Checkmate Debt LLC

Rise & Grind 💪🏾💛
Have a great Tuesday!☕️

Good Morning!

What are some of your GOALS you want to accomplish this year?
If it's becoming a HOME OWNER the first steps towards ownership:

1- Clean up your credit!
2- Pay down any debt
3- Start SAVING!

When you have a low credit score and applying for a Credit Card it's IMPORTANT to apply for one that graduates.

As you rebuild you want to show that you can be trusted with higher limits!

After 6 months of proper usage and payments to SECURED card graduates to UNSECURED for most banks and they REFUND your initial deposit.

They also INCREASE your credit line so it reflects that they trust you with larger limits.

Here are 7 Credit Cards that Graduate:
📌 Capital One Secured Credit Card
📌 Td Cash Secured Credit Card
📌 Discover IT Secured Credit Card
📌 Golden One Platinum Secured Credit Card
📌 US Bank Secured Credit Card
📌Bank of America Secured Credit Card
📌 Navy Federal Secured Credit Card

If you're feeling stuck or frustrated, go for a walk, take a nap, listen to some music, go for a drive, etc..... It's NOT about giving up, it's about recharging, reconnecting and remembering our goals and what we are working towards.

Some of the things i like to do when I'm feeling stuck is:
-look at pictures of my family and recharge my focus on WHO I'm doing it for.
-go for a stroll
-Listen to a motivating podcast
-take a nap
-go for a drive and listen to some tunes.

You're your biggest critic! Sit back! Recharge! Refocus! More importantly
DON'T GIVE UP!

A GOOD payment history + LOW utilization of credit =
HIGH CREDIT SCORE❗️

INQUIRY REMOVAL

STEP 1️⃣: Call the credit bureaus by dialing the numbers below🔽
-Equifax: 1-888-836-6351
-Experian: 1-877-284-7942
-Transunion: 1-800-916-8800

STEP 2️⃣ Use Verbiage " I noticed unauthorized inquires on my credit report OR you noticed someone applied for something in your name"

-Make sure to inform the representative that according to the FCRA ( Fair Credit Reporting Act), legally these unverified and unauthorized items MUST BE REMOVED.

STEP 3️⃣ Make sure you gather a list of all of the inquiries that are not attached to your open or closed accounts.

STEP 4️⃣ Wait for updates , usually takes 24-48 hours to update. Some will remove instantly.

CREDIT IS KEY 🔑 IMPORTANT CREDIT TIP🚨

DONT ever pay on a negative account in collections. You don’t owe a collection agency a penny! Regardless of the fear tactics they try to use on you.

Once the ORIGINAL Creditor sells your debt to another agency they have forfeited their right to collect any money from you.

Send a letter to DISPUTE your collection! 💪🏾

Good Afternoon 😊

NEW MONTH, NEW GOALS 💪🏾

1️⃣ Reflect on the past month
2️⃣ What did you achieve?
3️⃣ What can you do better this month?
4️⃣ FOCUS, FOCUS FOCUS ❗️

Let’s start FRESH on a Positive Month
YOU got this 🫶🏾

🚨 Client Results 🚨

These types of results to wake up to instantly put a smile on my face cause I know the impact it has for my clients 🤩🤩🤩

Results came in a few days ago and we are ready for the next round of results to come in! 🔥

Thank you to my clients for staying dedicated! Results do not happen overnight. Progress adds up to bigger results 💪🏾

STOP 🛑 making excuses and fix your Credit 🫶🏾
www.checkmatedebt.com