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Kurt Rogers, Managing Broker at Affordable Interest Mortgage - Powered By IMB, is our exclusive Mortgage Broker. Check out this show - ALL ABOUT REVERSE MORTGAGES!

🎙️ Mortgage Insights – 6/9/26 Highlights - Hi, I'm Kurt Rogers and on this week’s Your Money Matters Radio Show, we focused on Reverse Mortgages and separating facts from fiction. Mike Genova with our AIM team, joined as my guest. 🏡

💡 Clearing Up Misconceptions
Many homeowners see their equity as their legacy — and that’s understandable. But we discussed some common myths:
✔️ The bank takes your home
✔️ Your heirs owe money if the balance exceeds the value
✔️ Reverse Mortgages are only for those in financial distress
Reverse Mortgages are non-recourse loans, meaning neither you nor your estate owe more than the home’s value.

🔐 How You Stay Protected
You cannot lose your home as long as you:
✔️ Maintain the property
✔️ Pay property taxes and homeowners insurance
✔️ Live in the home as your primary residence
These protections are clearly outlined in your loan documents.

📈 Strategic Retirement Planning Tool
Reverse Mortgages today can:
✔️ Eliminate existing mortgage payments
✔️ Create a growing line of credit
✔️ Improve monthly cash flow
✔️ Help fund retirement goals or unexpected expenses

When structured properly, this can be a powerful financial strategy — not a last resort.

If you’re exploring retirement options or simply want clarity, let’s have the conversation.

🎧 Listen to the full 6/9/26 episode here: https://www.haystackhelpradio.com/wp-content/uploads/2026/06/Haystack-06-09-26-REPEAT-Your-Money-Matters-Mortgage-Insights.mp3

🎙️ Be sure to tune in every Tuesday from Noon–12:30 PM on KLZ 560AM for Your Money Matters.

With gratitude,
Kurt Rogers
Managing Broker | Affordable Interest Mortgage
NMLS #217147 | IMB #2191655
Equal Opportunity Lender | Regulated by the Division of Real Estate
📞 (720) 895-0500 | 🌐 www.aimortgage.net

On this week’s 6/9/26 Medicare & More Show, Host Scott Whatley is joined by Jim Garey, Founder of The The Silver Sherpa, Inc., and special guest Alex Fekete, a nationally recognized expert in Long-Term Care (LTC) Income Planning with OneAmerica.

This episode is a powerful and educational deep dive into a topic many people avoid, but absolutely cannot afford to ignore: Long-Term Care planning.

Jim opens the show by emphasizing that this is not a sales pitch, just like Silver Sherpa’s workshops, the goal is to educate and equip listeners with the knowledge they need to make wise decisions.

💡 Medicare does NOT cover Long-Term Care, including:
✔️ Nursing homes
✔️ Assisted living
✔️ Memory care
✔️ In-home care

📊 The reality:
Only ~7% of people over 65 have coverage… yet over 70% will need care. That gap can be costly.

💰 In Colorado, nursing home care already averages $128K/year—and rising fast.

📞 Real callers joined the show:
➡️ Can IRA/401(k) funds be used for LTC? Yes—there may be smart strategies
➡️ Is it too late to qualify at 64 with health issues? Not always—but waiting reduces options
➡️ Families often face confusion during claims—planning ahead makes all the difference

🔑 Key takeaway: LTC planning isn’t just for retirees—it’s for anyone 40+ who wants to protect their future and their family.

🤝 Why Silver Sherpa?
✔️ Independent guidance (no cost to you)
✔️ Personalized plans for YOUR situation
✔️ Help beyond Medicare—including LTC planning

⛰️ Don’t climb Mt. Medicare alone.
👉 Register for a free workshop: www.Sherpa123.com

🎧 Listen to the full 6/9/26 episode here:
👉 https://www.haystackhelpradio.com/wp-content/uploads/2026/06/Haystack-06-09-26-REPEAT-The-Silver-Sherpa.mp3

📻 Tune in every Tuesday from 12:30–1:00 PM on KLZ 560 AM or stream on the KLZ app

📞 Call or Text Jim: 303-865-5534

On the 6/4/26 episode of YOUR LEGACY, YOUR WAY, Attorney Carolyn Duncan at Duncan Legal, PC, joins Scott Whatley to talk about how crucial Estate Planning is and it ensures your assets are distributed as you wish, protects your loved ones by appointing Guardians and Caregivers. It can also minimize taxes and legal fees, and avoids the Probate process.

