Vision Insurance

Business insurance covers a lot more than just your building and stock.

From Public Liability and Cyber Liability to Machinery Breakdown and Marine, contact us to see what can be included under one package.

Your home is probably the most valuable thing you own.

But for a lot of New Zealanders the insurance protecting it is based on outdated figures, hasn't been reviewed in years, and wouldn't come close to covering the real cost of a rebuild if something went wrong.

Your cover should reflect what your home is actually worth today - not what it was worth when you first took out your policy.

Get in touch and let's check where you stand.

New kitchen. New bathroom. New deck.

But did your insurance keep up with the journey?

Most standard home insurance policies don't cover your home during renovations - or coverage is limited. That means from the moment work starts, you could have a gap. And once the build is done, your sum insured needs to reflect the new value too.

Two stages. Two things to check. One broker who can sort both.

Get in touch and we'll make sure you're covered from first hammer swing to final inspection.

Most NZ homeowners set their sum insured once and never look at it again. But building costs have risen, renovations add value, and policies don't update themselves.

The gap between what you're insured for and what it costs to rebuild is often bigger than people expect; and it only becomes visible when you make a claim.

Get in touch and let's check where your cover stands.

You lend your car. An accident happens. Are you covered?

It depends on your policy, and the answer isn't always what people expect. Some car insurance policies cover any licensed driver with your permission. Others only cover named drivers. Some apply a higher excess for young or newly licensed drivers.

The details matter enormously when a claim is on the table.

Don't find out the hard way. Get in touch and we'll make sure you know exactly who is covered behind the wheel of your car.

Once a year at minimum. And any time your life changes.

Most people don't review anywhere near that often - and in a market where building costs have risen significantly, that gap between your cover and reality can grow faster than you'd expect.

When did you last check yours? Get in touch and we'll make it easy.

Your tools are your income. If they're gone, so is your ability to work.

Tool theft is one of the most common claims made by tradies in New Zealand, and it's one of the most disruptive. The cost isn't just replacing the gear. It's the jobs you can't finish and the income you can't earn while you wait.

The right cover means getting back to work fast instead of out of pocket.

Get in touch about our tradie package; tools, liability, and vehicles sorted in one place.