Silvan Ridge Wealth

Budgets that ban everything tend to collapse within a month.

A better approach: pick two or three things that genuinely make your life better and keep spending on them. Then be ruthless about the rest, because it's usually the things you don't care about that eat the budget.

You end up with more of what you want and more in savings.

Starting again financially is one of the harder parts of a separation, and it often has to happen while everything else is up in the air.

You don't need the whole plan straight away. Get the basics in place, then work out the bigger decisions like the house when you've got clearer air.

When you're ready to look at what you can borrow on your own, we'll walk you through it.

Rego, insurance, Christmas, school fees. None of them are unexpected, yet they always seem to land at the worst time.

Add up your yearly total, divide by your pay cycle, and move that amount into a separate account each pay. In this example it's about $212 a fortnight.

It turns the scary bills into a transfer you barely notice.

Progress with money is slow and mostly invisible, which makes it easy to give up on.

Marking the small wins keeps you going. Which one are you closest to right now?

Estate planning can be a confusing and overwhelming process. By getting it right, you can make sure your loved ones won't be left in the dark during a difficult time.

We specialise in helping clients with estate planning.

Working with your lawyer and/or accountant (or trusted professionals in our network) we can help with:
- Setting up the necessary structures
- Assisting with the probate process

Contact us to start the estate planning process.

Insurance is about protecting what and who's important to you.

We'll never know when an accident, illness, or death could upend our lives.

Appropriate insurance can provide a safety net during life's most difficult moments.

Contact us for an obligation-free conversation.

It's never too early to start planning for your retirement.

We help hard-working people set themselves up for their ideal retirement.

Get in touch to understand your options.

If you'd like to feel more in control of your money, and make sure you're on track to achieve your big goals, here are five fundamental ways to get started:
- Make a budget
- Save and invest
- Manage your debts
- Have an emergency fund
- Protect your credit score

Good money management is one of life's greatest skills, and not one we're taught in school.

Where did/do you get your finance-related education from?