Dobbins Claims Consultants

Your chance of getting a home insurance payout is barely 50% — the stingiest companies revealed

Why even buy home insurance if your chances of getting paid are barely 50%?

These high denial rates for the 5 biggest US property insurance companies should just be illegal:

1. Farmers Insurance
52%👎Denial rate
2. USAA 51%👎
3. Allstate 47%👎
4. Liberty Mutual Insurance 41%👎
5. State Farm 31%👎
6- (Dis)honorable mention:
Kin Insurance 58%👎👿

In Florida, this sad trend didn't stop with more than 95,000 homeowners getting their claims denied in the wake of Hurricane Milton in October 2024...
Unbelievably ridiculous for a Cat 3 hurricane🌀

I guess we all know where these multi-millions (billions?) in denied claims money is really going: Catchy hooks & TV ads that we all grow numb watching📺

Your chance of getting a home insurance payout is barely 50% — the stingiest companies revealed You can probably sing their jingles.

Today marks the official start of the Atlantic Hurricane Season.

Hurricane Season Has Started - 3 Things You Should Know It's June 1, and you know what that means. Are you prepared?

Florida homeowners hit hardest as insurance costs outpace wages home insurance premiums increased more in Florida than anywhere else in the nation, according to a new report from the Coalition for an Insurable Future.

14 Large U.S. Insurers Closed Nearly Half of Homeowner Claims with No Payment in 2024
By The Weiss Ratings Press Team

14 Large U.S. Insurers Closed Nearly Half of Homeowner Claims with No Payment in 2024 The only ratings agency that combines the broadest coverage, strictest independence, complete objectivity, high ethics, and a commitment to safety.

A 2026 Atlantic forecast was released today from AccuWeather. Personally not a fan of preseason predictions, because as we have learned: 'it only takes one'. Read more on their thinking at:

Atlantic hurricane season forecast 2026: 11-16 named storms predicted by AccuWeather Preparedness is critical as 3–5 direct U.S. impacts are expected during the 2026 Atlantic hurricane season.

Insurance companies don’t always play fair—and it can cost you.
After you file a claim, you might expect a smooth process and a fair payout. But too often, policyholders face tactics designed to undervalue their claim:
• Delays: Dragging out the process can pressure you into accepting less just to move on.
• Lowball offers: A quick settlement might seem tempting, but it’s often far below what your claim is truly worth.
• Disputing coverage: Insurers may challenge what’s included in your policy to reduce their payout.
• Downplaying damage: Minimizing the extent of damage can significantly cut the compensation you receive.
You don’t have to navigate this alone. Dobbins Claims Consultants works on your side—advocating for a fair evaluation and helping you get the compensation you deserve.
Before you accept less than what your claim is worth, make sure you have someone fighting for you !!

The best & worst Property Insurance Carriers !

The 7 Best Home Insurers for Claims Handling in 2026 — and the Worst Ones Insurers are resolving claims faster, but some homeowners still say their policy falls short.

Check your property insurance coverage before it’s too late !!
Homeowner says Citizens Insurance take out cost him thousands.

'No water damage coverage': Palm Beach Gardens homeowner says Citizens Insurance take out cost him thousands A Palm Beach Gardens homeowner lost water damage coverage in a Citizens Insurance takeout. Here's what you need to know before your policy changes.

Florida homeowners deserve to understand their rights before signing or renewing their property insurance policy.

2026 Atlantic Hurricane Season is now 100 days away !!