Brandon Brotsky

Not all mortgages are created equal. Which one was made for YOU? 🏡💰

92% of Florida Homeowners Will Pay No Property Tax ☝️🏡🇺🇸

Should your parents sell their home? Share this video with them 🏡💰

DISCLAIMER: This content is for educational purposes only and is not financial, legal, or tax advice. Consult a licensed professional before making any related decisions.

Mortgage closing costs are not just lender fees. Your closing date can change how much prepaid interest you bring to the table. Prepaid interest is collected from the day you close through the end of the month, so closing earlier in the month usually means you pay more interest upfront, while closing near the end means you pay less upfront. You are not “avoiding” interest, you are shifting when you pay it.

If cash-to-close is tight, ask your loan officer what different closing dates do to prepaid interest.

DISCLAIMER: Example numbers vary by rate and loan amount. This content is for educational purposes only and is not financial, legal, or tax advice. Consult a licensed professional before making any related decisions.

Short-term rental tax strategy is one of the most misunderstood concepts online. The idea is that a properly run short-term rental can sometimes be treated differently than a long-term rental under IRS rules, and accelerated depreciation from a cost segregation study may create large “paper losses.” In the right setup, those losses can potentially offset other income, but only if you meet strict material participation and classification requirements.

This is advanced and highly fact-specific. Comment TAX and I’ll send the playbook overview.

Educational only. Tax outcomes vary. Verify with a CPA.

The Augusta Rule (IRS Section 280A) is a tax strategy some business owners use to rent their home to their business for up to 14 days per year. When structured correctly, the business may deduct the rent as a business expense, and the homeowner may not have to report the rental income under the 14-day rule. The key is doing it properly: legitimate business purpose, fair market rent, and strong documentation.

This is not a “write off your house” trick. It is a specific rule with specific requirements.

Disclaimer: Not tax advice. Confirm with a CPA.