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San Francisco’s insurance crisis is worsening. Here’s what homeowners say insurers are demanding — San Francisco Chronicle San Francisco resident Rudy Ragan could not believe it when his insurer of nearly 27 years, Safeco, dropped him over puddling on his Sunnyside roof. His own climb onto the roof turned up no problems, and he said the company did not send an inspector — just used aerial imagery.

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https://www.reuters.com/world/us/us-property-catastrophe-reinsurance-rates-rise-up-50-july-1-report-2023-07-03/?utm_source=facebook&utm_medium=news_tab&mibextid=Zxz2cZ

This is really happening

U.S. property catastrophe reinsurance rates rise up to 50% on July 1-report U.S. property catastrophe reinsurance rates rose by as much as 50% at a key July 1 renewal date, broker Gallagher Re said in a report on Monday, with states such as California and Florida increasingly hit by wildfires and hurricanes.

https://www.kut.org/energy-environment/2023-02-02/austin-energy-crews-restore-power-winter-storm?mibextid=Zxz2cZ

'Chasing our tails': Why it's taking so long to get the power back on in Austin Austin Energy crews have been dealing with frozen tree limbs — and even whole trees — tangled in the power lines.

https://www.tdi.texas.gov/blog/fallen-tree-branches-and-insurance.html

Creak! Crackle! Pop! Does insurance cover fallen tree branches? Tree branches all over Texas have been crashing under the weight of ice. If one falls on your house or car, use these tips to learn how your insurance might work.

https://www.kxan.com/news/local/austin/does-auto-insurance-pay-for-damage-caused-by-a-fallen-branch/?utm_source=facebook&utm_medium=news_tab&mibextid=Zxz2cZ

Does auto insurance pay for damage caused by a fallen branch? Ben Gonzalez of the Texas Department of Insurance said that if a branch or tree falls onto your car and damages it, you may be out of luck.

Cyber threats are on the rise, call us for a quote

What is cyber insurance? Everything you need to know about what it covers and how it works | ZDNet Cyber insurance is becoming increasingly popular. But what does it cover, what doesn't it cover and what should you be looking for when deciding on a policy?

As the flash flood season approaches, I wanted to make sure that everyone knew this.

In Texas, Flood insurance is not typically covered on residential insurance policies, it has to be added to be covered. It takes 30 for a flood policy to go into effect.

Call us if you need to add flood insurance to your policy.