It’s a roadmap for your legacy, ensuring your final wishes are honored and not dictated by the State.

Carolyn says her motto is “Helping People Solves Life’s Puzzles.”

Listen to the 6/4/26 podcast: https://www.haystackhelpradio.com/wp-content/uploads/2026/06/Haystack-06-04-26-REPEAT-Carolyn-Duncan.mp3

Call for your free 30-minute consultation. Carolyn says her motto is “Helping People Solves Life’s Puzzles.”

Be sure to tune in - Your Legacy Your Way airs every Thursday at 12:30 PM – 1PM on 560AM KLZ. Download the KLZ 560 APP from the App Store or Google Play.

Call Duncan Legal today 303-394-2358.

Get your free Guide to Estate Planning Basics at www.DuncanLegal.com

On the 6/4/26 episode of the Legal Talk Radio Show on 560AM KLZ, Attorney Kevin Flesch of Flesch Law Denver Injury Accident Lawyers, and host Scott Whatley discuss what people should know and do after an accident. The conversation made it clear that what happens in the first hours and days after an injury can significantly impact a claim.

Kevin emphasized that insurance companies are businesses focused on minimizing payouts, not ensuring fairness. One of the biggest mistakes people make is giving recorded statements too quickly or assuming the insurer will “take care of everything.” He explained that insurers evaluate risk especially whether an attorney is willing to file a lawsuit and go to court if necessary. The interview also covered what makes a case strong, how contingency fees work, and when it’s critical to hire legal representation.

Kevin advised listeners to prioritize medical care, document everything, and seek experienced legal guidance early. The key takeaway: protect your health first, don’t navigate the insurance process alone, and understand that having an attorney who is prepared to litigate can make a meaningful difference in the outcome of your case.

Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area.

Listen to the 6/4/26 Podcast: https://www.haystackhelpradio.com/wp-content/uploads/2026/06/Haystack-06-04-26-REPEAT-Legal-Talk-Kevin-Flesch.mp3
Tune in to Legal Talk, every Thursday at Noon – 12:30 PM on 560AM KLZ, with Attorney Kevin Flesch. Download the KLZ 560 APP from the App Store or Google Play.

Got a legal question? You can now TEXT the Flesch Law Line with your legal question: 720-201-8585.

It’s always a free consultation at Flesch Law.

Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com

On this week’s 6/2/26 episode of the Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage - Powered By IMB, our exclusive Mortgage Broker - focused on three strategies buyers should understand in today’s market, Seller Concessions, Bridge Loan Options, and Loan Programs. Smart strategy makes all the difference in 2026.

Listen to the full 6/2/26 episode here:
https://www.haystackhelpradio.com/wp-content/uploads/2026/06/Haystack-06-02-26-REPEAT-Your-Money-Matters-Mortgage-Insights.mp3

Be sure and Tune in every Tuesday from Noon–12:30 PM on KLZ 560AM for Your Money Matters.

Call Kurt at (720) 895-0500 and explore your mortgage options. Kurt is saving real clients, real money! Check out the website at www.aimortgage.net.

Kurt Rogers (720) 895-0500
Managing Broker | Affordable Interest Mortgage
NMLS #217147 | IMB #2191655
Equal Opportunity Lender | Regulated by the Division of Real Estate

www.aimortgage.net

Silver Sherpa’s Free Educational Workshops: Why They Matter More Than You Think! ⛰️Medicare & More – 6/2/26 Episode Recap:

On this week’s edition of Medicare & More, Host Scott Whatley welcomed Jim Garey, Owner of The Silver Sherpa Inc., for an important conversation about the value of attending a free Medicare Educational Workshop.

Jim explained that when Silver Sherpa says “Educational Workshop,” they truly mean education. These workshops are designed to help individuals and couples understand Medicare before making important decisions that can impact their healthcare and finances for years to come.

One key point Jim emphasized is the importance of bringing your spouse whenever possible. Medicare can be complicated, and having two sets of ears often helps couples better understand the information and make informed decisions together. As Jim shared, “We are giving you a lot of information in these workshops, so if you are both able to attend, it’s really helpful.”

Host Scott Whatley also shared his own recent experience with Medicare after undergoing two surgeries. Scott remarked how simple and convenient Medicare has been, noting there were no hoops to jump through for testing and that he was able to choose the doctors he wanted to see.

