Secure Financial, LLC

Although to some of us it may seem as if Social Security has always been around, that isn’t the case. And neither has the Cost of Living Adjustment. Take a dive into the history of the Social Security COLA with us in this week’s blog!

A Brief History of the Social Security COLA - Secure Financial Although to some of us it may seem as if Social Security has always been around, that isn’t the case. The Social Security Act was signed into law by President Franklin D. Roosevelt on August 14, 1935. Its

After decades of structured workdays, many retirees find themselves asking, “What now?” While the initial freedom can feel liberating, the absence of a daily routine can be detrimental to your mental and physical health. So what should you do?

How to Build a Meaningful Retirement Life Without a Work Schedule - Secure Financial One of the most underestimated challenges of retirement is not financial but personal. After decades of structured workdays, many retirees find themselves asking, “What now?” While the initial freedom can feel liberating, the absence of

As we look ahead to 2026 and the years to follow, it’s more important than ever to ensure your plan is built for stability and flexibility.

5 Pillars of a Well-Constructed Retirement Plan - Secure Financial A well-planned retirement is not a single event, but a comprehensive strategy built on several interconnected pillars. As we look ahead for 2026 and the years to follow, it's more important than ever to ensure your plan is built

As the year winds down and the holiday season approaches, December brings a natural opportunity to pause, reflect, and realign. For retirees, this season is a perfect time to give your financial life a little attention before the calendar flips to a new year.

5 Year-End Financial Moves for the Holidays - Secure Financial As the year winds down and the holiday season approaches, December brings a natural opportunity to pause, reflect, and realign. For retirees, this season is a perfect time to give your financial life a little attention before the calendar

If you’ve come across advice like “Social Security is going broke” or “you’re better off just waiting until 70 to claim,” you’re far from alone. These and other commonly repeated notions are persistent myths that can steer well-meaning savers off course.

Social Security Myths to Watch Out For - Secure Financial If you’ve come across advice like “Social Security is going broke” or “you’re better off just waiting until 70 to claim,” you’re far from alone. These and other commonly repeated notions are persistent myths that can steer well-meaning savers

Receiving an inheritance can bring with it a mix of gratitude, responsibility and uncertainty. But what should you do with it?

What to Do with Your Inheritance - Secure Financial As Thanksgiving approaches, many of us take this time to reflect on what we're thankful for. Gratitude for family and good health are usually on the list, but some of us may have the added blessing of an inheritance from

Estate planning is not just for the ultra-rich, and it's not only about what happens to your stuff when you're gone! So, how do you know if you need an estate plan?

How Do I Know If I Need an Estate Plan? - Secure Financial If you’ve ever thought that estate planning is only for the ultra-rich or that you can wait until later in life, you’re not alone. But estate planning is important to consider at any age and is

When people think about retirement, they often imagine years of relaxation and freedom. But for many retirees and pre-retirees, that vision comes with an underlying concern: what happens if the market takes a downturn?

How Can I Recession-Proof My Retirement? - Secure Financial When people think about retirement, they often imagine years of relaxation and freedom. But for many retirees and pre-retirees, that vision comes with an underlying concern: what happens if the market takes a downturn? Recessions are an unavoidable part of

If you’ve spent decades building up your retirement savings in tax-deferred accounts, you may have heard the term Required Minimum Distribution (RMD). But what exactly does it mean for you, and why is it so important to plan for it?

What Is a Required Minimum Distribution (RMD)? - Secure Financial If you’ve spent decades building up your retirement savings in tax-deferred accounts, you may have heard the term Required Minimum Distribution (RMD). But what exactly does it mean for you, and why is it so important to plan for

The Federal Reserve may seem distant or complicated, but its decisions ripple through everything from interest rates to inflation, and that may affect your retirement directly.

Why the Federal Reserve Works, And What It Means for Your Retirement - Secure Financial The Federal Reserve may seem distant or complicated, but its decisions ripple through everything from interest rates to inflation, and that may affect your retirement directly. Let’s explore why the Fed works, why its

On May 16, 2025, Moody’s downgraded the U.S. sovereign credit rating from Aaa to Aa1, citing concerns over the nation’s rising debt and interest payment burdens. So what does this mean for you?

Follow the Bond Market to Better Understand Your Finances - Secure Financial On May 16, 2025, Moody's downgraded the U.S. sovereign credit rating from Aaa to Aa1, citing concerns over the nation's rising debt and interest payment burdens. This move follows similar downgrades by S&P in 2011 and

As a financial advisor, one of the most common questions I hear, especially from clients entering retirement, is: “What should I actually do with these savings I’ve amassed for retirement?”

“What Can I Do with $100K in Retirement?” - Secure Financial Understanding the Shift from Accumulation to Income As a financial advisor, one of the most common questions I hear, especially from clients entering retirement, is: “What should I actually do with these savings I’ve amassed for retirement?” It’s a great