Arya Agency Farmers Insurance

Looking for personalized service from an experienced Farmers agent? Reach out to me, one of the Top Agents in DC Metro Area. ~ Adi Arya

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Consumers generally overestimate the cost of life insurance. Did you know that life insurance can be more affordable than you think?

The increase in life insurance ownership is a small but important step towards greater financial security for families in the U.S. Now may be the time to explore life insurance options to help you financially protect your loved ones.

18. Before you shave your long-haired pup’s fur, consider this: all that fur can insulate against heat. Cutting it close to the skin can also lead to sunburns or skin cancer. Consider a trim (and maybe an inflatable doggie pool), instead. farme.rs/aspca_hotweather

If windows are the eyes into the soul of a brick-and-mortar shop, a broken window — think: vandalism, a break-in or storm — could be a black eye for your business. Call me to learn more about tenants exterior glass coverage in a Farmers business policy.

Dropoffs, pickups, rides to practice — back to school means more driving, more traffic and more kids in crosswalks. It’s a good time to pay special attention when driving near schools, bus stops and intersections with crossing guards.

Let’s talk about plumbing. Specifically: the pipes, drains, septic system or sump pump that help you keep your business clean and comfortable for customers. Adding coverage specific to sewer and drains to a business policy could help spare you a financial mess. Call me to learn more.

Question for new homeowners: is life insurance on your move in checklist? Let’s set up time to discuss how getting life insurance may be useful for homeowners.

You’re *three times* more likely to be in a car crash if you are tired. Fact

Word of the Day: bailee — a person or business given temporary custody of someone else’s property.
Whether you’re in the business of cleaning, repairing, transporting or storing items, customers leave important belongings in your care. What happens if a storm, vandalism or other loss impacts their property? Let’s talk about bailee property coverage for your business.

Whether you’re changing the radio station or eating fries from the drive-thru, be vigilant about keeping your eyes on the road. Accidents from distracted driving can happen in the blink of an eye.

Life insurance can play a major role in estate planning, from things such as helping your beneficiaries cover your final expenses, estate taxes, or to leaving a potential nest egg for your children. I’m here to help you get started.

Ahhh, autumn leaves. They blaze, they amaze. And then they fall and gum up your gutters, just in time for the rain and snow. Cleaning clogged gutters now can help prevent damage to your roof and home this season.

Does your business have an iconic, instantly-recognizable sign out front? You can cover outdoor signs with a business insurance policy. Call me to learn more about this and other coverage to help you keep your business up and running.

Including an advance directive in your estate plan is a personal choice that can allow you to plan and communicate your medical treatment preferences under circumstances that prevent you from doing so on your own. Read the blog to learn more.

Should my estate plan include an advance directive? : Farmers Insurance® Including an advance directive in your estate plan is a personal choice that can allow you to plan and communicate your medical treatment preferences under circumstances that prevent you from doing so on your own.

New and existing homeowners may benefit from having life insurance, but what kind of policy might be best depends on your circumstances. Ultimately, as a homeowner, your decision to get life insurance should be based on your financial objectives. Read the blog to learn more.

Should homeowners consider life insurance? : Farmers Insurance® New and existing homeowners may benefit from having life insurance, but what policy might be best depends on individual circumstances.

Remember New Year’s? Those resolutions? Keep up the good work — and don’t forget the one about making sure your insurance policies are up to date.

When the power goes out, are you ready?

School drop-offs and pickups are prime times to stay alert (think: earbuds off, phone down) to help you avoid dicey driving, like cars pulling surprise U-turns or whipping out of parking spots and other in-a-hurry, distracted driver moves.

Zoom! The year sure went by fast. Did it bring a new baby? A new car? Even a new TV? Make sure your policy still meets your needs going into 2023. Give me a call and we can run a quick review.

Dreaming of that first major camping adventure with the family? Pitch a tent and sleep under the stars in your own backyard to test your gear and pique their interest.

No place outside is safe during a thunderstorm. When thunder roars go indoors and stay inside for at least 30 minutes after the last sound of thunder. farme.rs/LightingTips

The best things come in small boxes. Or big ones, for that matter. Either way, your valuables — think jewelry, electronics and collectibles — may need separate insurance. I can help you figure that out.

If you've already started planning your home remodeling projects for 2022, don't forget: Renovations that add value to your home could shift your coverage needs. Feel free to call me if you're curious about how your policy could be affected.

We’re making claims easier with the Claims Management Portal where you can track all your claims in one place. No more searching your inbox for emails and juggling documents. It’s as easy as that.

That cozy cabin, or condo at the slopes — any vacant vacation or seasonal home — has special insurance considerations. Call me to find out more.

Thinking about purchasing a home? I’m here to help answer your questions about coverage options.

April is National Distracted Driving Awareness month. Driving takes focus, give it the attention it deserves. Here’s a friendly reminder to always drive distraction-free.

It’s National Distracted Driving Awareness Month, which means here’s your annual reminder that texting isn’t the only driving distraction. When you’re behind the wheel it’s not the time to multitask. Stay safe out there!

Avoiding the Dangers of Distracted Driving : Farmers Insurance According to the CDC, approximately 9 people are killed and 1,000 injured each day in crashes that involve distracted drivers.

Buying a home is a huge deal. So many decisions — and you want to get it right. I can help answer your questions about insurance for your new home sweet home.