Method Mortgage

Method Mortgage

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Combining a high level of personal service, expertise and communication, Method Mortgage is always "The Smartest Way Home". And a friendly guide, too.

Method Mortgage, formerly Principal Mortgage, was founded in Birmingham, Alabama in January 2007. Our work is dedicated to helping people achieve the dream of living in a home that they love and can afford. Whether you are purchasing or refinancing, we know mortgages are an important part of that process. We have developed a method to demystify the mortgage process for our clients. We combine a ve

06/03/2026

To purchase a home, most people assume they need:
• perfect credit
• a huge down payment
• or the “perfect time” to buy

But in reality, many buyers are more prepared than they realize.

The first step isn’t committing to a house.
It’s understanding your options.

Let’s talk through your numbers and create a plan that makes sense for you!
Message us today

06/01/2026

🎉 Celebrating Lizzie 🎉 FIVE AMAZING YEARS! Thanks for all your hard work. We are so glad you are a part of the team. Happy Work Anniversary!

06/01/2026

June is National Homeownership Month.. the most wonderful time of the year for Method Mortgage because we believe homeownership is the foundation of the American Dream 🏡 How to observe? If you are considering purchasing a home for the first time and don’t know where to start, let’s set up a time to talk to explore your options and learn more about our current market.

methodmortgage.com

05/27/2026

Happy Birthday to one of our fearless leaders! It goes without saying we're pretty happy you were born. Enjoy your day Adam- Thanks for all you do! 🎈

05/25/2026

We salute the American heroes who made the ultimate sacrifice for the cause of liberty on this Memorial Day 🇺🇸

05/23/2026

Very thankful for this guy as we celebrate his 10 YEARS at Method Mortgage. Thanks for everything you do, Jeff. Happy Anniversary - We’re looking forward to many more! 🎉

05/21/2026

Mortgage rates have been bouncing around lately, and if that’s made you hesitate, you’re not alone.

But here’s what many buyers don’t realize: today’s rates are still lower than they were during the last 3 spring markets. The opportunity to buy is still there.

Want to see what the numbers could look like for you at today’s rates? Let’s connect!

Photos from Method Mortgage's post 05/19/2026

Thinking about buying a condo? There are a few important financing changes happening behind the scenes that buyers should know about.

The biggest takeaway? Not all condos qualify the same way.

Condo financing today may require a little more planning, and factors like building approval, documentation, and timing can play a bigger role in the process. But that doesn’t mean condos are harder to buy- it just means being prepared early matters more than ever.

The smoothest condo transactions are happening when buyers:
✔️ Get pre-approved early
✔️ Have their lender review the condo upfront
✔️ Understand what to expect before making an offer

A little preparation upfront can help you avoid delays, reduce stress, and move forward with confidence. If you’re starting your condo search, or already have one in mind, we would be happy to help you understand what to look for, what questions to ask, and how these updates may impact your financing. Contact Method Mortgage today!

Request A Rate + Refinance + Pre Approval
(205) 705-1650
Online at MethodMortgage.com
NMLS # 85408

05/18/2026

When’s the last time you checked how much equity you’ve built? It may be more than you think.

Over the past 6 years, the average homeowner has gained more than $128,000 in equity through home appreciation and mortgage payments. That could help fund your next move or another big goal.

Curious what your home may be worth? We are offering free equity assessments for homeowners in our market. Send us a message or call to get started.

05/10/2026

Today we honor and celebrate all of the mothers in our lives. Happy Mothers Day! 🌸💐🌷🪻🌹

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Telephone

Address


601 Vestavia Parkway Suite 300
Birmingham, AL
35216