Gro.
Take the growing pain out of getting a mortgage. We are all about helping people reach their goals.
05/04/2023
Ouch. The new Official Cash Rate is 5.25%. This is the highest it has been since the 2008 financial crisis.
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We could see rates going up in the near future, but most lenders have factored this is so they might not be enormous.
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The Reserve Bank are doing this to combat inflation. Higher interest rates lead to less borrowing and more saving.
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Flick Josh a DM if you want to discuss your situation 💚
04/04/2023
If your mortgage is coming to the end of its fixed term, you might be considering a restructure. Here are some things to consider:
🌱 do you want to approach another lender about getting a better rate?
🌱 what cash incentive might you receive from a new bank?
🌱 would debt consolidation or a loan top-up help you?
🌱 is a new structure or interest-only period needed to relieve some pressure from rising rates?
To discuss your individual situation - flick us a DM!
You can work out the equity in your home by looking at the total value, and subtracting any debt. It’s essentially the amount you would walk away with if you sold your property today.
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Leveraging equity to purchase an investment property is a super common way to kick off your property portfolio
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Slide into my DMs if you want to know more :)
29/11/2022
Getting your lending sorted can be complicated, but that doesn’t mean you have to get all tied up in the process!
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We make things easy, so we will keep you updated along the way and explain everything in plain english while we do all the heavy lifting for you.
27/11/2022
6 tips for our first home buyer friends out there.
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✅ Use your KiwiSaver if you can.
✅ Explore Kainga Ora first home loan and grant.
✅ Consider whether your family can gift you part of your deposit.
✅ You don’t need 20% if you meet first home loan criteria.
✅ Look outside your main bank for the best deal.
✅ get good advice, and have someone in your corner!
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22/11/2022
Unless you WANT to do all the back and forth with the banks?
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Didn’t think so! 😅
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We make the process as simple as possible for you so you can concentrate on other things, like which house are you going to buy?
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Also, you know our service is FREE right?
16/11/2022
Interest rates are rising and the cost of living has not gotten any better either! It might feel like your getting further away from reaching your goals every day.
We are here to help. Saving money for a mortgage starts with excellent advice.
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Get in touch today, we make things easy.
🖥️ gromortgages.co.nz
📧 [email protected]
14/11/2022
We work with the country's top lenders to be able to provide our clients (that's you) with the best options available.
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Also our expert service is totally free.
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Get in touch today!
🖥️ Gromortgages.co.nz
📧 [email protected]
12/11/2022
Did you know there are different loan structures? 🌱
Fix it, float it, split it in two – choosing a structure for your home loan can be confusing.
Check out our blog post in our Mortgage 101 series as your beginner’s guide to common loan structures in New Zealand.
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Link to our blog in bio
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10/11/2022
We want to help you save time and energy as you progress along your home-buying journey.
Taking the time to understand your situation and personal goals means we will present your mortgage application to the right people and get the result that you need.
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We are here to make things easy for you.
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09/11/2022
If you have thought about starting the mortgage process but have no idea where to start, it’s a good idea to get some advice.
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How does FREE advice sound?
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We make it easy, let’s get started.
08/11/2022
Let’s get your lending sorted. We are available to everyone NZ wide.
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