Lock Financial Services

Are you looking for professional, friendly, independent financial advice?
Get in touch now! Here's a bit more about me 👇

Based in South Wales 🏴󠁧󠁢󠁷󠁬󠁳󠁿 but covering the whole of the UK.

Join us this Friday, at the Mercure Hotel in Llanedeyrn, Cardiff, for another powerful BNI networking session!

This week, we’re excited to welcome Jack Sully from JCN Garden Services as our Feature Speaker 🌿🛠️ Jack will be sharing insights into the landscaping industry, his journey in business, and how he’s growing through referrals and strong connections.

Whether you’re looking to grow your business, make quality connections, or simply be inspired — this is the place to be!

𝐌𝐞𝐦𝐛𝐞𝐫'𝐬 𝐒𝐩𝐨𝐭𝐥𝐢𝐠𝐡𝐭!
Charlene Coulbeck APFS is a Chartered Financial Planner with Nugenis Financial Planning based at Cardiff Gate Business Park, who offer high quality and fully Independent holistic financial advice. Charlene brings a friendly and down-to-earth approach to planning with her clients, and with a wealth of experience she offers a comprehensive range of services designed to cater to your financial needs and secure your future. Whether you're looking for advice on pensions and retirement planning or need guidance on extracting profit from your business tax-efficiently, she is here to help.🤝

Planning for the future can be daunting, but she makes it easier with clear, straightforward advice. She specialises in setting up employee pension schemes and group employee benefits, including death in service, ensuring your team is well cared for. Additionally, she provides life insurance and income protection to safeguard against illness, giving you peace of mind knowing that you and your loved ones are protected.
Estate planning is another key service she offers, helping you pass on your wealth efficiently and effectively. 💰🌎

She also navigates the complexities of self-funding for care homes and in-home care for the elderly or disabled, making sure you or your loved ones receive the necessary support 🧡 Trust investment management and financial reviews for Court of Protection Deputies, Powers of Attorney, and Clinical Negligence claim funds are handled with the utmost professionalism and care.

Understanding that major life changes can impact your financial situation, she offers tailored advice after separation and divorce, ensuring you make informed decisions during these challenging times. With no obligation and free initial consultations, Charlene is committed to providing the best possible service to help you achieve financial security and peace of mind 🌱 Reach out today to start planning for a brighter future!

💌 [email protected]
📱 07377891583
🌐 https://loom.ly/FQuWyh8

It can be really difficult to keep track of old pensions, especially if you've had multiple employers - some from years ago. Book in for a No Obligation chat to see if you need a review of your pensions and make sure you are on track for an affordable and enjoyable retirement

Want to chat about your financial future? Get in touch for friendly, independent financial advice!

Well done all!

Congratulations to the newly accredited Society of Later Life Advisers:

Marlene Outrim
Tamsin Hazell
Kirsty Northwood
Peter Wray
Ria Coles
Frederika Clay
Yasuto Arai

who have all passed the LLAA.

And the re-accredited Society of Later Life Advisers:

Michael Hogg
Michelle Sheppard
Matthew Taylor
John Griffin
Johanna Haigh

who have all passed their re-accreditation.

Advisers who have taken the further step to become independently accredited members are recognised as providing the in later life advice.

Learn more about Society of Later Life Advisers Accreditation here: https://societyoflaterlifeadvisers.co.uk/

Looking for financial planning in South Wales? Pop me a message to chat - providing independent, honest and down-to-earth advice.

We are pleased to be a media partner for the Women In Insurance Summit 2023.

The event is dedicated to empowering women and allies, developing a new generation of leaders, and advancing the careers of diverse insurance professionals.

Learn more here: https://ow.ly/Pyuz50QaJo9