Steffanie Rigetta Insurance Agency

Hayley was super kind and helpful in ensuring my auto coverage was improved. Such an easy experience...
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Cut Home and Auto Insurance Costs
Navigating the rising costs of home and auto insurance has become a real challenge for many Floridians. With auto premiums rising due to riskier driving patterns, higher repair bills, supply chain delays, and increased used-car values, it’s no wonder claim costs have gone up for insurers. There are still some practical ways to keep your premiums manageable—defensive driving courses, anti-theft devices, paying annually, going paperless, and telematics programs can offer discounts, sometimes around 10% right off the bat. If you work remotely or drive less, mileage-based coverage may be a smart fit, and it’s always wise to compare insurance before buying a car or consider whether you need rental coverage. Homeowners are feeling the pinch too as natural disasters and rebuilding costs drive premiums up, but bundling policies, making safety upgrades, increasing your deductible, and maintaining strong credit can help balance the scales. While rate increases may slow as current trends settle, keeping continuous home coverage remains a steady financial safeguard. At Steffanie Rigetta Agency, we’re committed to helping clients explore these options and find the tailored coverage that fits their lives.

In my case of an emergency I found this company in Next Door app and from the moment I contacted thi...
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US Insurance Trust Starts With Clarity
As an independent insurance agency serving the unique needs of Florida families and businesses, I see firsthand how much clarity matters when it comes to your coverage. Recent industry research highlights that US auto and home insurance customers feel more satisfied and trust their insurance more when they truly understand what their policies include. Yet, more than 40% of customers still aren’t confident about their coverage, and over half have reported low trust over the past three years. In a recent 2026 US auto study with over 52,000 respondents, the average satisfaction score was 644 out of 1,000. The difference was striking: customers who didn’t feel confident in their coverage understanding scored just 568, while those who felt informed reached 695—a 127-point gap simply tied to how clear coverage details were. For those of us who work closely with clients, the message is clear: taking the time to explain policies in plain language not only builds trust, but it also leads to better satisfaction and peace of mind.

Ask for Ian! Fast, accurate, attentive service and truthful answers. so enjoy working with him and h...
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4 Smart Tips to Cut Home Insurance Costs
At Steffanie Rigetta Agency, I’m always looking for practical ways my clients can maximize the value of their home insurance. Here are four smart strategies I often recommend: First, take time each year to review your policy—eliminate add-ons you don’t need and adjust your limits so you’re only paying for the coverage that truly matters to you. Second, don’t settle for the first quote you get; compare options from a variety of insurers. Even small differences in rates can add up to real savings over time, and you don’t have to sacrifice protection. Third, consider raising your deductible if it makes sense for your budget. A higher deductible can lower your monthly premium, but you’ll want to be sure you’re financially ready to cover that amount if you need to file a claim. Lastly, bundling your home, auto, or life insurance with a single provider can unlock valuable multi-policy discounts and make managing your coverages much simpler. As an independent agency representing multiple carriers, I enjoy helping Florida families find the right balance of protection and savings.

One Claim From Collapse
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Kim was so helpful from first contact to the successful completion of homeowner's, flood, and auto i...
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Florida Business Insurance: Brace for the Storm
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