Finance Insight

Sobrang halaga. 💚

Gaano kahalaga ang healthcard?

Unang tanong pagpasok mo sa hospital kung anong healthcard ang gamit, kapag wala kailangan mo magbayad ng cash.

An pagkakaroon ng magandang kalusugan, nakasalalay minsan kung paano mo ito pinaghandaan.

Start investing for your Longterm healthcare.

Message me for details on how to avail Long Term Health Care.

Learn how to build strong financial foundation by attending FREE Financial Literacy Class via zoom.



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Hindi natin kailangan ng Longterm Healthcare kung:

*Hindi tayo magkakasakit for the rest of our life.
*Madadala natin ang HMO benefit from our company kapag retire na tayo.
*Pwede tayong humingi ng pambili ng gamot at pambayad sa ospital sa ating government.
*Sure na sure tayong aalagaan tayo ng ating mga anak sa pagtanda.

Ano nga ba ang Longterm Healthcare?

We can guide you. 😊
PM for more details

MAY KAISER 3-IN-1 SAVING PLAN KANA BA?

A COMPLETE FINANCIAL SOLUTION !
Healthcare + Life Protection + Investment

SEND A MESSAGE FOR MORE DETAILS!!!

WHY KAISER IS THE BEST Investment to START?

❤️ 7 years na pag iipon at protected kana at mag work sayo for your GOLDEN YEARS.

ANO BA ANG KAISER LONGTERM HEALTHCARE?

Ang Kaiser Longterm healthcare ay 3 in 1.
Meron healthcare + insurance + investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn projected ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

• Sinu ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.

Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag"

Need a long term healthcare investment?

Start your KAISER Longterm Healthcare now! (Healthcare + Insurance + Investment).

INVEST only for 7 years and be PROTECTED for the REST of your LIFE

PM for more inquiries ✉️

Ngayong may pandemic, marami sa atin ang hindi handa. Kaya marami kang ma realize sa buhay. Wala itong pagkaka iba sa sitwasyon na:

1. Bigla kang tinangal sa trabaho, no work no pay
2. Retired kana, no work no pay.
3. Bigla kang nagkasakit. No work, no pay
4. Biglang nagsara ang kompanyang tinatrabahuan mo. No work, no pay

Tapos di ka handa,

- Wala kang ipon.
- May pinagpapaaral kapa.
- May kapamilya kang kelangan ng medical attention.
- May mga utang na kelangan bayaran.
- May Pamilyang umaasa sayo.
- May pinapakain, ginagatas at dina diaper.
- May buwanang bayarin (tubig, kuryente, etc.)

At walang sustento na inaasahan sa gobyerno. Dito mo ma realize na sana may Fallback ka,

- emergency fund
- savings
- Business
- investment
- passive income
- pensions
- profit share
- dividends

Na kahit wala ang active income mo ay mabububay ka padin at di ma apektuhan ang lifestyle mo at ng pamilya mo.

It's time to be more open minded in other opportunities. Basta makakatulong sayo at pwedeng magbigay kahit barya2ng kita sayo.

Ngayon nakita mo at na realize mo na ang hirap pala kapag umaasa ka lang sa single source of income lang.

- Hindi pala pwedeng umasa kalang sa lakas mo.
- Hindi rin pala assurance na lifetime na ang trabaho at pinagkakakitaan mo ngayon.
-Hindi mo rin pala pwede asahan sa lahat ng pagkakataon ang mga kapamilya, kaibigan, at kakilala mo.
-Hindi rin assurance na may tulong na darating sayo galing sa gobyerno.

Baguhin na natin ang nakasanayan at tanggapin na ang katotohanan.

Join us in IMG.
You deserve more..

According to SSBYF Book:

The Right Way to Save
▪︎Saving money is important,but it's not enough. You need to save money and save it the right way.
▪︎First, you need to save regularly. Have the discipline to save consistently and regularly.
▪︎Second, your savings rate of return must beat inflation and taxes because you can be saving and still losing money if your rate of return is lower than inflation.

Interesting don't you think?
One to know more about saving the right way?

Attend our free Financial coaching webinar, message me for schedules..

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Naku(10x)! 😁
“TIME IS A FRIEND of GREAT PLAN and EX*****ON, an enemy of procrastination.”
A common misconception many people have is that we equate our age with achieving a status. (That's what I also thought)
"When I hit 30 years old I'll have this much income."
"I'm hoping to be able to retire at age 50."
NO.
You can't get there with wishful thinking.
You won't have it just because you're older.
Your financial status depends on your cashflows, savings and investments, not your age.

Even if you feel unsure whether you'll stilll have a job or business six months from now for whatever reason, that shouldn't stop you from taking hold of your finances today.

If you want to achieve financial stability, here are some action that what we need to do:
✅Cut down some of your expenses.
✅Find multiple sources of income.
✅Build your emergency fund.
✅Secure an insurance that fits in your budget.

You can accomplish these things by planning your own budget. (But educate yourself first. Maraming free classes out there.)
If you’ll give yourself a chance, you will realize that you have enough to invest for your other goals.

The key is to stick to it (with those principles coupled with definite action) and you'll eventually get there.

Message mo ako kung gusto mo pag-aralan.
May webinar orientation class kami na pede mong attendan. Will send the schedule if interested ka. :)



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Ganyan ka ba?

