Good Home

💸 Refinance = Real Relief

Got credit card debt or a mortgage payment that feels too high? Let’s talk about refinancing - it could lower your payment, clear your debt, or give you cash for upgrades.

💰Let’s take a look at your numbers. A quick conversation could lead to serious savings!

New Listing Alert! ✨ Nestled in the stunning Brasada Ranch community.73 Acres | $327,000

Stunning sunset views and a resort -style living experience! The perfect blend of natural beauty and luxury with this exceptional lot, offering an opportunity to build your dream home in a resort-style community. Situated in a desirable location, this property provides a serene escape while offering top-tier amenities such as a sparkling pool, clubhouse, fitness center, and access to golf courses, hiking trails and more! Enjoy peaceful evenings with panoramic views, and vibrant sunsets that paint the sky, creating a picturesque backdrop for your future home. Whether you’re looking to build a vacation retreat or a permanent residence, this lot offers endless possibilities.

Don’t miss out on this rare opportunity to own a piece of paradise!
Reach out today!
Kent Cramer
Desert Sky Real Estate
[email protected]

Did you know I’ve been helping Oregonians finance their homes for over 33 years? I’m a mortgage broker and also a licensed real estate agent—this means I can guide you through every step of buying, selling, or refinancing with one streamlined plan. Let’s make it simple and smart. 🤝💼🔑

Looking for some information on why mortgage rates have shot up? Wondering if you should refinance? Patience may be the answer but here is some information that I hope will help.

If the Fed’s dramatic unveiling yesterday of a massive rate cut (to close to zero) and $700-billion stimulus package was intended to reassure investors, it hasn’t worked. Stock markets opened this morning with all indexes sharply lower.

But what does the Fed’s move mean for mortgage rates? On its website, Mortgage News Daily has a masterly overview of what’s going on under the hood. But if you just want headline information, the following might help:

1. Fed rate cuts don’t directly affect new mortgage rates. So don’t expect your lender to be offering you a lower rate today just because of yesterday’s announcement
2. The Fed’s $700-billion stimulus package (“quantitative easing” (QE) program) isn’t likely to do much immediately either. But that program includes some bond purchases, including those for mortgage-backed securities (MBSs), which might help in future
3. Unfortunately, that probably won’t push down mortgage rates right away. But it might open up the possibility of them dipping lower (perhaps even to recent lows) in coming weeks. And it could restore the relationship between those and yields on 10-year Treasuries, which used to be very close
4. Excessive demand, mostly for refinances, was behind last week’s sharp rises in mortgage rates. Lenders struggled to cope and investors didn’t want to buy all the MBSs on offer when yields were low. Those higher rates may have already killed much of that demand, meaning things might get a little closer to normal
5. But what “normal” means when the Covid-19 coronavirus is ravaging most of the world’s major economies is anyone’s guess.

Feel free to check in with me regarding your situation and continue to do your part in helping stop Covid 19.

Interest Rates are at Historic lows. Now is the time to have a quick review to see if savings could benefit you. Values are up and rates are down. Great combination. Let's take a look. It's quick and free!

🚵‍♂️Had a stellar day volunteering for long time client and good friend Chuck Brockman and his fellow Therapeutic Associates Owners, who were in town for their company retreat. We had an AMAZING ride with perfect dirt, a little snow, hail and a great group of guys! Thanks for letting me spend the day with you all, and thanks to Sagebrush Cycles for shuttling the crew 👍.

Lol! 🤣 Seriously, it works every time! Wouldn’t you agree? Happy Friday 🍻.

Did you know that for every transaction closed GOOD HOME makes a contribution to a local non-profit of your choice? ❤️

Let's meet up and chat about your Mortgage and Real Estate opportunities... ☕️ My treat!

Consolidate debt, save monthly, invest, first home?, pre-qualify to buy... I'm your guy! Let's meet 😊🏠👍

👉Don't miss this opportunity! Interest rates are at an all time low....but for how long? Whether you are looking for a 🏠 NEW HOME or REFINANCING to save money💰 there is no better time then NOW! 🎉