CTB Insurance LLC

Latest trends in truck prices

FTR: Van spot rates mixed as flatbed’s gradual slide continues Explore the latest trends as van spot rates mixed in the Truckstop.com system. Discover what this means for the market.

Windshield Replacement Coverage: The “Florida Windshield Law”
Florida has a unique and beneficial law for commercial vehicle owners, commonly known as the Florida Windshield Law. This law is particularly important for trucking companies due to the high risk of windshield damage during daily operations.

Florida Statute 627.7288 states that insurers must cover the total cost of windshield repairs or replacements with no deductible applied. This rule, known as the Florida Windshield Law, applies to vehicles with comprehensive coverage. That is, those that are protected against non-accident related threats, such as natural disasters or theft.

In addition, it is essential to note that this law only applies to “admitted” insurance companies (authorized by the state of Florida).

Consider including comprehensive coverage in your commercial insurance policies to take advantage of this benefit. Although it may increase your premiums slightly, the potential savings and convenience in windshield repairs far outweigh this additional cost.

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Cobertura de Reemplazo de Parabrisas: La “Florida Windshield Law”
Florida tiene una ley única y beneficiosa para los propietarios de vehículos comerciales, conocida comúnmente como “Florida Windshield Law”. Esta ley es particularmente importante para las empresas de camiones debido al alto riesgo de daños en el parabrisas durante las operaciones diarias.

El Estatuto de Florida 627.7288 establece que las aseguradoras deben cubrir el costo total de reparaciones o reemplazos de parabrisas, sin aplicar deducible. Esta norma, conocida como la “Florida Windshield Law”, se aplica a vehículos que cuentan con cobertura integral (comprehensive coverage). Es decir, aquellos que están protegidos contra amenazas no relacionadas con accidentes, como desastres naturales o robos.

Además, es importante señalar que esta ley solo se aplica a las compañías de seguros “admitted” (autorizadas por el estado de Florida).

Considera incluir la cobertura integral en tus pólizas de seguro comercial para aprovechar este beneficio. Aunque puede aumentar ligeramente tus primas, el ahorro potencial y la conveniencia en reparaciones de parabrisas pueden compensar ampliamente este costo adicional.

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https://smartfinancial.com/truck-insurance

Everything You Need To Know About Commercial Truck Insurance | SmartFinancial Learn how commercial truck insurance works, the different coverages available and what factors impact premiums in our comprehensive guide.

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