Joi Raby - Financial Planner

It’s just a bunch of Hocus Pocus!

No caption necessary.

Today was super hard. Today was painful. Although I think about you every day, today’s thoughts just weren’t the same. Mommy misses you more than you could ever imagine. Continue to get your rest. Mommy loves you to the moon and back. 💛

The earlier you start, the less money it takes to build wealth and a comfortable retirement. The later you start, the more money it takes. Don’t wait! Start now! Ask me how!

Who wants to learn how to build wealth?!?! 🙋‍♀️🙋‍♀️ Tonights class will teach you just that! If I were you, I would make sure I'm there! 😉

Today at 10AM!! Come learn and grow your finances!

MILLENIALS!! Check on your parents! Sometimes we think they have it all together, but we need to make sure they’re properly planning for retirement. If they are not, you may end up filling the gap when they DO retire. If you’re not sure of where they should be, have them schedule an appointment with me.

The average balance people in their 40s have in their 401(k)s is over $170,000

We always have money for things we WANT, for example, Jordan’s, going out with friends, vacations, etc. We need to reassess what’s more important: having wealth OR looking like we have wealth. 🤷🏽‍♀️

Do you know how much you need saved for retirement? If so, do you know if the amount you’re currently saving will get you to your goal?! Schedule today so you’ll KNOW FOR SURE!

Rule of 72 is SOOOO important. It can either make you or break you! Rule of 72 tells you how many years it will take your money to double. You take the number 72 then divide it by the interest rate. The answer you get is the number of years it takes to double your money. See the picture below to see how much of a big deal interest rates make. It works the same way when you’re in DEBT! This is why it is so hard for people to pay it off. Schedule your appointment today to learn how to be on the earning side instead of the debt side.

What’s knowledge without application?! NO RESULTS! You can not expect change if you don’t apply the information you learn, but it you never learn, how can you even start?! Schedule your appointment today to start learning about how money works!