Rackson Group

Selamat Hari Raya Haji

A time to reflect on sacrifice, compassion, and gratitude.

May this meaningful occasion bring peace to your heart and blessings to your home.

🏡 Property Buyer Guide 101: Credit Score & Home Loan Approval in Malaysia

Your credit score and financial history can significantly impact your home loan approval in Malaysia.

A strong credit profile increases your chances of getting approved — while a weak one may limit your options.

👉 Swipe to see what affects your credit score and how to improve it

📌 Start managing your credit health at least 6 months before applying for a property loan in Malaysia

💐 Happy Mother's Day

A mother’s love is what fills every corner with warmth, comfort, and care.

This Mother’s Day, we celebrate the one who turns spaces into memories and houses into homes.

🌸 Because home will always be where Mom is.

🏡 Property Buyer Guide 101: Employment Type & Loan Approval in Malaysia

Your employment type can influence how banks assess your home loan application in Malaysia.

Different income sources are evaluated differently based on stability and documentation.

👉 Swipe to understand how salaried, contract, and self-employed applicants are assessed

📌 Strong and consistent financial records can improve your chances of property loan approval in Malaysia

Happy Labour Day

Today we celebrate the dedication, effort, and contributions of workers everywhere.

Your hard work and commitment continue to drive progress and build a better future for our communities.

Wishing everyone a meaningful and restful Labour Day.

🏡 Property Buyer Guide 101: DSR Explained

Your Debt Service Ratio (DSR) is one of the main indicators banks use to assess how much you can afford to borrow 💡

It reflects how much of your income goes towards existing commitments, and directly impacts your loan approval and borrowing capacity.

👉 Swipe to learn how DSR works and how to calculate yours

🏡 Property Buyer Guide 101: What Banks Check Before Approving Your Loan

Thinking of buying a property in Malaysia? Before anything else, banks will evaluate your financial profile — not just your salary.

Here’s what they look at:
✅ Net Monthly Income
✅ Debt Service Ratio (DSR)
✅ Employment Type
✅ Credit Score (CCRIS / CTOS)

📌 Tip: Keep your finances stable and records consistent to improve your loan approval chances.

🧠 Take Charge of Your Mental Well-being – Build Resilience in a High-Stakes Economy

Join us for a meaningful Mental Health Awareness Workshop, where you’ll gain practical tools to manage stress and strengthen your mental resilience in today’s fast-paced world.

🗓 Date: 18 April 2026 (Saturday)
🕒 Time: 2:00 PM – 4:00 PM
📍 Venue: Rackson House Sales Gallery, Penang
🍪 Light refreshments will be served

🎯 What you’ll learn:
✨ Effective stress management techniques
✨ Building mental resilience in a high-stakes environment
✨ Practical strategies for everyday well-being

🎤 Speaker:
Mr Lim Wooi Chin
Master in Psychology Counselling
Malaysian Licensed Psychology Counsellor

📲 Limited slots available! Scan the QR code or click https://forms.gle/qBSKMMPLKj4mRaqx6 to secure your spot now!