Tom Giunta, Financial Planner

Check out LPL Financial Research's Weekly Commentary on the market: "Energy Shock Expected to Hit Prices Harder Than the Economy".
https://static.fmgsuite.com/media/documents/a54690d5-f997-46f4-9f3d-01f9ddf497a5.pdf

Check out LPL Financial Research's Weekly Commentary on the market: "A New Fed Regime: Warsh, Policy Direction, and Treasury Market Consequences"https://static.fmgsuite.com/media/documents/6e29f8f6-7271-405c-8d02-f3df95e6056c.pdf

Stocks surged in April, delivering their strongest monthly gains in five years as solid economic data, easing geopolitical tensions, and upbeat first-quarter earnings lifted investor sentiment. The Nasdaq climbed 15.29%, the S&P 500 rose 10.42%, and the Dow gained 7.14%, while Canada’s S&P/TSX Composite added 3.65%. With no Fed meeting in May, attention turns to remarks from Fed officials and how evolving economic data may shape expectations moving forward. From \$34.1 billion in U.S. spending to the popularity of Mother’s Day dining and gifts, this month’s By the Numbers highlights how families celebrate the occasion.

Monthly Market Insights | May 2026 Stocks surged in April, notching their best month in five years as investors cheered upbeat economic news, efforts to lower tensions in the Middle East, and first-quarter results.

Check out LPL Financial Research's Weekly Commentary on the market: "AI Wave Continues to Power Technology Earnings Boom".https://static.fmgsuite.com/media/documents/ff7486da-e87e-4f5c-a3aa-54edd594280c.pdf

Check out LPL's monthly client letter.https://static.fmgsuite.com/media/documents/a8ff9a2f-0927-423b-ab55-8eb74ac85195.pdf

Check out LPL Financial Research's Weekly Commentary on the market: "American Industrial Renaissance: Fact or Fiction?".https://static.fmgsuite.com/media/documents/1abb80ac-7045-42a9-bcfb-dfd2c7e99146.pdf

Florida's lack of state income tax is one reason many professionals, business owners, and retirees choose to call the state home.

However, tax strategy still plays an important role in long-term planning. Federal taxes, investment income, retirement distributions, and estate considerations can all affect your overall financial picture.

For many households, the opportunity lies in coordinating income, investments, and withdrawals thoughtfully over time.

Many financially successful households have strong income, investments, and assets, but those pieces may still operate in isolation.

When investments, tax strategy, insurance, and estate planning are handled separately, important opportunities can be missed.

Coordinating these decisions into one cohesive strategy can help bring greater clarity, efficiency, and confidence over time.

Check out LPL Financial Research's Weekly Commentary on the market: "Rethinking Fixed Income Allocation in a Multi‑Polar World".https://static.fmgsuite.com/media/documents/6b236c12-2243-473c-9a4e-bf01dd7bc4a1.pdf

At Cove Financial, we believe strong communities are built through strong leadership.

We’re proud to support the Palm Beach County School District’s Department of Leadership Development, which provides mentorship, training, and career pathway programs for educators preparing to step into leadership roles across our schools.

Programs like the Exploring Leadership Academy, Aspiring Assistant Principals Program, and Preparing Future Principals Program help cultivate the next generation of school leaders - strengthening classrooms, supporting teachers, and ultimately improving outcomes for students throughout Palm Beach County.

Investing in leadership development today helps shape brighter futures for our entire community.