Kairos Insurance Group

Kairos Insurance Group

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Employee Benefits
Individual health, life, long-term care, Medicare supplements, disability, dental, vision Providing health, life, dental, vision, long-term care, and disability insurance to both businesses and families.

We can design the perfect employee benefits package to offer to your employees. We also do health and life insurance for families who may not have insurance through their employer. Medicare supplements

Operating as usual

Sephardi Voices Event at the Boca Raton Synagogue - Kairos Insurance Group 03/10/2022

Sephardi Voices Event at the Boca Raton Synagogue - Kairos Insurance Group

Over one hundred people attended our event Monday night for Sephardi Voices! The link to Dr Green's new book is here:

Sephardi Voices Event at the Boca Raton Synagogue - Kairos Insurance Group Sephardi Voices Event at the Boca Raton Synagogue Thank you to all who joined us at our event Monday night for Sephardi Voices at Boca Raton Synagogue. A special thank you to Rachel Greenbaum for sharing her compelling story and organizing this event. Thank you to Sarine De Picciotto for sharing you...

Employee Benefits Packages in 2022 - Florida Hospital News and Healthcare Report 02/01/2022

Employee Benefits Packages in 2022 - Florida Hospital News and Healthcare Report

My latest contribution to South Florida Hospital News and Cannabis News Florida.

Employee Benefits Packages in 2022 - Florida Hospital News and Healthcare Report By Summer Westerbur Preventive care and mental health benefits will be the most important part of your employee benefits package this year. One unfortunate result of the pandemic is that many people delayed preventative medical screenings because they wanted to avoid exposure to COVID in doctors’ ...

Poza | Risk Take with Chaim Berkovic 09/02/2021

Poza | Risk Take with Chaim Berkovic

Chaim Berkovic and I discuss ARPA COBRA subsidies ending and compliance requirements for businesses.

Poza | Risk Take with Chaim Berkovic Poza was founded in 2021 and is based in New York. Poza podcasts are downloaded thousands of times per month by listeners all over the world.

The Cost Of Being Unvaccinated Just Went Up — Most Insurers Are Passing Costs Back To Patients As Covid Hospitalizations Soar 08/24/2021

The Cost Of Being Unvaccinated Just Went Up — Most Insurers Are Passing Costs Back To Patients As Covid Hospitalizations Soar

A majority of carriers are quietly ending those fee waivers for Covid-19 treatment on some or all policies.
Until recently, 88% of people had plans that waived deductibles and out-of-pocket costs sharing. If you need to visit an ER from Covid, you should now expect this will be applied to deductible and co-insurance -- like any other Illness.

Vaccination is free and hospitals are mostly full of unvaccinated people.

The Cost Of Being Unvaccinated Just Went Up — Most Insurers Are Passing Costs Back To Patients As Covid Hospitalizations Soar The majority of private health insurers are no longer waiving out-of-pocket costs for Covid-19 treatment and are passing these back to patients, according to research by KFF, and almost no provider will still be eating the cost by the end of the year.

Kairos: Offering Specialized Insurance for Cannabis Companies | Florida’s Source for Cannabis Medical and Business Developments 08/09/2021

Kairos: Offering Specialized Insurance for Cannabis Companies | Florida’s Source for Cannabis Medical and Business Developments

We are honored to be featured in Cannabis News Florida.

Kairos: Offering Specialized Insurance for Cannabis Companies | Florida’s Source for Cannabis Medical and Business Developments By Daniel Casciato Although legalization of cannabis has spread across the country, a major void remains in the industry: insurance for cannabis companies. If you have a cannabis dispensary, grow facility, or processing facility you’re going to need insurance, whether it’s health insurance for y...

ARPA & Cobra Subsidy: Current Articles: South Florida Hospital News 06/02/2021

ARPA & Cobra Subsidy: Current Articles: South Florida Hospital News

Check out my latest article in South Florida Hospital News on COBRA and ARPA:

ARPA & Cobra Subsidy: Current Articles: South Florida Hospital News On March 11 2021 President Biden signed the American Rescue Plan Act of 2021 ARPA in an effort to address employment issues caused by the COVID-19 pandemic. Among other provisions ARPA created a COBRA premium subsidy along with additional COBRA enrollment rights for certain employees who lost group....

