Ease Insurance

According to EMA and nib’s recent 2022 Workplace Wellbeing Survey, 57% of Kiwis across different sized businesses and various roles view health insurance as a key benefit for consideration when changing jobs.

What are your thoughts on health insurance being provided by workplaces in New Zealand, and is this an important factor to you?

Health insurance a 'sought-after benefit' among NZ employees – survey Employees say health insurance is a key factor in their employment considerations

Income Protection Insurance allows you to...

✅ Feel stress-free about the bills
✅ Fully focus on making a recovery
✅ Have financial security for you and your family
✅ Get paid a liveable income until you return to your previous occupation

Be prepared now so you can relax when the unexpected happens!
https://easeinsurance.co.nz/products/income-protection-insurance/

Most people don't think about insurance until they are older and needing more financial assistance, or having to manage their health costs as well as financial risks. However, believe it or not, you can save a lot of money by securing Health Insurance before the age of 35!

Health Insurance plans and pricing depend on your age. Essentially, the younger you are, the cheaper your monthly premium will be. So, the sooner you start, the more you save, and greater the protection against unexpected medical bills in the future.

Start saving today!
https://easeinsurance.co.nz/products/health-insurance/

Myth.

ACC has its limitations. You will be covered if you have had a a sudden accident or injury, but you will NOT be covered if you are suffering from an illness. In other words, not only will you need to cover the medical costs in the event that you can't work due to illness such as heart attack, cancer or depression, you won't receive any benefits either.

If you want to have that peace of mind and ensure that you are taken care of when surprises strike, protect yourself with insurance.

https://easeinsurance.co.nz/products/

Kiwis are encouraged to talk more openly about money and ask for help.

Financial Advice New Zealand research found that those who seek help from a financial adviser achieve better financial outcomes, such as a better understanding of the risks of their financial plan, a better understanding of how to achieve financial goals, and better equipped to commit to these financial plans.

Just wondering: What is the value of financial advice? This year's Money Week encourages Kiwis to talk more openly about money and ask for help

Did you know? While 98% of home owners and 95% of car owners are insured, 4 in 5 New Zealanders have not insured their income against sickness or disability.

There are a number of risks in life, such as natural disasters, loss of income, and sickness. Insurance policies can protect New Zealanders and dependents and reduce financial loss should these events occur.

What plans do you have in place to protect your loved ones, partner and family to ensure big debts and expenses are covered when something unexpected happens to you?

Get your free quote now!
https://easeinsurance.co.nz/products/life-insurance/

Source: Financial Services Council

Fixed Price Life Insurance means your life insurance premiums do not go up every year. This allows you to lock in the price you pay, so that it stays within your budget all the way into your old age.

Life Insurance on the other hand, the price increases every year as you get older. Eventually your monthly payment gets very high and becomes unaffordable, which may result in you opting for an early cancelation and there is no chance of the policy ever paying out.

Get your free Fixed Price Life Insurance quote now!
https://easeinsurance.co.nz/products/fixed-price-life-insurance/

What happens if you sustain an injury or become sick to the point where you can no longer work?

What about if you pass away before your mortgage has been repaid, leaving your family with the burden of covering the payments?

Don’t let yourself or your family become a victim of such consequences.

Compare free quotes from major insurers on your Mortgage Protection Premiums today!
https://easeinsurance.co.nz/products/mortgage-protection-insurance/

Your financial and personal goals should be reviewed every year. This is to check you are on track and to make any changes for the coming year.

What was the last time you reviewed yours?

https://www.stuff.co.nz/business/opinion-analysis/300653156/review-your-goals-and-financial-position-every-year

Review your goals and financial position every year OPINION: Your financial and personal goals should be reviewed every year to firstly check you are on track and to make any changes for the coming year.

Myth.

Have you gotten married/divorced, had children, bought a house, paid off the mortgage or/and other large debts since purchasing your Life Insurance policy?

Life changes and your needs may be different now. It’s important to review your policy to ensure you have the right amount of cover that matches your current financial situation.

Spring is finally here! As you make your way through your spring-cleaning checklist, don’t forget to apply the same passion to your insurance policies.

Here is a simple and practical way to get you started!

🌻 Call Your Insurance Broker
Inform them about any changes that may affect your policies. Review your rates and see if there are better options or combinations for your current needs.