Joemelyn Mulingtapang Visionary Wealth Educator

Kaiser - Complete Healthcare Plan ❤

A patient was discharged with ZERO Hospital Bill at Makati Medical Center, one of the major hospitals in Metro Manila.

Hospital Bill- almost 68k
Less Philhealth - 3k
Less Kaiser- 65k

Getting healthcare is not expensive, getting sick is.
Kaiser also has a 3-in-1 benefit, not only hospitalization but also covers life & accident insurance and retirement benefits.
3-in-1 Healthcare plan starts at P88/day* for 7 yrs
Gives you Million Retirement Fund*
*varies depending on age

With money back feature and lifetime coverage.
With online account you can monitor and access anytime anywhere.

P.S. You can also have yours for FREE along with other amazing benefits for affiliate broker members.

Message me!📩

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Kapag kinumusta ka ng taga IMG wag ka matakot kasi hindi yan mangungutang.😂
Tutulungan ka niyan paano makaipon ng tama. 🥰

Kaya importante talagang iPRIORITIZE muna ang HEALTHCARE before insurance and other investments 🙂 para din mas Financially secure at mas SOLID ang FINANCIAL FOUNDATION 😉

Kaya we, IMG Community, are grateful with our HMO Company partner Kaiser International HealthGroup, Inc. 😊 dahil hindi lang SHORT TERM and meron sila pero LONG TERM HEALTHCARE din na pedeng magamit ngayon habang bata ka pa at madadala at magagmit mo pa din hanggang iyong pagtanda 😉

To learn more about how you choose the best healthcare for you and for your family, just message me 😉

Let's extend a warm welcome and congratulations to our new Member and Kaiser Plan Holder Celes Thina from Hongkong and K-celyn Mayuga from Japan . Congratulations on embarking on your journey to financial freedom. Together, let's persevere in our mission to assist families in reaching their financial objectives, as well as our own. No family left behind.

The most important financial product you need to have today is HEALTHCARE.

We all know that...
👉 PhilHealth is not enough.
👉 Short-term healthcare is not enough.

We all know that...
👉 VUL is not a healthcare plan.
👉 Hospital Income is not a healthcare plan.
👉 Critical Illness is not a healthcare plan.

We all know that...
👉 Asking for help on Facebook is not enough.
👉 Soliciting is not enough.

You might end up selling your properties, withdrawing all your money, acquire a lot of debt just to pay the hospital bills.

That's why it's very important to start building up your long-term healthcare savings starting today.

Kaiser Long Term Care

A 3in1 savings program that has healthcare, life insurance and investment. You only need to save for 7 years and you're lifetime covered with healthcare.

✅ If you think healthcare is expensive, try getting sick without it.
✅ Iba pa rin kapag may peace of mind... And you don't want to become a burden to your family and friends, right?

Time is our greatest ally in building wealth 🙋🏻‍♀️
A lot of older people are playing catch up saying "bakit ngayon ko lang nalaman ang tungkol dito, andami ko nang pera na nasayang."

Start today, while you still can. ❤️👌🇵🇭
Ask me how😊🤗🙋‍♀️

Hanggang saan aabot ang 𝟴𝟴 𝗽𝗲𝘀𝗼𝘀 mo?
Mag-ipon lang ng 𝟳 years 𝗶𝗻 𝗼𝗻𝗲 𝗽𝗹𝗮𝗻. May 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘, 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 at 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝗧 ka na.
The 𝗯𝗲𝘀𝘁 𝗶𝗽𝗼𝗻 na 𝘄𝗮𝗹𝗮𝗻𝗴 𝘁𝗮𝗽𝗼𝗻.

𝑯𝒐𝒘 𝑫𝒐𝒆𝒔 𝑲𝒂𝒊𝒔𝒆𝒓 𝑳𝒐𝒏𝒈-𝑻𝒆𝒓𝒎 𝑯𝒆𝒂𝒍𝒕𝒉𝒄𝒂𝒓𝒆 𝑾𝒐𝒓𝒌?

