New You Financial Services

NEW YOU CREDIT REPAIR LLC is Highly Recommended by locals! We greatly appreciate your support and referrals. It drives our business, and we couldn't do what we do without you!

8 Ways To Lower Your Auto Insurance Premium

1. Drive Safely (And Slowly)
2. Buy An "Insurance-Friendly" Car
3. Take A Defensive Driving Course
4. Take Advantage Of Behavior-Based Discounts
5. Yes, It Can Pay To Shop Around
6. Move Closer To Work
7. Improve Your Credit
8. Increase Your Deductible
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9 best investments in 2021

1. High-yield savings accounts
2. Certificates of deposit
3. Government bond funds
4. Short-term corporate bond funds
5. S&P 500 index funds
6. Dividend stock funds
7. Nasdaq-100 index funds
8. Rental housing
9. Municipal bond funds
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Tips for First-Time Home Buyers

1. Start saving early.
2. Decide how much home you can afford.
3. Check and strengthen your credit.
4. Explore mortgage options.
5. Research first-time home buyer assistance programs.
6. Compare mortgage rates and fees.
7. Get a preapproval letter.
8. Choose a real estate agent carefully.
9. Pick the right type of house and neighborhood.
10. Stick to your budget.
11. Make the most of open houses.
12. Pay for a home inspection.
13. Negotiate with the seller.
14. Buy adequate home insurance.
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Tips To Cut Monthly Expenses!

1. Examine The Current Monthly Expenses
- First and foremost, see where your money is going.
2.Cut The Obvious Monthly Expenses
- Once you know where your money is going, it’s time to start cutting – starting with the monthly expenses that are not needed.
3. Cut Even More Monthly Expenses
- Get creative! Example, trade in your car for a more fuel efficient vehicle.

Are there monthly expenses you could cut to save more money?
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5 Tips For Buying A Car The Smart Way

1. Get Preapproved For A Loan Before You Set Foot In A Dealer's Lot.
2. Keep It Simple At The Dealership.
3. Don't Buy Any Add-Ons At The Dealership.
4. Beware Longer-Term Six- Or Seven-Year Car Loans.
5. Don't Buy Too Much Car. And Consider A Used Car To Save A Lot Of Money!
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Can You Get a Loan With Bad Credit?

Getting a small loan with bad credit is possible, but it will take a bit of legwork to determine the best options for your financial situation. You’ll want to make sure to understand all of your loan’s terms, so you don’t end up paying astronomical interest rates or fees. Learn more about our picks for the best small loans for bad credit.
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When A Personal Loan Makes Sense For Debt Consolidation

Personal loan for debt consolidation is ideal for moderate amounts of consumer debt.

Can you pay off your debt in the next five years? If so, consolidation via a personal loan might make sense.

If you expect to pay off your debt in the next six months to a year, however, then a personal loan probably isn’t worth it. The small amount you’d save in interest isn’t worth the hassle.

On the other hand, if you have no idea how you’ll ever pay off your debt, much less in the next five years, then a personal loan is likely not enough for you. You probably need to seek out credit counseling—a professional who will set your affairs in order.
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Check Out This Customer Testimonial!

"Best service ever! Trustworthy people, effective and efficient 100% worth every cent and time dealing with them Steve is phenomenal and long after he was done helping me fix my credit he continued to be available to me and willing to help Truly incredible service!"
- Anna B

We strive to provide exceptional service to all of our customers! Contact us today!
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"As a realtor, I encounter people who either want to buy or rent. Sometimes, they may need to improve their credit score to get the home they really want. NewYou / Steve is the only company I recommend. I have seen him take someone from high 400's to 650 in about 7 months. Another person from 500's to about 700 in about the same time. He is honest and knowledgeable. If he can not improve your credit score to the point where it is worth paying for his services, he will let you know." - Kechia Thompson
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12 Money-Saving Moves That Are Actually More Expensive In The Long Run

1. Buying cheap household furniture or appliances.
2. Buying something just because it’s on super sale.
3. Cutting down your insurance plan.
4. Ignoring your car maintenance needs.
5. Constantly visiting sites like Groupon and Living Social for deals.
6. Setting a too-strict budget.
7. Refusing to use your credit card.
8. Spending on fast fashion.
9. Skimping on groceries.
10. Not contributing to a retirement account so you can keep the cash.
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10 Warnings to Heed When You Consolidate Credit Card Debt!

Warning No.1: Stop making new charges
Warning No. 2: Don’t use DIY solutions if you don’t have good credit
Warning No. 3: Don’t convert unsecured debt to secured debt
Warning No. 4: Be aware of fees and costs to consolidate
Warning No. 5: Don’t be afraid to ask for help
Warning No. 6: Don’t lose steam halfway through
Warning No. 7: Never confuse consolidation with debt settlement
Warning No. 8: Be cautious with new financing
Warning No. 9: Check your credit once you eliminate the debt in-full
Warning No. 10: Learn from your mistakes
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