Fully Financial

Happy Birthday, Ryan! 🥳

We are always excited to celebrate you. 🎉

Join us in wishing Ryan a wonderful birthday! 🎂

Some days, it feels like we just opened the doors yesterday. Others, it feels like we’ve been lucky enough to have this place far longer than we actually have. Time’s funny that way.

Today marks three years since we started Fully — and what an incredible three years it has been.

We’re fortunate to have the opportunity to do what we do, for the people we get to do it for, for the people we get to do it with, and in the place that we get to do it in.

We’re grateful for every family member, friend, colleague, and community partner who has supported us over these past three years (and beyond).

And, most importantly, we could not do what we do if not for our remarkable clients. You are the reason our work is so rewarding. And you enable us to pursue our dreams while we empower you to pursue yours.

From the bottom of our hearts, thank you for the trust you place in us. We will continue to earn it every day.

With gratitude,

Ben, Cody, and Ryan
Your Friends at Fully

Congratulations to Fully co-founder Ben Jacobs, MS, CFP®, EA for recently graduating from the Athens Area Chamber of Commerce LEAD Athens program! 🎉

LEAD Athens is an intense year-long program designed to develop effective leaders committed to building a vibrant Athens community.

Through Leadership, Education, Awareness, and Development, participants are heavily immersed in community issues including economic development, health and human services, housing, education, the arts, local industry, government, and more!

Team building, problem-solving, and decision-making are also part of the program, which yields a class of leaders ready to LEAD Athens now — and into the future.

Kudos to Ben and all his classmates on their graduation! Thank you for your commitment to making sure Athens' best days are the ones ahead of us.

📸 Photo Cred: Benjamin Rouse / Rouse Photography

On this Small Business Saturday and every day, we are deeply grateful for our community — and incredibly proud to be a locally owned and operated small business in the Classic City. 💙

An annual tradition unlike any other. 🍁🍂

We spent yesterday evening and this morning hand-delivering gratitude gifts to our clients. It’s a small gesture, but it’s so important to us. In the season of gratitude, it’s one way for us to show how thankful we are for their partnership with us.

Every year, it is a special, grounding, and humbling experience for our team — taking the time to visit the homes of families who have given us their trust and support; sparking conversations about their lives and our memories with them.

We are tremendously grateful for everyone we get to work with. Helping them get the most out of life with their money is a responsibility we take seriously and cherish deeply.

We often hear from clients how our support helps them pursue their dreams; we hope they know that by inviting us into their lives, they’re allowing us to pursue ours.

Happy Thanksgiving, everyone.

With gratitude,

Ben, Cody, and Ryan
Your Friends at Fully

P.S. To all our clients outside of Athens, keep an eye on your mailbox or doorstep. 📬

A recent study from Vanguard shows what we already believed to be true: Working with a trusted financial advisory team is about more than higher returns in your portfolio — it's about a higher overall return on life.

We're grateful for the opportunity to help our clients get the most of out life with their money. And to us, a big part of living fully means being able to spend less time worrying about money and more time focused on what matters most to you.

Get started today: https://share.fullyfin.com/get-started

🔎 Source: Costa, Paulo, Malena de la Fuente, and Marsella Martino, 2025. The Emotional and Time Value of Advice. Vanguard.

How can we help you get the most out of life with your money? Because that's what it's all about.

Building community 🔨 and developing leadership through education + meaningful connections 🤝

Fully co-founder Ben Jacobs is a member of this year's LEAD Athens class, a prestigious, year-long program of the Athens Area Chamber of Commerce designed to develop effective leaders committed to building a vibrant community.

Through Leadership, Education, Awareness, and Development, participants are heavily immersed in community issues including economic development, health and human services, education, the arts, local industry, and government.

Fully co-founder Cody Nichelson is an alumni of the LEAD Athens program ('23) and is now serves as a member of the program's Steering Committee.

We are proud of our city, and we're grateful to call Athens our home. 🏡 It is a cherished privilege and responsibility to play an active role in shaping its present and future. Our best days lie ahead!

Athens, we love you. 💙

📸 These photos are from the 2025 LEAD Athens Retreat, which took place in Athens on July 18–20, 2025.

Yes, numbers matter when it comes to money.

But here's the real point: how to get the most out of life with your money.

Numbers alone will always look better the longer you work, the less you spend, and the more you save.

But life is about more than numbers. Your financial plan should be, too.

Your financial planning experience should reflect what you want, what’s important to you, what’s meaningful to you. It’s the vision of your ideal life.

What are your goals, values, and priorities? If realized, will your financial plan help you find peace of mind while living a happy life?

Will it empower you to leave a legacy you’re proud of?

Will you spend more moments with the people who matter most?

Will you be healthier and happier?

Will you be more fulfilled?

What do you want your life to look like? That’s what your financial planning experience should reflect.