It’s a 3-in-1 product that solves the 3 major Financial Needs of Filipinos:
- LONG TERM HEALTHCARE
- DEATH AND ACCIDENT INSURANCE
- INVESTMENT

3 PHASES OF LONG-TERM CARE PERIOD:

1️⃣. 𝑨𝒄𝒄𝒖𝒎𝒖𝒍𝒂𝒕𝒊𝒐𝒏 𝑷𝒆𝒓𝒊𝒐𝒅 (7 𝒚𝒆𝒂𝒓𝒔)
You start saving for 7 years while getting the following benefits:
✔️- Free Annual Physical Exam
✔️- Free Dental Benefits
✔️- Waiver of Installment due to death
✔️- Transfer of investment to beneficiary if planholder dies
✔️- Waiver of Installment due to disability
✔️- Basic Medical Benefits
✔️- Member’s choice of room and board
✔️- Free Hospitalization with Annual Benefit Limit (starting at 50,000/year depending on the plan)
✔️- Life insurance equivalent to contract price
✔️- Accidental Death and Dismemberment for 20 years
✔️- Lifetime network access to over 500 major hospitals and pool of doctors.

2️⃣. 𝑬𝒙𝒕𝒆𝒏𝒅𝒆𝒅 𝑷𝒆𝒓𝒊𝒐𝒅 (13 𝒚𝒆𝒂𝒓𝒔)
As a health savings product, the funds are invested and allowed to grow at an average rate of 10% yearly. You stop paying and wait for the money to grow thru compounding interest. Kaiser invests in mutual funds handled by Soldivo and Rampver Financials. Benefits include:
✔- Same as the accumulation period but all health/hospital benefits will be deducted from your Kaiser fund.
✔- Additional Health Bonus when the market is at top performance
✔- All diseases covered including pre-existing conditions, critical illnesses, dreaded diseases, and maternity/childbirth.

3️⃣. 𝑳𝒐𝒏𝒈-𝒕𝒆𝒓𝒎 𝑪𝒂𝒓𝒆 𝑷𝒆𝒓𝒊𝒐𝒅 (𝒃𝒆𝒚𝒐𝒏𝒅 20 𝒚𝒆𝒂𝒓𝒔)
Upon maturity, the plan holder will receive the following benefits:
✔- Total accumulation of un-used health funds
✔- Guaranteed longterm care benefit

https://318012ph.imgcorp.com/quote/kaiser

See you IMG Community ❤️❤️❤️

Ang binabaliwala mo ngayon,
Yun ang hahanapin mo pagdating ng panahon✌️

Good News! Ang investment ay hindi na lang para sa mga mayayaman. Ito ay para na sa lahat!

Kapag ikaw ay naging IMG member:

✔ May P1,000 Initial Investment ka sa Soldivo Funds (mutual fund)!
✔ Pwede kang mag-create ng Sub Accounts!
✔ Pwede ka nang mag-TOP UP ng halagang 20 PESOS lang!!!

Amazing, 'di ba?

You can enjoy this and 50+IMG membership benefits.

How?

Pm me para maguide kita👍

Paano nga ba mag-Start mag-Invest sa Stocks at Mutual Funds sa mas convenient na paraan?

Matagal Mo nang gustong mag-Invest sa Stocks at Mutual Funds pero hindi Mo alam ang gagawin. At kung ano ang unang steps para makapag-start.

Alam mo ba na thru IMG, mas magiging madali ang magsisimula Mo ng iyong Stocks at Mutual Funds?

✅ YES, maari kang maging Mutual Fund Shareholder thru IMG Soldivo Funds. Meron kang P1,000 initial funds pambili ng shares sa IMG Soldivo. NO BROKERS FEE!

✅ At hindi lang yan, maaari ka ring makapag-Top-Up o makapagdagdag sa iyong funds for as low as P20. TAX FREE!

✅ Maaari ka ring matuto pa sa mga Libreng Trainings at Workshops sa IMG.

✅ May mga mentors rin na magga-guide sa'yo para mas maging tama ang mga steps na gagawin mo. UNLIMITED COACHING!

Madali at Simple lang ito gawin, basta bigyan mo lang ng oras para pag-aralan ito.

Tandaan, mas angat ang MAY ALAM.

Mutual funds is part of Financial Education. To know more the other benefits
⬇️http://318012ph.imgcorp.com/

Attend FREE Financial Literacy class via Online

Message me para maiguide kita.

Dream job is okay.
Dream career is okay.

Give your all, effort, talent and time in your job,..if you believe that it can provide you Financial independence or financial security.

Otherwise, do find something you believe in and put your life into it.

If you believe that Financial Literacy can help you and your family, then Join Us.

Pinaka-affordable na memorial plan na pwede rin pambayad sa final hospital bill?

