Mortgage Choice Rockingham

If reviewing your home loan is on your to-do list for the new financial year, we can help.

With access to thousands of products from more than 35 lenders, we work hard to find the right loan for your needs. We manage the application process from start to finish and negotiate with lenders on your behalf, saving you hours of research and paperwork.

Contact us today to get started.

Did you know that switching from monthly to fortnightly or weekly repayments can shave years off your mortgage?

By switching to weekly or fortnightly repayments, you increase the frequency of your payments and can effectively pay off more of your loan each year. It’s a simple ‘set and forget’ hack to pay off your home sooner. 🏡

Want to see how much time you could save? Talk to us today and we’ll crunch the numbers for you.

When was the last time you reviewed your home loan?

With interest rates on the rise, now is a smart time to explore your home loan options.

Try our Refinance Calculator to compare your home loan against thousands of options from our panel of over 35 lenders. In only three minutes, you can discover if there’s a more competitive rate out there.

Get started today: https://www.mortgagechoice.com.au/home-loan-calculators/refinance/

With 30 June fast approaching, now is the perfect time to get your finances in order. We can review your home loan to make sure it’s still right for you.

Let’s chat today.

💡 Progressive payment drawdowns on a construction loan have benefits, but fees may apply. These can include:

Inspection fee:
Many lenders require an inspection before approving a progress payment to ensure construction is progressing at an acceptable rate and to an acceptable standard.

Drawdown fee:
Some lenders charge a drawdown fee to cover the costs of making the money available to the borrower.

Alternatively, lenders may charge a one-off construction fee to cover both fees.

Want to learn more? Reach out to us today to chat or for a copy of our Construction Loans fact sheet.

Understanding your borrowing capacity is often the first step in any property journey. 🧐

Borrowing capacity is the maximum amount of money a lender is willing to loan you to purchase a property. It factors in your income, your existing debts, living expenses, and the lender’s current interest rates, to ensure you can comfortably manage repayments.

We have access to market-leading rates from over 35 lenders, and each one may calculate your borrowing capacity differently.

Ready to find out where you stand? Let’s chat today for a quick assessment of your borrowing potential.

Finding your first home is exciting, but the research phase can quickly send you down a rabbit hole of tabs, calculators and confusing terminology. 🏠🌀

You don't need more search tabs – you need a broker by your side.

We’ll do more than just secure a home loan for you. We’ll take the time to cut through the jargon so you know exactly where you stand and how to get where you want to be.

Let’s simplify your home-buying journey together. ✨

The 2026–27 Federal Budget was handed down last night by Treasurer Jim Chalmers, with a focus on cost-of-living relief and investment tax structures, including changes to negative gearing and capital gains tax.

To learn more about what this year’s budget means for homeowners, buyers and investors, read our expert analysis here https://birdeye.cx/uqtq74

Reach out with any questions today.

While investing in property can be a powerful way to build wealth, the decisions you make at the starting line will determine your long-term success.

At Mortgage Choice, we can support you with investment loans and can help you create an investment loan strategy that aligns with your financial goals.

Talk to us today to get started.

To all the incredible mothers, carers and guardians, we wish you a Mother’s Day filled with love, joy and well-deserved relaxation. 💐