Pinoy Smart Investor

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Many Overseas Overseas Filipino Workers (OFWs) work hard for years and still end up retiring poor.
OFWs are heroes who sacrifice a lot just to be able to send money and gifts to their families and loved ones back home.
But we need to save also for our future self.
We need to build our own solid financial foundation.
Start saving and investing NOW! Make it a habit to religiously practice the Abundance Formula, the 10-20-70 rule.
Once you receive your income:
10% for Tithing, give back to God for all the blessings that you receive.
20% for your savings and investment, if you don’t set aside now, when will you start to prepare for your future and retirement?
70% for your lifestyle and expenses. Live within your means and eliminate unnecessary expenses.
Make saving and investing a regular habit!





📸Ctto

Laging tatandaan kpag natapos na kontrata ntin at umuwi tyo hindi ibig sabihin matatapos narin mga bayarin natin sympre tuloy tuloy prin yan at dapat napag handaan mo.

Paano?
I message📨 mo ako tuturuan kita kung paano.

• 20's - "Bata pa ako ate para magsave or mag-business. Party muna!"

• 30's - "May asawa na ako pre. Unahin ko muna pang araw-araw na gastusin, saka na yan."

• 40's - "May anak na ako sis, andaming gastusin, bayaran sa school ng mga bata, utang sa credit card..next time na lang."

• 50's - "Malapit na ako mag-retire, kailangan ko siguraduhin na makakatapos itong panganay ko para siya na ang bahala sa mga kapatid nya. Makaka-start din ako in God's perfect time!"

• 60's - "Retired na ako. Wala na akong income. Kung nakapag-save at nakapag-business lang sana ako ng mas maaga. Bakit ngayon ko lang ito nalaman?"

Tandaan, ang pera pag nawala pwede pa naman kitain yan. Pero ang oras pag lumipas kahit ano pang gawin mo, hindi mo na maibabalik yan.

🏆

The best time to execute is NOW!

Kung hindi maiiwan ka
Minsan mahirap humabol kung huli na.

𝐀𝐍𝐎 𝐏𝐀 𝐁𝐀 𝐀𝐍𝐆 𝐌𝐆𝐀 𝐁𝐄𝐍𝐄𝐏𝐈𝐒𝐘𝐎 𝐍𝐆 𝐊𝐀𝐈𝐒𝐄𝐑 𝐋𝐎𝐍𝐆 𝐓𝐄𝐑𝐌 𝐇𝐄𝐀𝐋𝐓𝐇𝐂𝐀𝐑𝐄?

Sa 𝗣𝗵𝗶𝗹𝗵𝗲𝗮𝗹𝘁𝗵 hanggang 60 years old tayo magrerenew pero sa 𝗞𝗔𝗜𝗦𝗘𝗥, 7years ka lang mag-iipon. Mabuhay ka man hanggang 100 years old may healthcare ka pa rin.

𝟯-𝗶𝗻-𝟭 𝗦𝗮𝘃𝗶𝗻𝗴𝘀 𝗣𝗹𝗮𝗻 kaya may peace of mind ka. May 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘 + 𝗧𝗘𝗥𝗠 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 + 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝐓 ka na.

𝗔𝗗𝗩𝗔𝗡𝗧𝗔𝗚𝗘𝗦 𝗡𝗚 𝗞𝗔𝗜𝗦𝗘𝗥:

✅𝗩𝗘𝗥𝗬 𝗔𝗙𝗙𝗢𝗥𝗗𝗔𝗕𝗟𝗘. 7 years mo lang babayaran at covered ka na while paying period palang.

✅𝗗𝗜𝗥𝗘𝗖𝗧 𝗙𝗥𝗢𝗠 𝗧𝗛𝗘 𝗖𝗢𝗠𝗣𝗔𝗡𝗬. Mura kasi walang ahente dahil ikaw mismo ang ahente sa sarili mo kaya makakamura ka.

✅𝗥𝗢𝗢𝗠 𝗔𝗖𝗖𝗢𝗠𝗠𝗢𝗗𝗔𝗧𝗜𝗢𝗡. Sagot ang hospital bills mo including room accommodation kahit ilang buwan kapa. Uuwi kang may ngiti sa labi at walang iniisip na utang.

✅𝗙𝗥𝗘𝗘 𝗔𝗡𝗡𝗨𝗔𝗟 𝗣𝗛𝗬𝗦𝗜𝗖𝗔𝗟 𝗔𝗡𝗗 𝗗𝗘𝗡𝗧𝗔𝗟 𝗖𝗛𝗘𝗖𝗞 𝗨𝗣. After ng 1 year na pagbabayad entitled ka na sa LIBRENG checkup.

✅𝗙𝗜𝗫𝗘𝗗 𝗣𝗥𝗘𝗠𝗜𝗨𝗠 𝗔𝗠𝗢𝗨𝗡𝗧. The day na pag-sign mo ng policy mo sa KAISER, kung ilan ang amount na nakalagay, yun lang din ang babayaran hanggang 7 years. Hindi na siya madadagdagan.