Yes, meron tayo nyan. Everest Memorial Solution. Kalahati ng face value ng plan (up to a maximum P500,000) ay pwedeng ipambayad sa final hospital bill. May mga cases kasi na hindi agad mailabas sa hospital ang labi ng mahal sa buhay dahil wala o kulang ang pambayad sa hospital.

Napaka-affordable pa ng Everest. For a 30-yr old planholder, ang P200,000 na plan ay P984 lang per month for 5 years. Mas bata, mas mura ang plan. Mas may edad, may dagdag lang ng konti sa premium.

Kaya bawasan natin ang pagdadalamhati ng mga naulila sa pagyao ng mahal sa buhay. Bawasan natin o tanggalin ang problema sa pambayad sa hospital at pagpapalibing.

PM lang para sa iba pang detalye.

One day, mari-realize ng mga tao na ang pagkuha ng life insurance, Healthcare and investment plans ay BLESSING ❤️🌸

lalo na kapag matanda na tayo at kapag wala ng company ang gusto tumanggap sa’tin bilang empleyado.

No one wants to be a financial burden. So, prepare for the future.

if you want to learn more about personal finances
message mo lang ako
👉Joemelyn Landicho Mulingtapang

𝘼𝘽𝙐𝙉𝘿𝘼𝙉𝘾𝙀 𝙁𝙊𝙍𝙈𝙐𝙇𝘼
Sa IMG tinuturo noon pa man ang 10-20-70 Formula
10% - Tulong sa Church o sa Kawang Gawa
20% - Bayad sa Sarili o Investment
70% - Panggastos sa Bills at Iba pa.
Ito ang tamang budgeting strategy sa tuwing tatangap ng income mula sa trabaho o negosyo.
Di ka ba makaipon, laging bang kapos ang budget, o gustong tumulong sa nangangailangan pero wala namang pera?
Subukan mo ang Abundance Formula.
Marami ka pang matutunang budgeting strategy tulad nito sa aming mga libreng seminars at webinars
Message mo lang ako for schedules.

Magpatuloy ka kahit walang naniniwala sayo.

Sabi nga nila, "When no one believe in you, believe in yourself."

Don't allow their negativity to define who you are.

Huwag mong hayaan na hanggang diyan ka na lang just because no one believe in you.

Just because minamaliit ka nila.

It's true na wala kang kailangang patunayan sa lahat pero kailangan mong patunayan sa sarili mo that you can do better.

That you can aim higher. Kasi once tinanggap mo na sa sarili mo na hanggang diyan ka na lang at wala ka ng mararating pa, you will live your everyday life without purpose.

Tila tubig sa gitna ng lawa na walang alon, walang agos, walang buhay.

PINAKA MURANG MEMORIAL PLAN NGAYON SA PILIPINAS. 😄

Let our last dance be a graceful one with Everest Memorial Solution ( Affordable, Available and Accessible).

✅ Final Hospital Bill - a memorial plan that will cover up to 50% of the face value for Final Hospital Bill
✅ Transferrable - You may opt to assign your plan to anyone without losing your own coverage.
✅ 100% Cash back guarantee of the total face value incase of unrendered service.
✅Easy to apply, 24/7 Concierge.
✅Nationwide Mortuaries
✅For age 1-64 years old
✅Choose from 50K - 1 Million Face Value
✅Payment option (1 year or 5 years to Pay)

✍️Get your FREE qoutation NOW!

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Rich ay ang current income mo. For example, kung kaya mong mag-drive ng mamahaling sasakyan ibig sabihin ay rich ka dahil kailangan mo ng malaking sweldo para ma-approve ang car loan mo at ma-afford ang monthly payment.

Ang wealth naman ay nakatago ito, income na nakatabi at di ginaastos. Ang value ng pera mo ay nakakapagbigay sa iyo ng options, flexibility at growth. Yung tipong kaya mong mamuhay ng simple kahit alam mo na kaya mo naman bilhin lahat ng bagay ng gusto mo.

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Alam mo ba kung 30 years old ka may
Life insurance na 7,188 pesos lang PER YEAR for 1 MILLION coverage!

SA MGA NAGTATANONG KUNG ANO AT SINO BA SI IMG?

Si IMG ay isang PREFERRED MEMBERSHIP Platform sa Financial Industry ~ kung saan kapag mag-enrol ka as LIFETIME preferred member, ay may mga BENEFITS ka na makukuha o magagamit.