Reversing Trump, US restores transgender health protections 05/10/2021

Reversing Trump, US restores transgender health protections

Reversing Trump, US restores transgender health protections WASHINGTON (AP) — The U.S. will protect gay and transgender people against sex discrimination in health care, the Biden administration announced Monday, reversing a Trump-era policy that sought to narrow the scope of legal rights in sensitive situations involving medical care...

04/28/2021

Join us for a discussion about COBRA subsidies, mandatory vaccination, and more!

Ready for our lunch and learn at the Greater Fort Lauderdale Chamber of Commerce with Kairos Insurance Group!

04/27/2021

Join us tomorrow!

Join us April 28, 2021 for this wonderful virtual event with the Greater Fort Lauderdale Chamber of CommerceWe will discuss employment law, employee benefits, and the American Rescue Act of 2021, including the new COBRA subsidy.

Registration details below.

04/27/2021

American Rescue Plan Act (ARPA) requires employers to notify all employees involuntarily terminated after November 1, 2019 of their eligibility for the new COBRA subsidy. There are penalties to the employer both from the IRS and DOL. Please make sure you are compliant. If your group is COBRA eligible (based on the number of employees in 2020) I always recommend my clients have a third-party administrator. Additionally, this is a year you really want to make sure you're working with a CPA who is competent. The subsidy will be paid by the employer in most cases, and the CPA will file for reimbursement from the government when they file your quarterly taxes.

Please reach out with any questions.

04/22/2021

Join us April 28, 2021 for this wonderful virtual event with the Greater Fort Lauderdale Chamber of CommerceWe will discuss employment law, employee benefits, and the American Rescue Act of 2021, including the new COBRA subsidy.

Registration details below.

Israel sees 60% drop in hospitalizations for age 60-plus 3 weeks after 1st shot 01/24/2021

Israel sees 60% drop in hospitalizations for age 60-plus 3 weeks after 1st shot

This is encouraging!

Israel sees 60% drop in hospitalizations for age 60-plus 3 weeks after 1st shot Full effects of Pfizer’s shots only kick in around a month after inoculation, but data from Israel shows there is a stark drop in infections even before that point

Liability Insurance 01/06/2021

Liability Insurance

Liability Insurance

Liability Insurance Liability Insurance discussion.

12/31/2020

May 2021 be a better year for all!

11/26/2020
If The ACA Falls, Protecting Preexisting Conditions Could Be Harder Than It Sounds 10/27/2020

If The ACA Falls, Protecting Preexisting Conditions Could Be Harder Than It Sounds

If The ACA Falls, Protecting Preexisting Conditions Could Be Harder Than It Sounds Though the Trump administration is trying to dismantle the Affordable Care Act in court, it's vowed that people with health problems will still be able to get insured. Here's why that could be tricky.

Medicare open enrollment has arrived. Here are tips for navigating the maze 10/19/2020

Medicare open enrollment has arrived. Here are tips for navigating the maze

Questions about Medicare? Let us help you!

Medicare open enrollment has arrived. Here are tips for navigating the maze Medicare's fall open enrollment lasts through Dec. 7, which means now is the time to evaluate your coverage and determine whether there is a more cost-effective option, based on your use of the health-care system.

10/15/2020

It is officially Medicare AEP! Kairos is licensed and contracted with multiple carriers in Colorado, Florida, New York, New Jersey, South Carolina, Oklahoma, and Illinois. PM with any questions or text/call 719-331-1832.

How To Make Smart Medicare Open Enrollment Choices In 2020 10/15/2020

How To Make Smart Medicare Open Enrollment Choices In 2020

It is officially Medicare AEP! Kairos is licensed and contracted with multiple carriers in Colorado, Florida, New York, New Jersey, South Carolina, Oklahoma, and Illinois. PM with any questions or text/call 719-331-1832.

How To Make Smart Medicare Open Enrollment Choices In 2020 The 2020 Medicare Open Enrollment season runs from October 15 through December 7 and it’ll be even trickier than normal for new and existing beneficiaries.

How To Make Smart Medicare Open Enrollment Choices In 2020 10/15/2020

How To Make Smart Medicare Open Enrollment Choices In 2020

AEP begins tomorrow!