Jim also cautioned listeners who are approaching age 65 not to simply choose the same Medicare plan as a friend or relative. Everyone’s healthcare needs, prescriptions, doctors, and financial situations are different. What works well for one person may not be the best solution for another.

That’s why Silver Sherpa’s Educational Workshops are so valuable. Jim and the Silver Sherpa team take the time to explain options, answer questions, and help attendees understand the path ahead before making any decisions.

In the closing moments of the show, Jim shared a powerful message about The Great I AM. When Jesus repeatedly says “I Am,” He is making a profound declaration about His identity. Jim reminded listeners that everything we truly need is found in Him.

Why Choose Silver Sherpa Inc.?
✅ Independent Medicare Brokers representing 30+ Insurance Companies
✅ Personalized Guidance Based on YOUR Needs
✅ Free Educational Workshops Throughout the Denver Metro Area
✅ No Cost Medicare Assistance for Clients
✅ Transparent and Educational Approach
✅ A+ Rated with the Better Business Bureau with an A+ Rating and 150+ reviews

If you are turning 65 in 2026, retiring, losing employer coverage, or simply reviewing your Medicare options, now is the perfect time to attend a free Educational Workshop.

⛰️ Don’t climb “Mt. Medicare” alone. Let Silver Sherpa guide you — every step of the way in 2026 and beyond.
👉 Register today: www.Sherpa123.com. Click on the “Events” tab to find a workshop near you.
📞 Call or Text Jim: 303-865-5534

Tune in every Tuesday from 12:30–1:00 PM on KLZ 560 AM or stream on the KLZ app

🎧 Listen to the full 6/2/26 episode here: https://www.haystackhelpradio.com/wp-content/uploads/2026/06/Haystack-06-02-26-The-Silver-Sherpa.mp3

On the 5/28/26 episode of YOUR LEGACY, YOUR WAY, Attorney Carolyn Duncan at Duncan Legal, PC, joins Scott Whatley to talk about a common misconception, that estate planning is only for older or wealthy individuals. The truth is, planning early is one of the smartest financial and personal decisions young adults can make.

Carolyn explains that estate planning isn’t just about distributing wealth—it’s about control and protection. Even in your 20s or 30s, having key documents like a will, powers of attorney, and healthcare directives ensures your wishes are honored if something unexpected happens. Without these in place, families can face unnecessary stress, legal complications, and court involvement during already difficult times.

The conversation also highlights real-life scenarios where young adults benefit from planning—whether it’s protecting minor children, outlining medical decisions, or managing digital and financial assets. Life changes such as marriage, homeownership, or starting a family make having a plan even more critical.

The key takeaway: estate planning isn’t about age—it’s about being prepared. Starting early provides peace of mind and builds a strong foundation that can grow and adapt with you over time.

Listen to the 5/28/26 podcast: https://www.haystackhelpradio.com/wp-content/uploads/2026/05/Haystack-05-28-26-REPEAT-Carolyn-Duncan.mp3

Be sure to tune in - Your Legacy Your Way airs every Thursday at 12:30 PM – 1PM on 560AM KLZ. Download the KLZ 560 APP from the App Store or Google Play.

Call Duncan Legal today 303-394-2358.

Get your free Guide to Estate Planning Basics at www.DuncanLegal.com

On the 5/28/26 episode of the Legal Talk Radio Show on 560AM KLZ, Attorney Kevin Flesch of Flesch Law Denver Injury Accident Lawyers, sat down with Host Scott Whatley to discuss how choosing the right personal injury attorney can make a significant difference in the outcome of your case.

Not all attorneys are the same, some firms focus on quick settlements, while others prepare every case as if it’s going to trial. That distinction alone can impact how insurance companies respond and how much compensation you may ultimately receive.

The conversation highlights key questions to ask during a consultation, including who will actually handle your case, how communication will be managed, and what strategy will be used.

Kevin explains the importance of understanding contingency fees, as well as the difference between attorney fees and case costs. He also stresses the value of hiring someone with local Colorado experience who understands the courts, judges, and legal process.

Listeners are encouraged to watch for red flags such as poor communication, unrealistic promises, or pressure to settle too quickly. The bottom line: take your time, ask the right questions, and choose an attorney who will truly advocate for you every step of the way.

Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area.

Listen to the 5/28/26 Podcast: https://www.haystackhelpradio.com/wp-content/uploads/2026/05/Haystack-05-28-26-REPEAT-Legal-Talk-Kevin-Flesch.mp3

Tune in to Legal Talk, every Thursday at Noon – 12:30 PM on 560AM KLZ, with Attorney Kevin Flesch. Download the KLZ 560 APP from the App Store or Google Play.