📊 Kasama sa mga benepisyo at pribilehiyo mo (bilang miyembro) ang Big DISCOUNTS and/or Commissions sa mga Financial Products na kinuha mo or Services na ginamit mo, tulad ng:

□ Real Estate Properties (house/condo)
□ Car Purchase (any brand, any model)
□ Business Ownership Program

□ Direct Stock Market Investment | Mutual Fund Investment
□ Life Insurance | Non-Life Insurance
□ LongTerm HealthCare (Investment x HealthCare x Insurance) |

□ Asset Preservation Service
□ Memorial Conscierge Service
□ ShortTerm HealthCare (Traditional HMO), etc.

Ang mga Discounts and/or Commissions mo ay ibinibigay ng mga Partner-Providers ni IMG.

Ilan sa mga corporate brokerage partners ay:
SM DEV'T CORP, AYALA LAND, SUNLIFE ASSET MGMT, KAISER INTERNATIONAL, PHILAM LIFE, EVEREST MEMORIAL, APS (of iMax), GLOBE, INFORMATICS, ABACUS SECURITIES, QBE, MAPFRE, MAA, etc.

📊 Dahil sa preferred membership mo sa IMG, magagawa mo na:

□ Have direct access to financial products/services (no need to pass thru traditional agents or brokers)
□ Get big discounts
□ Be entitled to commissions from the investment or service that you avail.
□ Get more choices and advantages
□ Become financially educated

Sa IMG, You can DO IT YOURSELF.

You can LEARN and EARN!

Alamin kung papano huwag mahiyang mag message at willing po ako na iguide at i-assist po kayo.

Click this link to know more on how you can be part of this happy IMG Community,
https://318012PH.imgcorp.com/






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Please help me congratulate and throw a warm welcome to our New member and new Kaiser Policy Holder. 🙏🎉❤️

Thank you for taking the first step to financial freedom and success!

Good Evening everyone 🙂

Help me Welcome and Congratulate our new Kaiser Plan Holder From Paris❤️❤️❤️ Chelle Dimaandal from Paris,Mary Rose Tenorio Mercado from Qatar to our member from Dubai Anne Cultura Eva Mendoza Avila

Thank you for taking the first step to financial freedom and Success..

Continue to share the words of wisdom to our families and friends..

Ang paghanda ay napakahalaga!

LIFE LESSON:
Kaya lagi nating unahin ang HEALTHCARE sa pagbuild ng ating Financial Foundation bago ang ibang bagay.

Dahil pag-inuna mo ang ibang bagay katulad ng bahay, lupa, sasakyan at iba pa at wala kang Healthcare, isang sakit mo lang wash-out lahat ng ipon at pinaghirapan mo.

Kaya tama talaga na pakinggan ang libreng Financial Education. Attend ka, wala namang mawawala sayo.

Do something today that your future self will thank you for.

Secure your future now.
Direct message me.
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------
P. S.
This is something that we can attest na tama at totoo. Dapat buong family may healthcare, hindi lang ang breadwinner.😔

KABAYAN sana maisip mo...
Na sa bawat taon na pinalampas mo na di ka nag ipon, e mga taon na sinayang mo.

Na magigising ka na lang at mapapaisip na matanda ka na, mahina na kumita at walang aasahang tutulong sa yo, kahit gaano pa kadami ang natulungan mo nun malakas ka pa kumita.

In IMG there's still HOPE. Surround yourself with positive investors people!

We in IMG we care for you, para maturuan ka ng tama pano mo pahalagahan ang Pera mong pinag HIRAPAN.

Join my team at ma guide ka namin paano maka umpisa.

SAVE AND INVEST FOR YOUR BETTER FUTURE

💙

DO YOU WANT TO BE AN INVESTOR OF JOLLIBEE!?

If you don't have millions of money to franchise, why don't you just become an investor and ride the growth of Jollibee?

For only P1,000 you can be an indirect shareholder of Jollibee (and other blue-chip companies) thru Mutual Funds. And you can top up for as low as P20 anytime & anywhere! Just be an IMG member.

Do you want to know how?

Remember: Financial Education is not only for the Wealthy. It's for Everyone.

https://318012ph.imgcorp.com/linkbio/

message me for inquiries

https://bit.ly/msgme_joemelyn

Juan: Pre iinsure mo sarili mo para pag may nangyare hindi ka mamroblema sa pagpapagamot.

