Agnes Sebestyen Real Estate Agent

✨ NEW LISTING ✨

~ 106 - 3429 Happy Valley Road ~

Offered at $624,800

- 2 bedrooms plus den
- 2.5 bathrooms
- built in 2022 🏡
- open concept layout
- private, low-maintenance backyard 🪴
- single garage + additional parking
- built-in EV charger
- low strata fees
- rentals allowed
- family and pet friendly 🐶
- close to Langford’s city centre
- shopping, schools and hiking trails nearby🏞️

This is more than just a home—it’s a lifestyle. Don’t miss the opportunity to own one of the best starter home opportunities currently available in Langford.

💌 Reach out for more details!

Listed by Agnes Sebestyen - Pemberton Holmes and Cale Grieve PREC* - RE/MAX Camosun

Coming home doesn’t always look the way we imagine.
Sometimes it looks like growth. Reflection. And choosing alignment over noise.

After everything I’ve experienced over the past while—personally and professionally—I’ve decided to return to Pemberton Holmes and begin a new chapter in my real estate journey.

One that feels grounded, clear, and deeply aligned with who I am today.

The path hasn’t been linear. I’ve learned hard lessons, gained valuable perspective, and built resilience I didn’t know I had.

Every step shaped how I show up for my clients, how I communicate, and how seriously I take the responsibility of guiding people through big decisions. I don’t see any of it as lost time—only lived experience.

I’m incredibly grateful for what I’ve been through and for the opportunity to move forward with clarity and confidence, offering both residential and commercial real estate services with a steady, thoughtful approach.

This chapter is about honest guidance, realistic expectations, and long-term success—not just transactions.

To those who’ve supported me, trusted me, or quietly followed along: thank you. I carry those experiences with me, and they continue to shape the way I do business.

Here’s to growth, alignment, and coming home—with intention. 🤍

Bank of Canada Rate Update — What This Means for Commercial Real Estate 📣

The Bank of Canada has announced that it is holding the overnight rate at 2.25%.

While this may sound like “no big change,” for commercial real estate, stability is meaningful.

Here’s what I’m seeing on the ground 👇

~ More predictability for buyers & investors:

Holding the rate gives clarity around borrowing costs, which helps businesses and investors make more confident decisions — especially when underwriting deals or planning expansions.

~ Deals that were on pause may start moving again:

When rates stop fluctuating, conversations tend to restart. I’m already seeing renewed interest from owner-occupiers and long-term investors who were waiting for a bit of certainty.

~ Long-term strategy matters more than timing:

This environment continues to reward thoughtful planning — whether that’s locking in a space for your business, restructuring debt, or acquiring property with a longer-term view.

The rate may be steady for now, but every property, business, and financing situation is different.

👉 If you’re wondering how this rate environment impacts your commercial property, lease, or next move, feel free to reach out. I’m always happy to talk through options and strategy.

📩 DM me or send me a message — let’s make sense of it together.

📣 2026 Business Licence Renewal Deadlines — Greater Victoria

Don’t miss your renewal deadline! Most municipalities require annual licences to continue operating legally — missing them can lead to fines or extra fees.

📆Schedule for 2026:

~ Victoria: Due by Jan 15, 2026 (late fees after Feb 15)

~ Saanich: Due by Dec 31, 2025

~ Sidney: Due by Feb 28, 2026

~ Sooke: Due by Feb 28, 2026

~ North Saanich: Typically Feb 28 (confirm with local notice)

~ Oak Bay: Calendar year licence — renew before Jan 1, 2026

~ Langford: No annual renewals required (perpetual licence unless business closes or an out-of-town business working in Langford must renew yearly)

~ Colwood: Calendar year licence — renew before Dec 31, 2026

📍Tip: Mark your calendar now, especially if your business operates across multiple municipalities, to avoid late fees or penalties.

For more industry insight and market updates sign up for our no obligation newsletter 📩

🏠 BC’s Rental Market Is Shifting and What It Means for Investors

Rental prices in BC are dropping 8–9% in many areas — and even double-digit declines in places like Vancouver and New Westminster. Vacancy rates in Metro Vancouver are now around 3.7% (highest in 30+ years) and Greater Victoria at 3.3% (highest since 1999), giving renters more choice and easing upward pressure on rents.

💡 What this means for investors:

~ More supply = longer lease-up times

~ Rents are normalizing, not disappearing

~ Strategic pricing & amenities (upgrades, free parking, flexible leases) attract tenants

~ Long-term fundamentals remain strong — population growth & constrained supply still support demand.

