Sablich Insurance Group

A backyard birthday party. Kids playing on a bounce house. Friends gathered around a firepit.

These are ordinary moments at home—but one unexpected accident can quickly become a serious financial concern.

If someone were injured on your property today, would you know how your homeowners insurance might respond?

Our latest blog explains personal liability coverage, medical payments to others, umbrella insurance, and why your current limits deserve a closer look.

Read the full article to learn more.

If Someone Were Injured at Your Home Today, Would Your Insurance Be Enough? Learn how homeowners personal liability coverage may respond when someone is injured on your property—and why your limits and umbrella options deserve a closer look.

Your business isn’t generic—and your insurance shouldn’t be either.

A restaurant, nonprofit, youth sports league, retailer, and specialty contractor may all need commercial insurance, but the risks behind their operations can look very different.

In our latest blog, we explain why commercial coverage should be built around how your business actually works. We’re also sharing how our new appointment with Philadelphia Insurance Companies (PHLY) expands the specialized solutions we can explore for our commercial clients.

Read the full article to learn more.

Your Business Isn’t Generic. Your Insurance Shouldn’t Be Either. Commercial insurance should reflect the way your organization actually operates. Discover why specialized coverage matters and how Sablich’s new PHLY appointment expands the options available to commercial clients.

We’re proud to announce that Sablich Insurance Group is now appointed with Philadelphia Insurance Companies (PHLY), expanding the commercial insurance solutions available to our clients.

PHLY serves more than 120 niche markets and is particularly well suited for organizations and businesses such as local nonprofits, youth sports leagues, Main Street retailers, restaurants, and specialty contractors. With a local presence, a 96.7% claims satisfaction rate, and a longtime relationship with the Philadelphia Phillies, PHLY brings both recognizable strength and specialized experience to the table.

For our clients, this means access to even more options as we work to find coverage suited to the specific risks their organizations face.

Looking for a better approach to commercial insurance? Raise Your Expectations.

You're home's market value and the cost to rebuild it are two very different numbers—and your homeowners insurance should be based on the second one.

Renovations, upgraded finishes, rising construction costs, and changing building codes can all affect the coverage you need. Our latest blog explains what homeowners should review before a major loss exposes a costly gap.

Your House Is Worth More Than You Think—But Your Insurance Might Not Know That Your home’s selling price and rebuilding cost are not the same. Learn why your dwelling coverage may need another look before a major loss reveals a costly gap.

Our agency has evolved. Now, our mark has too.

The shield and colors at the heart of Sablich Insurance Group remain—now brought together within a new hot air balloon symbol and paired with a cleaner, more modern look.

It’s a new expression of the same agency: built on trust, real conversations, and doing the work the right way.

Same shield. Same colors. A new symbol built to Raise Your Expectations.

College move-in comes with a long checklist—but insurance usually isn’t on it.

Whether your student is living in a dorm or renting off campus, taking a car or leaving it at home, a few important coverage questions are worth asking before they head back to school. Our latest blog breaks it down without the insurance jargon.

Your Kid Is Going Back to College. Is Their Insurance Ready? Dorm or apartment? Car on campus or staying home? Learn which insurance questions families should ask before sending a student back to college.

Are you paying for insurance coverage you don't actually need....while missing coverage that could save you thousands?

It happens more often than you might think.

In our latest blog, we explain why insurance isn't something you should "set and forget"—and how a simple policy review can help uncover outdated coverages, potential gaps, and opportunities to better protect what matters most.

Raise Your Expectations.

📍 Licensed in Pennsylvania, New Jersey & Delaware

You're Probably Paying for Coverage You Don't Need … and Missing Coverage You Do. Is your insurance still protecting the life you live today? Learn why reviewing your coverage regularly can help eliminate unnecessary costs and uncover important gaps.

Someone slips on your sidewalk and is injured.

Would your homeowners insurance help?

In many cases, personal liability coverage may help pay for medical expenses, legal costs, or damages if you're found responsible for someone else's injury on your property.

It's one of the most important parts of a homeowners policy—and one of the easiest to overlook when choosing coverage limits.

Not sure what your policy includes? We'd be happy to review it with you.

Raise Your Expectations.

📍 Licensed in Pennsylvania, New Jersey & Delaware

🏡 Meet the Coverage

If your home is damaged by a covered claim, your insurance may pay to repair it—but what if today's building codes require additional work?

That's where Ordinance or Law Coverage comes in.

It can help cover the extra cost of bringing the damaged portion of your home up to current building codes during repairs or rebuilding.

It's one of those coverages many homeowners have never heard of until they need it.
Have questions about what's included in your homeowners policy? We're here to help.

Raise Your Expectations.

📍 Licensed in Pennsylvania, New Jersey & Delaware

Sometimes the claims we remember most aren't the biggest—they're the ones that could have been financially devastating if the right coverage wasn't in place.

In our latest blog, we share two real client stories:
🏠 A $20,000 underground service line repair
🚗 A totaled vehicle that could have left the owner paying off a loan for a car they no longer had
Both had one thing in common: the right coverage before they needed it.

Raise Your Expectations.

📍 Licensed in Pennsylvania, New Jersey & Delaware

The Claims We'll Never Forget: Two Real Stories That Show Why Coverage Matters Real claims. Real lessons. See how service line coverage and GAP insurance protected two clients from unexpected financial losses.