Pedro: NEXT YEAR nlng pre pag nakaluwag- luwag nagpagawa kasi ako ng bahay tsaka ang daming bayarin.

Next year...

Juan: Pre ano kukuha kna ng insurance mo?

Pedro: NEXT MONTH nalang cguro pre, gumastos kc ako ng malaki dahil nasira mga appliances kaya bumili ako ng bago

Next month...

Juan: Pre ano kukuha ka na ba ng policy mo?

Pedro: NEXT WEEK cguro usap tyo..

Hindi na pinansin ni Pedro si Juan ng mga ilang linggo at umabot ng 1 taon.

Pedro: Juan! Juan mabuti't nakita kita, pwede ba natin pagusapan yung insurance NGAYON? kukuha ako kasi kailangan ko maoperahan, malaking halaga kailangan NGAYON. Nabenta ko na kc yung bahay at lahat ng napundar ko.. hindi ako pwede madelay bukas o NEXT WEEK, LAST MONTH na kasi..pag di magamot baka di na ako umabot NEXT YEAR...

Juan: Malungkot na balita pre, dahil hindi na pwede NGAYON.

Moral lesson:
Maaaring tingin mo hindi mo kailangan ng insurance ngayon..pero kakailanganin mo rin ito sa tamang panahon.

Walang naghirap dahil sa insurance..pero maraming nahirapan dahil wala sila nito.

make a plan, enjoy your life, invest in yourself 🌱🌱🌱

If you want to learn how you can achieve the financial freedom that you wanted you can message me anytime I will share the ideas and best practices to you for FREE
❤️

Libre lang matuto 💯
Lamang ang may alam by kuya kim 👍

I offered you Kaiser before.
you said,

"I'm not interested."

Now you're sick, you ask me how to start Kaiser?

Again, I will answer you...
Get Kaiser while you're healthy 😢

We Should Be Careful Of What We Ignore, Sometimes What We Ignore Is What We Need More.

Avail Kaiser as long as you are still healthy and can afford to own one.

Reminder from Kaiser, pay yourself first.😊

KAISER HEALTHCARE LONGTERM CARE.💟




https://bit.ly/kaiserqoutejoemelynmulingtapang

Okay lang walang pera, basta buo ang pamilya!

NO!

Hindi okay na walang pera. 😅

Hindi okay na walang pambili ng pagkain para sa pamilya. 🥹

Hindi okay na kahit simpleng laruan hindi natin mabili para sa mga anak natin. 🥹

Hindi okay na wala tayong magawa sa tuwing kailangan ng bagong damit, gamit sa eskwela or pamasahe man lang. 🥹

Hindi okay na wala tayong pambiling gamot sa tuwing may sakit sila. 🥹

H'wag tayong magpanggap na masaya tayo kahit kumakalam ang sikmura natin. 🥹

Ang lungkot 🥹

Kasi ang totoo, sa panahon ngayon, kailangan natin ng pera para maging masaya. 😔🥹

Ikaw na nagbabasa nito.
Alam ko nagsisikap ka para totoong sumaya ang pamilya mo.

Yung tunay na sayang walang halong pagpapanggap na okay lang lahat. 😊

Tuloy mo lang yan!

Kapit lang, papabor din satin ang swerte! ❤️

Caption Crédit to SEVC DAVE

Kaswerte sa mga nag inquire about IMG.

Ito ang LIFETIME MEMBERSHIP BENEFITS ninyo. LUGI ka paba jan?

Gusto nyo ba isali ang Anak nyo or Pamilya?? Message lang turuan ko kayo dito

Piliin nyo ang Legal at hindi mawawala na company. Wag magpa SCAM 😁

for inquiries message ka lang

https://bit.ly/msgme_joemelyn

Lamang talaga ang nagtanim at balang araw may aanihin.Sayang yung may Soldivo mutual fund pero di nag ipon at nag withdraw agad sana mas malaki pa kinita nang inipon.Napakahalaga talaga ang desiplina para maabot ang Goal kung para saan ang pag iipon.Ang takot natin na mawala na lng ang atin inipon ay mas nakaktakot na walang madukot sa kagipitan.Thank You IMG at natutunan namin ang tamang pag save and invest sa legal na paraan..

Kita Kits sa Friday mga Kababayan❤️❤️❤️