PISO PRUtector
Our goal is to give knowledge to people about Financial Literacy and engage them in Financial Planning. Help people better understand investment potential.
To educate people in the importance of Insurance to build and protect Dreams of every Household.
02/04/2026
๐ก ๐๐ญ๐๐ซ๐ญ ๐ฌ๐ฆ๐๐ฅ๐ฅ. ๐๐ซ๐๐๐ฆ ๐๐๐.
Did you know you can invest in global tech giants for as low as **โฑ100/day**? ๐
Gain access to companies shaping the futureโAI, e-commerce, semiconductors, and moreโthrough the ** ๐๐๐๐๐ข๐ง๐ค ๐๐ฅ๐จ๐๐๐ฅ ๐๐๐๐ก ๐๐๐ฏ๐ข๐ ๐๐ญ๐จ๐ซ ๐
๐ฎ๐ง๐**.
โ Dollar-denominated investment
โ No need for a dollar account
โ Potential growth + financial protection
Your future doesnโt start tomorrowโit starts TODAY. ๐
๐ฉ Message me to learn how you can begin your investment journey!
๐น๐๐๐ ๐จ๐๐๐๐๐๐
Your Trusted Financial Advisor
Unit Manager of PRULIFE UK โค๏ธ
๐ธ ๐ฝ๐ง๐๐๐ ๐๐ค๐ฌ๐ฃ ๐ฃ๐ ๐๐ค๐จ๐จ๐๐๐ก๐ ๐พ๐ค๐จ๐ฉ๐จ
1. Estate Tax (BIR)
๐ 6% ng net estate
โข โฑ5,000,000 ร 6% = โฑ300,000
๐ Note:
โข May deductions pa (like โฑ5M standard deduction under TRAIN Law), so pwedeng bumaba o maging zero depende sa situation
โธป
2. Documentary Stamp Tax (DST)
๐ 1.5%
โข โฑ5,000,000 ร 1.5% = โฑ75,000
โธป
3. Transfer Tax (City/Municipality)
๐ Usually 0.5% โ 0.75%
โข Estimate: โฑ25,000 โ โฑ37,500
โธป
4. Registration Fee (Registry of Deeds)
๐ Depende sa table, pero estimate:
โข Around โฑ20,000 โ โฑ40,000
โธป
5. Notarial Fee
๐ Usually 1% โ 2% ng value
โข Estimate: โฑ50,000 โ โฑ100,000
โธป
6. Miscellaneous
โข Certified true copies
โข BIR forms
โข Processing / fixer / service fees (if any)
๐ Estimate: โฑ5,000 โ โฑ20,000
โธป
๐งฎ Total Estimated Cost:
๐ โฑ475,000 โ โฑ570,000 (approx)
๐ Pwede pang bumaba kung:
โข May deductions sa estate tax
โข Mas mababa ang declared value (zonal value vs market value)
โธป
โ ๏ธ Important Notes:
โข Kailangan kumpleto ang heirs (or may SPA)
โข Dapat walang dispute sa pamilya
โข May extra cost kung may penalties sa late filing
25/01/2026
Dahil hindi tayo imortal, what if one dayโฆ magkaron tayu ng sakit, aksidente, or sudden expenses that would change everything? ๐ค
Be PRUpared today so your family stays secure tomorrow.
๐ Insurance + Long-Term Savings in one plan
๐ฐ Start for as low as โฑ2,100/month
Insurance is not just an expense โ it's a strategy.
โ If something happens: you gain income.
โ If nothing happens: you build wealth.
Thatโs how smart people protect their goals.
Send me a message for a personalized quote ๐ฉ
16/09/2025
Prulife UK has launched a newest investment eith Protection Plan to offer you a guaranteed payout!!!
Sample:
P5M 1x placement* = P250,000/yr guaranteed annual payout for 10yrs. Then we'll return your P5M after 10yrs.
โ
๏ธPang tuition na din yan.
โ
๏ธPang annual beach trip.
โ
๏ธPang fund ng negosyo.
โ
๏ธPang allowance ng retired parents mo.
โ
๏ธPang suporta sa mga pamangkin.
Passive income for you and your family's needs without diminishing your capital.
We can set a 30mins convo via zoom to know more. ๐
*(minimum 500k placement)
28/08/2025
Meron ilang misis/mommies ang nalilito sa insurance coverage ng asawa nila.
So, para malinaw;
๐ข๐๐ป๐ฒ๐ฟ/๐๐ป๐๐๐ฟ๐ฒ๐ฑ = kapag siya ang nawala, activated lahat ng benefits
๐๐ฒ๐ป๐ฒ๐ณ๐ถ๐ฐ๐ถ๐ฎ๐ฟ๐ = taga-tanggap ng benefits
So, kailangan ba na parehong insured si misis at mister? Yes, mas ideal. May plan si misis. May plan si mister.
27/08/2025
๐๐๐ฒ๐ฟ ๐๐ผ๐ป๐ฑ๐ฒ๐ฟ ๐๐ต๐ ๐ถ๐โ๐ ๐ด๐ผ๐ผ๐ฑ ๐๐ผ ๐ต๐ฎ๐๐ฒ ๐ฎ ๐๐ถ๐ป๐ฎ๐ป๐ฐ๐ถ๐ฎ๐น ๐๐ฑ๐๐ถ๐๐ผ๐ฟ ๐๐ต๐ผ ๐ถ๐ ๐ณ๐๐น๐น-๐๐ถ๐บ๐ฒ ๐ฎ๐ป๐ฑ ๐ฎ ๐ฐ๐ผ๐ป๐๐ถ๐๐๐ฒ๐ป๐ ๐ฎ๐ฐ๐ต๐ถ๐ฒ๐๐ฒ๐ฟ?
Hereโs why: every milestone we achieve means weโre constantly learning, training, and leveling up our skills. And that growth is not just for us โ it is for our clients. โจ
โก๏ธ You get an advisor who treats this not as a sideline, but as a full-time profession.
โก๏ธ Youโre assured of continued service, hindi ka iiwan.
โก๏ธ Youโre guided by someone who keeps improving through trainings, certifications, and even international exposures.
The truth is, when your Financial Advisor keeps growing, you also benefit.๐ฏ
๐พ๐๐ค๐ค๐จ๐ ๐๐ฃ ๐๐๐ซ๐๐จ๐ค๐ง ๐ฌ๐๐ค ๐๐๐ค๐ค๐จ๐๐จ ๐ฎ๐ค๐ช, ๐๐ฎ ๐๐ง๐ค๐ฌ๐๐ฃ๐ ๐ฉ๐ค ๐จ๐๐ง๐ซ๐ ๐ฎ๐ค๐ช ๐๐๐ฉ๐ฉ๐๐ง.
Are you looking for a purposeful job or a part-time job to earn extra? Or are you someone who's looking for a better opportunity to shift career? Let's listen why JUM choose to be a PRULIFER!
Are you also a non-believer of Life Insurance like Regine Rivera? Let's hear from her real Pru Stories why she turned to be the believer of the power of insurance after the accidental death of her sister.
UM is one of the Fresh graduates who joined the Business and now a Unit Manager of Prulife UK! Let's hear from him why did he join the Business of helping People while building his own dreams!
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