GSP Insurance Group

First cool night of fall. Chairs pulled in, fire going, and nobody playing musical chairs to dodge the smoke.

That's what we're giving away this month: a Solo Stove Bonfire 2.0 with the stand. 🔥

To enter: comment ENTER and we'll send you the link. It takes about a minute. (Prefer to skip the DM? The direct link is in the first comment.)

Once you're in, share your personal link. Every friend who enters through it gets you an extra entry.

No purchase necessary, and you don't have to get a quote or talk insurance with us. Open to residents 18+ in SC, GA, NC, TN, AL, OH, IN and FL. Entries close Oct. 29 at 1 PM ET.

Wondering if it's real? Check the second photo. Lorie picked up her Ooni pizza oven at our office last month.

Official rules are in the first comment. This giveaway is not sponsored, endorsed or administered by, or associated with Facebook.

Buying a condo or townhome? There’s a document we’d want to see before telling you what insurance you need.

The association’s master insurance policy.

Because with condos and many townhomes, you can’t just look at the property and assume where the association’s responsibility ends and yours begins.

And that matters.

What does the association insure? What are you responsible for? How does their coverage affect the policy you need?

We’d rather answer those questions before we put your policy in place than discover the answers after a claim.

That’s also why the answer to “Do I need an HO3 or an HO6?” isn’t always as simple as house = HO3 and condo = HO6.

The master policy can be an important part of figuring it out.

So if you’re buying a condo or townhome, ask for a copy of the association’s master insurance policy. Already own one? It’s worth knowing what yours says, too.

We explain what to look for—and how HO3 and HO6 policies differ—in our latest article. 👇

HO3 vs. HO6 Homeowners Policy | GSP Insurance HO3 vs. HO6 homeowners policy compared in plain language — what each covers, where it falls short, and how to choose for your SC home or condo.

GSP birthday rule: your birthday, your lunch spot. 🎂

Madison had the honors today and chose Dockside on Hilton Head. Safe to say she made a pretty solid call. ☀️

A little sunshine, good food, and an excuse to get out of the office for a bit.

Happy Birthday, Madison! 🎉🥳

This is our favorite part of doing these giveaways. 👇

September giveaway winner Lorie Sauer stopped by the office today to pick up her brand-new Ooni pizza oven. 🍕🔥

And yes, for anyone wondering… the prizes are real, the winners are real, and unfortunately we do have to actually hand them over. 😂

Congrats, Lorie! We hope there are a lot of good pizzas in your future.

Missed this one? Don’t go anywhere. We’ll be announcing our next giveaway soon. 👀

If you’ve called our office, there’s a pretty good chance you already know Madison. 😄

She’s usually the first voice you hear when you call GSP, and whether you have a question, need help with something, or have absolutely no idea who you need to talk to… Madison will get you where you need to go.

She’s kind, ridiculously helpful, and somehow manages to take care of everybody while being properly fueled by Starbucks or 7 Brew. ☕️

Today, we handled the cupcakes. Madison obviously handled the caffeine. 😂

We’re very lucky to have her around here.

Happy Birthday, Madison!! 🥳🎂

If you’ve talked to Madison before—or even if you haven’t—help us wish her a happy birthday!

“I haven’t looked at my homeowners insurance in years.”

We hear some version of that ALL the time.

And honestly, it makes sense.

Your insurance is paid through your mortgage escrow. The bill gets handled. The mortgage payment comes out every month. You move on with life.

Until one day…

“Wait. Why did my mortgage payment go up?”

Sometimes, the answer is sitting in an insurance policy you haven’t looked at in years.

A change in your homeowners insurance premium can affect what your mortgage company needs to collect for escrow — which can mean a higher monthly mortgage payment.

We broke down how it works, what to look for, and why that escrow analysis deserves more than a quick glance.

Link to the full breakdown is in the comments. 👇