PISO PRUtector

PISO PRUtector

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Our goal is to give knowledge to people about Financial Literacy and engage them in Financial Planning. Help people better understand investment potential.

To educate people in the importance of Insurance to build and protect Dreams of every Household.

02/04/2026

๐Ÿ’ก ๐’๐ญ๐š๐ซ๐ญ ๐ฌ๐ฆ๐š๐ฅ๐ฅ. ๐ƒ๐ซ๐ž๐š๐ฆ ๐๐ˆ๐†.

Did you know you can invest in global tech giants for as low as **โ‚ฑ100/day**? ๐Ÿš€

Gain access to companies shaping the futureโ€”AI, e-commerce, semiconductors, and moreโ€”through the ** ๐๐‘๐”๐‹๐ข๐ง๐ค ๐†๐ฅ๐จ๐›๐š๐ฅ ๐“๐ž๐œ๐ก ๐๐š๐ฏ๐ข๐ ๐š๐ญ๐จ๐ซ ๐…๐ฎ๐ง๐**.

โœ” Dollar-denominated investment
โœ” No need for a dollar account
โœ” Potential growth + financial protection

Your future doesnโ€™t start tomorrowโ€”it starts TODAY. ๐Ÿ’™

๐Ÿ“ฉ Message me to learn how you can begin your investment journey!

๐‘น๐’๐’Ž๐’‚ ๐‘จ๐’ˆ๐’–๐’Š๐’“๐’“๐’†
Your Trusted Financial Advisor
Unit Manager of PRULIFE UK โค๏ธ

29/03/2026

๐Ÿ’ธ ๐˜ฝ๐™ง๐™š๐™–๐™ ๐™™๐™ค๐™ฌ๐™ฃ ๐™ฃ๐™œ ๐™‹๐™ค๐™จ๐™จ๐™ž๐™—๐™ก๐™š ๐˜พ๐™ค๐™จ๐™ฉ๐™จ

1. Estate Tax (BIR)
๐Ÿ‘‰ 6% ng net estate
โ€ข โ‚ฑ5,000,000 ร— 6% = โ‚ฑ300,000
๐Ÿ“Œ Note:
โ€ข May deductions pa (like โ‚ฑ5M standard deduction under TRAIN Law), so pwedeng bumaba o maging zero depende sa situation
โธป
2. Documentary Stamp Tax (DST)
๐Ÿ‘‰ 1.5%
โ€ข โ‚ฑ5,000,000 ร— 1.5% = โ‚ฑ75,000
โธป
3. Transfer Tax (City/Municipality)
๐Ÿ‘‰ Usually 0.5% โ€“ 0.75%
โ€ข Estimate: โ‚ฑ25,000 โ€“ โ‚ฑ37,500
โธป
4. Registration Fee (Registry of Deeds)
๐Ÿ‘‰ Depende sa table, pero estimate:
โ€ข Around โ‚ฑ20,000 โ€“ โ‚ฑ40,000
โธป
5. Notarial Fee
๐Ÿ‘‰ Usually 1% โ€“ 2% ng value
โ€ข Estimate: โ‚ฑ50,000 โ€“ โ‚ฑ100,000
โธป
6. Miscellaneous
โ€ข Certified true copies
โ€ข BIR forms
โ€ข Processing / fixer / service fees (if any)
๐Ÿ‘‰ Estimate: โ‚ฑ5,000 โ€“ โ‚ฑ20,000
โธป
๐Ÿงฎ Total Estimated Cost:
๐Ÿ‘‰ โ‚ฑ475,000 โ€“ โ‚ฑ570,000 (approx)
๐Ÿ“‰ Pwede pang bumaba kung:
โ€ข May deductions sa estate tax
โ€ข Mas mababa ang declared value (zonal value vs market value)
โธป
โš ๏ธ Important Notes:
โ€ข Kailangan kumpleto ang heirs (or may SPA)
โ€ข Dapat walang dispute sa pamilya
โ€ข May extra cost kung may penalties sa late filing

25/01/2026

Dahil hindi tayo imortal, what if one dayโ€ฆ magkaron tayu ng sakit, aksidente, or sudden expenses that would change everything? ๐Ÿค”

Be PRUpared today so your family stays secure tomorrow.
๐Ÿ“Œ Insurance + Long-Term Savings in one plan
๐Ÿ’ฐ Start for as low as โ‚ฑ2,100/month

Insurance is not just an expense โ€” it's a strategy.
โœ” If something happens: you gain income.
โœ” If nothing happens: you build wealth.

