Keystart

Choosing between renting and buying is a big decision.

There’s no one-size-fits-all answer, which is why it can help to understand the pros and cons of each. Our latest guide explores some of the key things to think about before you decide.

Read more on our website.

https://www.keystart.com.au/buying-a-home/deciding-to-buy-a-home/renting-vs-buying

We’re aware of the Reserve Bank of Australia’s announcement today to leave the official cash rate unchanged.

https://www.rba.gov.au/media-releases/2026/mr-26-15.html

Our interest rate policy is to adjust our rates based on the movement of the Reserve Bank of Australia’s official cash rate, meaning our standard variable interest rates will remain the same.

To learn more about our interest rate policy and managing interest rates, visit our website.

www.keystart.com.au/life-with-a-home-loan/your-financial-wellbeing/your-financial-wellbeing-guide-to-interest-rates

Statement by the Monetary Policy Board: Monetary Policy Decision | Media Releases At its meeting today, the Board decided to leave the cash rate target unchanged at 4.35 per cent.

Home ownership should be within reach for everyone.

If you have a permanent disability, or care for a dependant with a permanent disability, our Access Home Loan offers a shared equity pathway with the WA Government co-owning a share of the property, increasing your purchase price range.

Learn more on our website.

https://www.keystart.com.au/loans/access-home-loan?utm_source=facebook&utm_medium=organic_social&utm_content=post

T&Cs apply. ACL 568102. Keystart is an initiative of the Western Australian Government.

"Home Ownership is independence and freedom – as an older and disabled person it also makes a difference to my health and quality of life. I think it is a necessity as well as my home is modified to address my physical and mental health needs – this in turn gives me the space to be able to be a better version of myself and in turn can have more meaningful and contributing community interactions and social opportunities as well. My home is truly my sanctuary!"

- Catherine, Keystart Access Home Loan customer

https://www.keystart.com.au/loans/access-home-loan?utm_source=facebook&utm_medium=organic_social&utm_content=post

Thinking about buying a home, but not sure if you’re ready yet?

Taking that first step into home ownership is a big decision, and being prepared can make all the difference. From your budget and savings to job stability and long-term plans, there are a few signs that can help you decide whether now feels like the right time.

Read our blog for a helpful guide to preparing for home ownership.

https://www.keystart.com.au/buying-a-home/deciding-to-buy-a-home/how-to-know-if-you're-ready?utm_source=facebook&utm_medium=organic_social&utm_content=post

In response to the Reserve Bank of Australia’s decision to increase the cash rate, Keystart’s standard variable interest rate will increase by 0.25% effective from Monday 25 May.

You’ll receive an update from us soon to let you know your new minimum monthly repayment.

To learn more about interest rates, take a look at our financial wellbeing guide to interest rates on our website.

Guide to Interest Rates | Financial Wellbeing | Keystart Find your financial feet with our guide to interest rates, designed to help you get on top of interest rates and your home loan so you can look to the future with confidence.

Looking at homes but not sure what fits your budget?

Our How Much Can I Borrow calculator can help you get a quick estimate of your borrowing power based on your income and expenses.

It’s a simple way to get a clearer picture of what may be possible.

Try the calculator on our website.

https://www.keystart.com.au/tools/calculators/how-much-can-i-borrow ?utm_source=facebook&utm_medium=organic_social&utm_content=post

Did you know you may be able to increase your purchase price range through a shared equity home loan? With our Urban Connect Shared Equity Home Loan, the State Government buys a share of your home, acting as a silent partner. This means the size of the loan needed to purchase the property is reduced.

This loan could offer an alternative if you’re unable to afford the full purchase price of the property. Plus, you can use your First Home Owner Grant towards your deposit if building a new home.

Find out more on our website.
https://bit.ly/47p3J2A

T&Cs apply. ACL 568102. Keystart is an initiative of the Western Australian Government.

We're aware of the Reserve Bank of Australia's announcement today to increase the cash rate.
www.rba.gov.au/media-releases/2026/mr-26-12.html
Our interest rate policy is to adjust our standard variable interest rates based on the movement of the Reserve Bank of Australia’s official cash rate. We will announce the new rate and effective date on our website and on this page as soon as we can.
To learn more about our interest rate policy and managing interest rates, visit our website.
www.keystart.com.au/life-with-a-home-loan/your-financial-wellbeing/your-financial-wellbeing-guide-to-interest-rates