Premier Insurance - Athens, GA

🚘 WE INSURE NORTH GEORGIA DRIVERS

Every driver, vehicle and household is different. A useful review considers the drivers, vehicles, liability limits, deductibles and optional protections that fit the household.

Mundy Mill Premier is proud to serve North Georgia. Every customer’s situation is different, and our team is ready to listen, answer questions and help you understand your options.

🌐 https://www.mundymillpremier.com/

FYI Express+ Life Events Checklist
The Simple List Clients Should Use — and Producers Should Teach
Why This Checklist Exists
Most people only think about insurance when they buy a car, a house, or an RV — because someone at the dealership or closing table forces the conversation.
But 95% of life events that change risk don’t come with an insurance checklist.
That’s where we come in.

This checklist helps insureds know exactly when to call their agent — and helps producers know exactly what to ask during reviews.

LIFE EVENTS CHECKLIST
If any of these happen, call your agent. Seriously.
1. Changes in Your Household
Marriage

Divorce

New baby

Adoption

Adult child moves in

Elderly parent moves in

Roommate added or removed

Someone in the home starts a home‑based business

Someone in the home stops working or retires

Why it matters: Drivers, liability exposure, property exposure, income changes, beneficiary updates.

2. Changes in Where You Live
You move (even across town)

You buy a home

You sell a home

You start renting

You stop renting

You add a second residence

You buy a vacation home

You begin renting out your home or a room

Why it matters: Property limits, liability territory, underwriting eligibility, landlord/tenant exposures.

3. Changes in Vehicles & Drivers
You buy a car

You sell a car

You trade a car

You add a teen driver

A driver leaves the household

You start rideshare or delivery work

You buy a motorcycle, RV, boat, ATV, golf cart, or classic car

You stop using a vehicle regularly

Why it matters: Rating factors, garaging, driver assignments, excluded drivers, specialty policies.

4. Changes in Your Stuff (Personal Property)
You buy expensive jewelry

You buy collectibles

You buy high‑value electronics

You buy musical instruments

You buy sports equipment

You inherit valuables

You install a pool, trampoline, or playground

You build a shed or detached structure

Why it matters: Scheduling items, liability exposure, other structures coverage.

5. Changes in Your Job or Income
New job

Job loss

Retirement

Significant income change

You start a business

You become self‑employed

You begin consulting or freelancing

You start driving for Uber, Lyft, DoorDash, etc.

Why it matters: Business exposures, commercial vs. personal use, workers comp, liability gaps.

6. Changes in Your Home Itself
Renovations

Additions

Finished basement

New roof

New HVAC

New plumbing or electrical

Solar panels

Major upgrades

Renting out part of the home

Why it matters: Replacement cost changes, underwriting eligibility, liability changes.

7. Changes in Your Life Plans
You travel for extended periods

You buy property in another state

You move out of state

You start caring for someone else’s property

You start volunteering in a role with liability exposure

Why it matters: Territory, liability, property protection, umbrella considerations.

8. Changes in Your Legal or Financial Situation
You create or update a trust

You change beneficiaries

You refinance your home

You add or remove someone from a deed or title

You receive a large inheritance

You take on significant debt

Why it matters: Insurable interest, mortgagee clauses, beneficiary accuracy, umbrella needs.

Producer Use: How to Teach This Checklist
Your script:
“Most people don’t know when insurance needs to be updated — and that’s normal.
If any of these life events happen, just call me. Even if you’re not sure it matters, call me anyway. I’ll tell you in 30 seconds.”

Your annual review question:
“Since we last talked, has anything changed in your household, your home, your vehicles, your job, or your plans?”

Your renewal email attachment:
“Here’s your Life Events Checklist — keep it handy. It’ll save you headaches later.”

“Ride with confidence. When you insure your bike through our agency, you get more than a policy — you get a local expert who actually understands riders, fights for better rates, and shows up when it matters. Fast quotes, fair coverage, and real support every mile.”

Most parents don’t realize this: yes, your student might have a little coverage under your homeowners policy — but it’s limited, and it disappears the moment they move off campus.

Dorm theft is one of the most common college claims, and laptops, phones, and electronics are the first things to go. Your homeowners deductible is usually $1,000–$2,500, which means most losses wouldn’t even qualify.

A renter’s insurance policy gives your student their own coverage, their own liability protection, and a low deductible — usually for $10–$15 a month.

Small cost. Huge peace of mind. Perfect for dorms, apartments, and every place they’ll live during college.

Summer adventures are calling — just make sure your insurance is ready to go with you. ☀️🚗✈️
Whether you’re hitting the lake, taking a road trip, flying out of state, or renting an RV for the weekend, the right coverage can make all the difference. Travel plans change, luggage gets lost, flights get delayed, and accidents happen when you least expect them. A quick policy review now can save you a major headache later.
If you’re traveling this summer, let our agency make sure you’re fully protected before you go. We can help with:
• Auto insurance for long road trips
• Travel protection for flights and hotels
• Coverage for boats, motorcycles, RVs, and ATVs
• Rental car coverage that actually protects you
• Emergency medical and trip interruption options
Enjoy your summer with confidence — stop by our office or give us a call today and we’ll make sure your insurance is ready for the adventure. 🌴🛶🧳

Protect Everything You Own — For Less Than You Think
Most people don’t realize this… Your landlord’s policy doesn’t cover your belongings, your liability, or your peace of mind.
Renters Insurance does — and it’s one of the most affordable protections you can buy.
With one simple policy, you’re covered for: • Your belongings (even if they’re stolen from your car) • Fire, water, and smoke damage • Liability protection if someone gets hurt • Hotel costs if your place becomes unlivable • Worldwide coverage for your stuff wherever you go
All for about the cost of a weekly coffee.
If you rent, you deserve protection that follows you wherever you go. Call us today for a quick, no-pressure quote.

🚗💥 Life comes at you fast… and sometimes it comes with a shopping cart, a rogue mailbox, or a teenager learning to park.
That’s why our auto insurance exists.
We keep the surprises small, the coverage strong, and the process painless.
Call us before life throws its next plot twist your way.

🔥 Ride with confidence. Protect what moves you.
Your bike isn’t “just transportation”—it’s freedom, passion, and the best part of your day. Make sure it’s covered by people who actually pick up the phone when life throws gravel in your lane.

With our agency, you get:
• Coverage built for real riders
• Fast, local support when you need it
• Rates that make sense for your bike and your lifestyle

Before your next ride, give us a quick call.
Let’s protect your freedom the right way.