Link Advisory

From 2008 to 2026, our team has grown!

We put this video together on our planning day, where we spent time reviewing our process, reflecting on how far we’ve come, and looking at ways we can continue to improve for our clients.

Unfortunately a few people couldn’t be in the office, not pictured is:
Natalie - Adviser Support, joined 2020.
Anya - Insurance Adviser, joined 2025.
Tiaan - Insurance Adviser, joined 2025.
John - Investment Adviser, joined 2026.

A huge thank you to everyone who has been part of the Link journey over the years. We’re incredibly grateful for the people who have helped shape our team into what it is today.

🏡 Fixed mortgage or floating mortgage... which is right for you? 🤔

It's one of the most common questions homeowners ask, especially when interest rates are changing.

Should you lock in the certainty of fixed repayments? Or keep the flexibility that comes with a floating rate?

The answer isn't the same for everyone.

✅ Want predictable repayments and easier budgeting?
✅ Prefer flexibility and the ability to make extra repayments?
✅ Unsure which option suits your current situation?

In this week's Your Link, Glen McLeod explains the key differences between fixed and floating mortgage rates, along with the advantages and considerations of each option.

🎥 Watch the video to learn more and gain confidence in your next lending decision.

At Link Advisory, we're here to help you navigate lending, insurance, and investments with advice tailored to your goals and circumstances.

📞 Have questions? Get in touch with the team for a no-obligation chat.
0800 277 2643

Did you know the person insured isn’t always the owner of the insurance policy? 🧐

This is known as policy ownership, and it can make a big difference when it comes time to make a claim.

📌 The policy owner has the legal rights to:
• Make changes to the policy
• Cancel the policy
• Receive certain benefits

That means the person covered by the insurance may not be the one in control.

Common examples include:

• Parents taking out insurance for their children
• One partner owning a policy for the other

If ownership isn’t set up correctly, it can lead to delays, confusion, or even disputes when a claim is made.

✅ Our Risk Insurance team can review your policies to ensure everything is structured properly, so your cover works exactly as intended and your loved ones are protected.

📞 Get in touch today for a quick policy ownership check. It only takes a few minutes and could save a lot of stress in the future.

Contact the team on 0800 277 2643 ☎

😎 New Zealand is looking like an increasingly appealing place to live right now.
So why not renovate your home? 🤔

ANZ has just launched a new renovation loan. The great news is that the first $50,000 can be fixed at a special interest rate of just 2.5% for three years.

So whether you're thinking about a new kitchen, bathroom, fresh flooring, or simply finishing those projects you've been putting off 😄

Get in touch with us on 0800 277 2643 ☎️

Big news from Link Advisory…

✔️ We now have an in-house Investment & KiwiSaver team
✔️ Expert advice all in one place
✔️ Simple, smart strategies to grow and protect your wealth

From reviewing your KiwiSaver to aligning your investments with your goals, we make it easy to stay on track.

No guesswork. No stress. Just better decisions.

👉 Reach out for a quick review. Your future self will thank you. Contact the team on 0800 277 2643 ☎

ANZ’s new Renovation Loan could make it easier than you think.

✔️ Top up your existing home loan
✔️ First $50,000 at just 2.50% fixed for 3 years
✔️ Perfect for kitchens, bathrooms, flooring or long-overdue upgrades

If you’ve been putting off projects, this might be your moment.

👉 Get in touch with Link Advisory to see if you qualify and make your next move a smart one. Phone 0800 277 2643

Are you missing financial opportunities without realising it? 🤔

Glen McLeod from Link Advisory clears up some of the most common money myths people are asking about right now.

We cover reverse mortgages, hidden insurance benefits many people never use, and why getting advice early on KiwiSaver and investments can make a real difference. 🎯

If you'd like help with lending, insurance, or investments, our team is here to guide you. 👉 Contact the team today on 0800 277 2643

A new year is a good excuse to check whether your investment strategy still matches where you’re heading - not where you were five years ago.

If you’ve got a loan, don’t just set and forget it. A quick review could mean a better rate, better structure, or more flexibility.