How To Make Smart Medicare Open Enrollment Choices In 2020 The 2020 Medicare Open Enrollment season runs from October 15 through December 7 and it’ll be even trickier than normal for new and existing beneficiaries.

Johnson & Johnson Pauses Covid-19 Vaccine Trials Due to Sick Subject 10/13/2020

Johnson & Johnson Pauses Covid-19 Vaccine Trials Due to Sick Subject

Johnson & Johnson Pauses Covid-19 Vaccine Trials Due to Sick Subject The company said an independent committee is reviewing the subject’s illness, and it will review the medical information before deciding whether to restart the studies.

It's now easier to send Kairos Insurance Group a message. 10/01/2020

It's now easier to send Kairos Insurance Group a message.

It's now easier to send Kairos Insurance Group a message.

AstraZeneca Covid-19 vaccine study is put on hold 09/09/2020

AstraZeneca Covid-19 vaccine study is put on hold

AstraZeneca Covid-19 vaccine study is put on hold The large, Phase 3 study testing the vaccine has been put on hold due to a suspected serious adverse reaction in a participant in the U.K.

Only three of 26 Obamacare-era nonprofit health insurance co-ops will soon remain 09/09/2020

Only three of 26 Obamacare-era nonprofit health insurance co-ops will soon remain

Only three of 26 Obamacare-era nonprofit health insurance co-ops will soon remain Once there were 23 of these nonprofit plans across 26 states; in January there will be only three, serving Maine, Wisconsin, Montana, Idaho, and Wyoming.

Pandemic Deepens Cancer's Stress And Tough Choices 08/03/2020

Pandemic Deepens Cancer's Stress And Tough Choices

Pandemic Deepens Cancer's Stress And Tough Choices For many cancer patients, daily life can feel full of risky choices involving work, family, friends and money. Nearly every option pits the risks of catching the coronavirus against other downsides.

Coronavirus Scuttles Public Option in Colorado in ‘Cruel Irony’ 05/06/2020

Coronavirus Scuttles Public Option in Colorado in ‘Cruel Irony’

Coronavirus Scuttles Public Option in Colorado in ‘Cruel Irony’ Sponsors of a lightning-rod public option bill in Colorado are scuttling the insurance measure this year because of the coronavirus pandemic and the economic upheaval it’s wreaking in the state.

04/30/2020

FYI: UnitedHealthcare will cover COVID-19 antibody tests ordered by a physician or health care provider to diagnose COVID-19 at no cost-share to the member.

Coronavirus May Add Billions to the Nation’s Health Care Bill 03/31/2020

Coronavirus May Add Billions to the Nation’s Health Care Bill

Coronavirus May Add Billions to the Nation’s Health Care Bill Insurance premiums could spike as much as 40 percent next year, a new analysis warns, as employers and insurers confront the projected tens of billions of dollars in additional costs of treating coronavirus patients.

03/29/2020
03/24/2020

IMPORTANT: Please save this number. United Healthcare is opening their emotional support line for Covid-related stress. It is a free resource and you do not need to be a UHC member. It is staffed with mental health professionals. 866-342-6892

03/21/2020
03/20/2020

Polis has provided us with a Special Enrollment Period. If you're uninsured, please call me today so we can check if you're eligible for a subsidy. 719-331-1832. Let's get you insured!

03/19/2020
Trump administration loosens telehealth regulations to combat coronavirus 03/17/2020

Trump administration loosens telehealth regulations to combat coronavirus

"The Trump administration on Tuesday announced an unprecedented expansion of telehealth services for seniors. Medicare patients can now visit any doctor by phone or videoconference at no additional cost, including with commonly used services like FaceTime and Skype,”

Trump administration loosens telehealth regulations to combat coronavirus Trump announced an unprecedented expansion of telehealth services for seniors in an effort to prevent Americans alike from visiting doctor’s offices.

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Friday Health Plans

Telephone

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Boca Raton, FL

General information

We are appointed with all of the major carriers including Anthem, Humana, Kaiser, United Healthcare, Rocky Mountain Health Plans, Cigna, and many others. We can also sell plans of Connect for Health Colorado (ACA plans).

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 4pm

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