Thatโ€™s how smart people protect their goals.
Send me a message for a personalized quote ๐Ÿ“ฉ

16/09/2025

Prulife UK has launched a newest investment eith Protection Plan to offer you a guaranteed payout!!!

Sample:

P5M 1x placement* = P250,000/yr guaranteed annual payout for 10yrs. Then we'll return your P5M after 10yrs.

โœ…๏ธPang tuition na din yan.
โœ…๏ธPang annual beach trip.
โœ…๏ธPang fund ng negosyo.
โœ…๏ธPang allowance ng retired parents mo.
โœ…๏ธPang suporta sa mga pamangkin.

Passive income for you and your family's needs without diminishing your capital.

We can set a 30mins convo via zoom to know more. ๐Ÿ™‚

*(minimum 500k placement)

28/08/2025

Meron ilang misis/mommies ang nalilito sa insurance coverage ng asawa nila.

So, para malinaw;

๐—ข๐˜„๐—ป๐—ฒ๐—ฟ/๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฒ๐—ฑ = kapag siya ang nawala, activated lahat ng benefits
๐—•๐—ฒ๐—ป๐—ฒ๐—ณ๐—ถ๐—ฐ๐—ถ๐—ฎ๐—ฟ๐˜† = taga-tanggap ng benefits

So, kailangan ba na parehong insured si misis at mister? Yes, mas ideal. May plan si misis. May plan si mister.

27/08/2025

๐—˜๐˜ƒ๐—ฒ๐—ฟ ๐˜„๐—ผ๐—ป๐—ฑ๐—ฒ๐—ฟ ๐˜„๐—ต๐˜† ๐—ถ๐˜โ€™๐˜€ ๐—ด๐—ผ๐—ผ๐—ฑ ๐˜๐—ผ ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐—ฎ ๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐—”๐—ฑ๐˜ƒ๐—ถ๐˜€๐—ผ๐—ฟ ๐˜„๐—ต๐—ผ ๐—ถ๐˜€ ๐—ณ๐˜‚๐—น๐—น-๐˜๐—ถ๐—บ๐—ฒ ๐—ฎ๐—ป๐—ฑ ๐—ฎ ๐—ฐ๐—ผ๐—ป๐˜€๐—ถ๐˜€๐˜๐—ฒ๐—ป๐˜ ๐—ฎ๐—ฐ๐—ต๐—ถ๐—ฒ๐˜ƒ๐—ฒ๐—ฟ?

Hereโ€™s why: every milestone we achieve means weโ€™re constantly learning, training, and leveling up our skills. And that growth is not just for us โ€” it is for our clients. โœจ

โžก๏ธ You get an advisor who treats this not as a sideline, but as a full-time profession.
โžก๏ธ Youโ€™re assured of continued service, hindi ka iiwan.
โžก๏ธ Youโ€™re guided by someone who keeps improving through trainings, certifications, and even international exposures.

The truth is, when your Financial Advisor keeps growing, you also benefit.๐Ÿ’ฏ

๐˜พ๐™๐™ค๐™ค๐™จ๐™š ๐™–๐™ฃ ๐™–๐™™๐™ซ๐™ž๐™จ๐™ค๐™ง ๐™ฌ๐™๐™ค ๐™˜๐™๐™ค๐™ค๐™จ๐™š๐™จ ๐™ฎ๐™ค๐™ช, ๐™—๐™ฎ ๐™œ๐™ง๐™ค๐™ฌ๐™ž๐™ฃ๐™œ ๐™ฉ๐™ค ๐™จ๐™š๐™ง๐™ซ๐™š ๐™ฎ๐™ค๐™ช ๐™—๐™š๐™ฉ๐™ฉ๐™š๐™ง.

21/08/2025

Are you looking for a purposeful job or a part-time job to earn extra? Or are you someone who's looking for a better opportunity to shift career? Let's listen why JUM choose to be a PRULIFER!

20/08/2025

Are you also a non-believer of Life Insurance like Regine Rivera? Let's hear from her real Pru Stories why she turned to be the believer of the power of insurance after the accidental death of her sister.

09/08/2025

UM is one of the Fresh graduates who joined the Business and now a Unit Manager of Prulife UK! Let's hear from him why did he join the Business of helping People while building his own dreams!

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