Joya Cherry - Realtor

One of the many financial benefits families discover after relocating to Florida? Florida Prepaid College Plans. 🎓☀️

Many buyers moving to Florida are surprised to learn that Florida offers prepaid college programs designed to help families lock in future tuition costs while planning ahead for children and grandchildren.

Between Florida’s tax advantages, lifestyle, and long-term planning opportunities, it’s easy to see why so many families continue making the move.

As someone who works with many relocation buyers throughout South Florida and Port St. Lucie, these are the types of conversations that often come up when people are considering making Florida home.

Hurricane season officially begins June 1 here in Florida 🌴☔

Now is the perfect time to prepare your home and family before a storm is on the radar. A few simple steps today — checking supplies, reviewing your insurance, securing outdoor items, and making a plan — can make a big difference later.

Stay safe, stay prepared, and don’t wait until the last minute. 💙

JUST SOLD OFF MARKET IN DAKOTA 🏡✨

This stunning Capri model — originally the builder’s model home — has officially sold for $1,387,500.

Featuring 5 bedrooms, 4 bathrooms, designer upgrades, and model-quality finishes throughout, this home was one of the standout properties within the Dakota community.

What makes this sale even more special? I’ve now had the opportunity to sell this home TWICE.

As someone who has sold extensively throughout Dakota and also owns property within the community, I understand firsthand what makes buyers gravitate toward this lifestyle — from the resort-style amenities and newer construction to the location, floor plans, and overall community appeal.

It matters who you work with. ✨

🏡 Just Sold in Arden | Loxahatchee, Florida ☀️

Congratulations to my buyers on their beautiful new Lennar townhome in the amazing community of Arden!

From exploring communities to navigating the new construction process, it was such a pleasure helping them find the right fit and make their move to Florida.

Arden is not your typical new construction community — it’s one of South Florida’s most unique “Agrihood” communities, centered around healthy living, nature, and connection. 🌱

What makes Arden so special?

🌿 A 5-acre working farm with fresh herbs, fruits & vegetables available to residents
🥕 “You-pick” gardens and farm events
🚶 Over 20 miles of walking & biking trails
🏊 Resort-style pools, fitness center & clubhouse
🚣 Kayaking, fishing, tennis & outdoor living
🌴 Beautiful lakes, green space & a true lifestyle feel

For buyers looking for more than just a house, Arden offers an entire lifestyle focused on wellness, community, and outdoor living.
Buying new construction is exciting, but having the right representation matters. From contracts and timelines to builder upgrades and inspections, I’m here to help guide my buyers every step of the way.

Thinking about new construction or relocating to Florida?
I’d be happy to help you explore your options.

📩 Message me anytime.

Thinking about moving to Florida? ☀️

It’s not just the sunshine… it’s the savings.

✔️ No state income tax
✔️ Keep more of what you earn
✔️ No tax on Social Security, pensions, or 401(k)s
✔️ No estate or inheritance tax

For many of my clients relocating from NJ & NY, this isn’t just a lifestyle move…
it’s a financial one too.

If you want a quick breakdown of how this could benefit you, I put together a simple guide here:
👉 https://joyacherry.com/tax-benfits/

If you’ve been thinking about making a move, I’m always happy to walk you through what it could look like for you.

📩 Message me anytime

✨ Just Listed

Enjoy breathtaking lake views from this beautifully designed home featuring an open-concept layout, custom finishes, and an extended patio perfect for sunset evenings.

Located in Canyon Springs one of Boynton Beach's most desirable GL Homes communities, this home offers the lifestyle so many buyers are looking for right now.

🔶 3 Beds plus Den
🔶 2 Baths
🔶 Top Notch Elementary & Middle School
🔶 Sunset Water Views

Offered at $710,000

📩 Message me for details or a private showing

Excellent explanation 🏡

Even in identical homes, property taxes can vary! 🏠🏠
For example, Neighbor 1 benefits from a previous homestead, a Senior Exemption, and a Widow Exemption, lowering their taxable value and tax bill.
Neighbor 2, without these benefits, faces higher taxes despite having the same market value.
Awareness of available tax exemptions is crucial for homeowners to maximize savings!

South Florida season is in full swing ☀️
The Cognizant Classic is back in Palm Beach Gardens and it’s one of my favorite times of year here.

Between golf, sunshine, and new listings hitting the market — it’s officially busy season.

If you’re thinking about making a move before summer, this is the window.

Don’t forget to file !

If you are a Florida resident who owned and occupied your home on January 1. We welcome you to file for tax-saving benefits at one of our award-winning offices or online at www.paslc.gov before the March 1 deadline.

Check out one of the many benefits of living in Florida !

Portability in Florida refers to the ability of a property owner to transfer some or all of their Save Our Homes benefit from a previous homestead to a newly established homestead. The Save Our Homes benefit is the difference between the market value and the assessed value. The amount is transferred either in its entirety or as a percentage, depending on the value of the new property. The maximum transfer amount is $500,000.

We welcome you to visit https://www.paslc.gov/214/Homestead-Portability to learn more about Portability.