𝗗𝗼𝗻'𝘁 𝘄𝗮𝗶𝘁 𝗳𝗼𝗿 𝘁𝗵𝗲 𝘁𝗶𝗺𝗲 𝗻𝗮 𝗮𝗻𝗴 𝘀𝗮𝘀𝗮𝗯𝗶𝗵𝗶𝗻 𝗺𝗼 𝗻𝗮 𝗹𝗮𝗻𝗴 '𝗛𝗢𝗪 𝗜 𝗪𝗜𝗦𝗛 𝗡𝗔𝗚𝗦𝗔𝗩𝗘 𝗔𝗧 𝗡𝗔𝗚𝗜𝗡𝗩𝗘𝗦𝗧 𝗔𝗞𝗢 𝗗𝗔𝗧𝗜".

---

Habang kaya mo pa, malakas ka pa, kumikita at productive ka, use your time wisely.

Create multiple sources of income, mag IPON ka para maka pag INVEST ka din to prepare for the time na di mo na kaya pang magtrabaho.

Sa matututunan mo kung gaano kahalaga ang pag-IIPON af pag-iinvest ng maaga. 🙌

Be an IMG member.

SAVE and INVEST habang kumikita, bata pa at healthy. 📷

Ang Kaiser ay 3-in-1 saving plan. 📷 📷📷📷

1. Long-term Healthcare
2. Life Insurance Protection
3. Saving/Investment

Kaiser ay 7 years to pay and 13 years of waiting for the Maturity. Meaning, sa 20th year makukuha ang investment good as cash and may option din to retain ang funds at kumikita pa ng 6-10% per year. 📷

For ages 10 - 40, ang minimum plan na pwede ay 2,647 a month.

For ages 41 - 50, ang minimum plan na pwede ay 3,529 a month.

For ages 51 - 60, ang minimum plan na pwede ay 4,412 a month.

OPTION : If you pay annual, discounted ka ng 2 months meaning parang 10months lang binayaran mo good for 1 year. 📷📷

We also conduct FREE financial checkup.
Message me for more📷

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INFLATION IS REAL😱😱
Dati ang 2pesos ay papel pa
Dati ang 5pesos ay papel pa
Dati ang 10pesos ay papel pa
Ang 20pesos na papel noon barya na rin ngayon.

Aren't you afraid? 5-10yrs from now baka ang 100 pesos, coin na din. Yung value ng pera pababa ng pababa. Ang gastusin pataas ng pataas.

There's A RIGHT WAY TO SAVE & A WRONG WAY TO SAVE..
When saving,it's important to take inflation & taxes into consideration..

*INFLATION DECREASES YOUR PURCHASING POWER..

*INFLATION DECREASES THE REAL VALUE OF YOUR MONEY...

*YOUR SAVINGS RATE OF RETURN MUST BEAT INFLATION AND TAXES..

Saving money is important,but it's NOT enough...
You need to save money & SAVE IT THE RIGHT WAY...

Learn more about saving the right way..
Attend in our FREE financial literacy class via zoom.
PM for the link 😊







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Repost
Naguusap at nag kamustahan ang 3 magkakaibigan about "Savings and Investing", Isang Poor, Middle Class at Rich People.
1. Poor (Mindset) = oks naman ako, makakain lang ang pamilya ko 3 beses sa isang araw oks na. Wala akong pang save kasi mahirap lang ako.

2. Middle Class (mindset) = oks lang din naman ako, "Focus on the next 30 days". Dadating naman ang sweldo sa 15th and 30th of the month. Saka na ako mag iipon kapag tumaas na sweldo ko. ( May naipon kaya )

3. Rich (Mindset) = "Focus on the future". Ako I Invest 10%-20% of my Income for the future.

Sa tingin nyo ano na kaya ang situation nilang 3 magkakaibigan 5 to 20 years from now?

Kaibigan usap din tayo? Where can you see yourself 5 to 20 years from now?

"Your future is in your hands"

Bakit hanggang ngayon patuloy na dumadami ang member ni IMG?
👍Misyon Driven. Nagtuturo muna ng mga kaalaman ng libre. Maraming gustong mabago ang buhay.

Ikaw po ba ilang beses munang nang naencounter si IMG?
👍Paulit ulit.

Ilang beses munang tinanggihan pero paulit ulit paring lumalapit sayo ang opportunity ni IMG?
👍Maraming beses.

Hanggang kelan ka iiwas kay IMG?
👍Hindi mo maiiwasan.

Bakit mo ba iniiwasan na maging bahagi ni IMG?
👍Kasi alam ko na yan.
👍Wala akong utang.
👍May insurance na ako.
👍May investment na ako.

Sa buhay marami tayong mga dahilan na kahit pwede naman nating subukan patuloy tayo sa paggawa ng mga excuses para makaiwas.
Pero alam nyu ba na sa kabila ng mga excuses eto ang sigurado.
👍Tatanda ka next year.
👍Lalaki at mag-aaral mga anak mo.
👍Magreretiro ka at kakailanganin mo ng passive income.
👍Hihina ang kalusugan mo.

Kaya bakit kaialngan mong patagalin pa na maging Member ni IMG. Huwag mong ipagpabukas bukas pa dahil ang panahong nasayang hindi muna maibabalik pa.
Kung sa huli papamember ka din ngayon palang simulan muna habang malakas ka pa.
HIndi lang ikaw ang makikinabang pati buong angkan at sa susunod mong henerasyon 👊💪😎

JOIN US ON THIS GLOBAL FINANCIAL MOVEMENT AGAINST POVERTY🔥🔥🔥

Message me for details.