Seasoned investors are focusing on quality tenants, long-term cash flow, and smart upgrades over chasing rapid rent hikes.

Oak Bay is planning for the future 🌿🏡

The District of Oak Bay has officially adopted an updated Official Community Plan (OCP) — a long-term vision guiding growth, land use, and infrastructure over the next 20 years, while meeting BC’s housing requirements.

Here’s what it means for the community ⬇️

~ More housing options: New policies allow townhomes, multi-unit homes, and a future mixed-use neighbourhood at Cedar Hill Corner (UVic lands), creating opportunities for families, seniors, and younger residents.

~ Complete, walkable communities: New housing will be focused near transit, shops, and services to support connected, livable neighbourhoods.

~ Parks & public spaces: Strong emphasis on protecting biodiversity while upgrading parks and community amenities.

~ Thoughtful design: Updated guidelines ensure new development respects Oak Bay’s character while allowing for responsible growth.

Change is coming — thoughtfully, intentionally, and with community at the core 💚

📉 Bank of Canada Interest Rate Cut – What This Means for You

The Bank of Canada just cut its overnight policy rate by 25 basis points, bringing it down to 2.50%.

🏡 For Home Buyers
Lower interest rates = cheaper borrowing. Your mortgage payments on variable and some adjustable-rate products may drop, which can make homeownership more accessible. If you’ve been holding off, this could be the moment to revisit your budget or lock in a deal.

🏢 For Commercial Investors & Landlords
Financing costs just got a little more forgiving. Lower rates can improve cash flow, reduce debt servicing costs, and make refinancing more attractive. It also tends to stimulate demand as businesses take advantage of cheaper capital, which could mean more leasing opportunities.

👉 Whether you’re buying a home or expanding a commercial portfolio, now is a smart time to review your strategy with this new rate in mind.

Feel free to message me if you want to chat about what this means for your situation or to explore next steps.

🔗Follow the link below to sign up for the latest industry news and be the first to know about rate cuts and new listings:

https://lp.constantcontactpages.com/sl/ozAqlpD

Colwood’s Oceanfront Pathway is Coming! 🌊

A new multi-use pathway connecting Esquimalt Lagoon to the Beachlands community is moving forward. This 4-kilometre route will provide a safe and accessible space for walking and cycling, guiding users through Perimeter Park, connecting to new trails at Beachlands, and thoughtfully navigating sensitive areas near the Esquimalt Lagoon National Migratory Bird Sanctuary.

With a $6 million grant secured, the City of Colwood has begun planning, design, surveying, and archaeological permitting. Early designs focused on engineered coastline solutions, which proved complex and costly. The updated plan now follows Green Shores principles, using natural materials and eco-friendly techniques to enhance safety while protecting and restoring the waterfront environment.

Next steps: Final designs and detailed construction plans are expected by January 2027, with construction to follow, keeping the pathway on track for completion before the grant deadline in early 2028.

This project will make Colwood’s waterfront more accessible, enjoyable, and sustainable than ever.

✨🏢NEW LISTING✨

David and I are proud to present 841 & 843 Johnson Street - two strata titled units currently built out as a 2,025 SF turnkey, ground floor office featuring multiple private offices, a boardroom, shower, large kitchenette and an electric heat pump.

MRD-1 zoning allows for a variety of commercial uses, including financial, food and beverage, personal and retail services.

Great frontage facing Johnson and Yates Street capturing the Johnson Street pedestrian passageway. The two separate entrances offer the possibility of dividing up the space into 2 individual units with separate tenancies.

As a bonus, these units come with one dedicated, secured, underground parking stall with the option of renting additional parking stalls, if available.

FOR SALE

📍841 & 843 Johnson Street, Victoria
💲Offered at: $1,398,800
📐Size: +/- 2,025 SF

For more information please visit the link below:

🔗https://www.williamwright.ca/properties/841-843-johnson-street/

✨ A New Chapter in Real Estate ✨

Myla and I have some big news to share 📣

Growth means change and change creates opportunity so I have decided to dedicating myself fully to commercial real estate after building a strong foundation in the field.

This move is more than a career shift—it’s the right path to serve clients at a higher level.

Commercial real estate is about strategy, vision, and long-term value creation, and I’m committed to guiding businesses, investors, and developers with clarity and confidence.

I’m grateful for the experiences that brought me here, and I’m ready to help unlock new opportunities in today’s market.

I would also like to take this opportunity to thank for bringing me on board and embracing this journey with me.

If you’re considering buying, selling, or leasing commercial property—or just want to explore possibilities—let’s connect.