✅𝗟𝗢𝗡𝗚 𝗧𝗘𝗥𝗠 𝗖𝗔𝗥𝗘 𝗕𝗢𝗡𝗨𝗦. Kapag di mo nagamit ang policy mo while paying period, ibabalik sayo ang 𝟴𝟱% na binayad mo on your maturity date. So making it like 𝗖𝗢𝗦𝗧 𝗙𝗥𝗘𝗘.

✅𝗢𝗡𝗟𝗜𝗡𝗘 𝗔𝗖𝗖𝗢𝗨𝗡𝗧. Meron kang sarili mong account kung saan mamomonitor mo ang payment mo.

𝗞𝗔𝗜𝗦𝗘𝗥 𝗜𝗡𝗧𝗘𝗥𝗡𝗔𝗧𝗜𝗢𝗡𝗔𝗟 𝗛𝗘𝗔𝗟𝗧𝗛𝗚𝗥𝗢𝗨𝗣 𝗜𝗡𝗖. 𝖳𝗁𝖾 𝖥𝗂𝗋𝗌𝗍 𝖭𝖺𝗆𝖾 𝗂𝗇 𝖧𝖾𝖺𝗅𝗍𝗁𝖼𝖺𝗋𝖾.

For FREE KAISER Quotation:
👉
https://img.com.ph/quote/UKHB/?agentcode=120274qat

Gusto mo bang maging investor?

Yung LEGIT investment?

Highly recommended blue chip companies in the Philippines ang hanap nyo message me📩 if you're interested. I can assist you to a FREE financial class para learn muna bago invest.

Be wise where to put your hard earned money.

Financial Education is the key to financial freedom!

You can live a life without investments ..
But your life will be much better with it.

"Everyone has the ability to build a financial ark to survive and flourish in the future. But you must invest time in your financial education to build an ark with a solid foundation." ~ Robert Kiyosaki

4 Reasons Why Planning for Retirement is Important - Jhoanna E. Vorstenbosch

1. SSS is not enough – It will
not sustain your medical
Bills and you will need to downgrade your lifestyle if you will depend on SSS alone.

2. Inflation-Your ₱1 now will have a lesser value in the future.

3. Our kids are not our retirement fund. Part of pagtanaw ng utang na loob culture. We need to break this dependency. Let us not be a burden to our kids in the future.

4. We live longer – Imagine retiring at the age of 65 with NO INCOME, then living until the age of 80, that’s 15 years worth of expenses. 65 years old is too far to imagine, right? How about taking a vacation for a month with no salary?

Let us not depend on our Company's retirement benefit. What if you lose your job or your company will go bankrupt?

Build your retirement fund.

In

TOTOO ITO AT NANGYAYARI NA.
Reason kung bakit KAILANGAN mo ng
Another source of income kahit na may trabaho ka na?

Habang tumatagal lumiliit ang value ng pera.
Ang P20 na papel noon, barya na lang ngayon.

Baka sa susunod na mga taon, P100 mo magiging barya na din.😁

Kaya kung dati kahit iisang tao lang ang nagtatrabaho at kumikita sa pamilya ay kaya pa ring mabuhay, pero ngayon hindi na!!😭

Kaya dapat practical ka, Find Ways para magkaroon ng Extra Income. Kung may trabaho na, dagdag ng Negosyo na pwede gawing online business!👌💪

Ang mga mayayaman di yan apektado kasi they keep on investing in Business that's how rich mindset works. Samantalang ang mga mahihirap ay lalong naghihirap dahil lahat ng pera palabas walang ways para papasok.

Let your money work for you or else you will be working for money in your entire life😊

Join IMG, the biggest community of savers, investors and entrepreneurs in the philippines


Start by attending our Free Financial Class via online. Message me for schedules.

To Retire is risky.

Someone who retires at age 60 may live until age 100. Anything can happen. Pwedeng magkasakit within the first 10 years, or ma aksidente sa bahay or during sa travel or simply living a moderately healthy lifestyle with some maintenance or preferred diet.

Let's make sure lang prepared tayo financially, kahit anung mangyari.

Getting a complete healthcare package is more than just medical insurance or hospitalization.

It can provide the necessary funds for whatever medical related needs - maintenance meds, caregiver, private nurse, nursing home, regular lab tests, specialist consultation etc.

It can be a source of funds for the longterm, specifically designed to secure our retirement years.

Upgrade your medical insurance by getting your complete healthcare plan today.

WHY NEED LONGTERM HEALTHCARE?

✔️You cannot bring with you the healthcare benefits provided by your company when you retire or resign.

✔️Most sicknesses appear when you retire.

✔️You will eventually stop making active income as you age.

✔️Healthcare is very expensive at old age.

One major illness can wipe out all your savings and investments!