Got a legal question? You can now TEXT the Flesch Law Line with your legal question: 720-201-8585.

It’s always a free consultation at Flesch Law.

Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com

Hey e-bike enthusiasts! Check out the latest episode on 5/27/26 of the Just Try It Radio Show, brought to you by e-bike of Colorado, the largest retailer in Colorado of E-bikes.

Randy Caranci, Owner of e-bike of Colorado and host Scott Whatley talk about a great story from a recent Clay Shoot for Veterans over the Memorial Day Weekend. E-bike of Colorado donated 1 e-bike for the silent auction. The bidding finally got out of a veteran’s price range so Randy donated 2 e-bikes so each of them would get one! Now there are 2 happy Veterans thanks to e-bike of Colorado.

Randy is also still matching the $225 instant Rebate, all you have to do is test ride 3 brands. We also discuss “tire exchange”, yes - some riders may want a different type of tire and e-bike of Colorado can make it happen.

“Just Try It” — take a test ride and feel like a kid again!

Their goal? Find you the RIGHT bike—not just sell you a bike.
Located at 544 Front St. in Louisville, Colorado

Open 10–7 Mon–Sun for your convenience

Check out the 5/27/26 podcast episode: https://www.haystackhelpradio.com/wp-content/uploads/2026/05/JUST-TRY-IT-E-Bike-of-Colorado-05-27-26.mp3

Buy with confidence at e-bike of Colorado and be sure to mention you heard Randy on Just Try It on KLZ 560AM with host Scott Whatley.

Tune in every week to the Just Try It Radio Show
Wednesdays | 12:00–12:30 PM | 560 AM KLZ
Listen on the KLZ 560 App or online at KLZRadio.com.

Check out the website at www.ebikeofcolorado.com. Call them at 720-739-0299.

On this week’s 5/26/26 edition of Medicare & More, I had the opportunity to sit down once again with Jim Garey, Owner of The Silver Sherpa, Inc., along with Dylan Nava, for an important conversation about why all Medicare Brokers are not created equal.

One of the biggest takeaways from the show was hearing Jim explain that Silver Sherpa represents more than 30 different insurance companies, allowing their team to focus on what is best for the client, not what is best for one particular insurance carrier.

Jim shared that some people attend local Medicare workshops only to find out the presenter represents just one or two companies, which can significantly limit the options being discussed.

Jim encouraged listeners to ask an important question whenever speaking with a Medicare Agent or Broker: “How many companies do you represent?”

During the conversation, Dylan Nava also discussed one of the most common areas of confusion people face when approaching Medicare — understanding the differences between Supplement Plans and Advantage Plans. Dylan explained that there is no “one-size-fits-all” solution, which is exactly why education and personalized guidance are so important.

We also talked about the free Educational Workshops Silver Sherpa offers throughout the Denver Metro area. These workshops are designed to help individuals and couples better understand Medicare in a relaxed, no-pressure environment while giving attendees plenty of time to ask questions.

Here are just a few reasons people continue choosing Silver Sherpa Inc.:
✅ Independent Medicare Brokers representing 30+ insurance companies
✅ Personalized guidance based on your needs
✅ Free educational workshops throughout the Denver Metro area
✅ No-cost Medicare assistance for clients
✅ Transparent and educational approach
✅ A+ Better Business Bureau rating with 150+ reviews

If you are turning 65, retiring soon, losing employer coverage, or simply reviewing your current Medicare plan, Jim and Dylan encourage you to attend an upcoming workshop and get educated before making important Medicare decisions.

Listeners can also sign up for the Silver Sherpa newsletter for ongoing Medicare updates and educational resources.

I🎓 Reserve your seat today for an upcoming FREE Educational Workshop:
🌐 www.Sherpa123.com
Click on the “Events” tab to find a workshop near you.

⛰️ Don’t climb “Mt. Medicare” alone. Let Silver Sherpa guide you — every step of the way in 2026 and beyond.

👉 Register today: www.Sherpa123.com
📞 Call or Text Jim: 303-865-5534

Be sure and tune in Medicare & More every Tuesday from 12:30–1:00 PM on KLZ 560 AM or stream on the KLZ app.

🎧 Listen to the full 5/26/26 episode here:
https://www.haystackhelpradio.com/wp-content/uploads/2026/05/Haystack-05-26-26-The-Silver-Sherpa.mp3