are thinking about more than their own future.

They’re thinking about adult children. Aging parents. Family transitions. Grandchildren. Legacy.

Stratus Associates was intentionally designed to support multi-generational planning—helping families navigate change with clarity and continuity.

Because incredible planning doesn’t end at one lifetime.

Curious to learn more? Let’s talk: https://stratusassociates.com/