Seta Manukyan Realty
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3089 bathurst Street suite 218
Real Estate Sales Representative in the GTA. Buy, Sell, Lease, invest!
03/13/2024
Studio living’s never looked so good!🔥
This sleek & functional studio unit has just hit the market in Oshawa’s prime Windfields neighbourhood!
Equipped with a modern, stylish kitchen featuring elegant quartz countertops & cutting edge stainless steel appliances.
Premium upgrades featuring Murphy bed convertible to table/desk and built in wall units with modern finishes😍
Unbeatable location, close to Durham College and Ontario Tech University. Steps to restaurants, grocery stores, shops, Costco & everything you need!
5 star building which includes 24/7 concierge, gym and fitness facilities, media room, lounge & MORE!
📲 647-867-7216
💌 [email protected]
03/08/2024
PRE-CON MISTAKES TO AVOID:
1. Buying where YOU want to live instead of seeing investment opportunity: it can be hard to visualize what other people are buying but take a step back and focus on the big picture. Think about the area, what’s going on, transit, employment, schools, etc. These are things to focus on, not your own personal preferences.
2. Focusing on the prices of previous projects in the area: Comps in pre-con work differently than resale. “The building before this one was __” it was, but you didn’t buy that one and the next one will be even more expensive. Never miss out on an opportunity because of one that’s already passed!
3. Waiting for the perfect floor plan or unit: the perfect floor plan doesn’t exist, the perfect location & price do💸
Comment BUILD for a list of some of my favourite projects to buy into right now🔥
📲 (647)-867-7216
💌 [email protected]
TikTok · seta Check out seta's video.
03/05/2024
RATE DROP!
In case you haven’t heard, fixed rates (the more popular mortgage option for canadians) have gone down about 70 basis points (0.70%) from their highs of last year.
You can now secure 5-year fixed rate mortgages for as low as 4.9%🔥
If you’ve been thinking about buying, this might be the sign you need to get in touch with an agent and start exploring your options!
📲 (647)-867-7216
💌 [email protected]
02/14/2024
Green Living in Toronto🌳
Brand new construction 1+den unit will be available at gorgeous Nordic condos this spring!
Super accessible location in up & coming area🔥
Get in touch for more info
[email protected]
(647)-867-7216
TikTok · seta 32 likes, 2 comments. “gorgeous & sustainable scandinavian inspired building in toronto. The building is set to be completed around spring this year! ”
Reasons to open an FHSA account in 2024👇👇
1. Tax-free growth: similar to a TFSA, returns generated within your FHSA are NOT taxed, even upon withdrawal
2. Tax deductions: similar to an RRSP, contributions to your FHSA can be written off & reduce your annual income, saving you extra $$
3. No repayment required: when you withdraw funds from your account , you are NOT required to repay the amount (unlike an RRSP)
4. Contributions carry over: if you don’t contribute the maximum amount in one year, you can carry over up to $8000 of unused contribution room to the following year
When used correctly, an FHSA can accelerate your savings & get you closer to your dream home🚀Always speak to a professional to find the best strategy for you!
Looking to buy, sell, or refinance a home?
[email protected]
(647)-867-7216
12/06/2023
As expected, BOC decided to hold its current key interest rate at 5% for the 3rd time (the last hike was in July)
Fixed rates have also started to come down due to declining bond yield📉
Many experts and even BOC themselves are hinting that there will be no more rate increases in 2024 - the next interest update is on January 24th - stay tuned!
We all know when rates start to come down, the real estate market is going to explode so if you’re looking to invest before things get crazy:
get in touch with me💌
(647)-867-7216
[email protected]
11/27/2023
GET A BRAND NEW UNIT IN THE HEART OF NORTH YORK🔥
Nordic Condos is in the heart of the Tippett Redevelopment zone right by Wilson and Allen Rd. This area is going through a MASSIVE transformation funded by all 3 levels of the government (if the government is investing in the area, why wouldn't you?!)
Secure a 527 sq ft 1+den unit for only $550,000, including builders upgrades. The unit is set to be complete in early 2024.
Closing is not schedule until later in the new year giving you the time to wait for interest rates to come down before your mortgage begins💸
Get in touch for more info💌
[email protected]
(647)-867-7216
Although pre-construction seems more costly upfront, you start making money in the construction phase with no mortgage, no carrying costs and no tenants. Way more passive than purchasing a resale investment property.
Get in touch with me for a list of the hottest projects in the GTA right now!
(647)-867-7216
[email protected]
Detached homes in Toronto are up 8% in price since this time last year. Even with significantly higher interest rates, there is still enough demand to keep our market strong.
Make sure you get your real estate updates from a trusted source instead of your local news who tries to push a “doomsday” agenda🚨
Contact me for more details!
(647)-867-7216
[email protected]
If you’re planning to sell your home & are looking for the right upgrades, make sure you speak to a realtor📲
Depending on your budget and timeline, there are so many ways to make your home more appealing to buyers and add value but it’s important to know which ones are going to get you the biggest return.
Get in touch with me for more info💌
(647)-867-7216
[email protected]
10/07/2023
WHAT IS NEGATIVE AMORTIZATION?📉
On a standard mortgage loan, a certain portion of the monthly payment goes to the principal balance and the remainder goes to paying off the interest. Normally, as homeowners make their monthly payments, they pay off more & more of their loan and see their balance decrease over time💸
With the 10 interest rate hikes we’ve seen over the last 2 years, this isn’t the case anymore for a lot of people.
Many borrowers in fixed payment variable rate mortgages are now seeing their mortgage balance actually GROW month to month as their payments don’t even cover the interest portion anymore.
People in this situation have the option to increase their payments or make lump-sum payments to bring down their loan amount.
If you’re in this situation, make sure you speak to a trusted mortgage agent or financial advisor to see what your options are and how to best navigate your mortgage🏡
(647)-867-7216
[email protected]
Getting in EARLY is the key factor in any investment. Here’s your chance to get in quick on a huge master planned community, set to be the new downtown Pickering.
✅ Reputable builder
✅ Incredible amenities
✅ Transit
✅ Prime location
✅ Growing population (Pickering population has increased 4x more than Toronto’s in the past few years)
Tower 1 is already sold out. Tower 2 sales are underway starting in the $500’s.
DM me for more info💌
(647)-867-7216
[email protected]
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15 Gervais Drive 7th Floor
Toronto, ON
M3C3S2