Susan Brooker - Financial Advisor

Financial planning isn’t about spreadsheets or sacrifice — it’s about freedom.
Freedom to make choices without panic.
Freedom to say yes to what matters and no to what doesn’t.
Freedom to build a life that feels intentional instead of reactive.

Money’s just the tool. Freedom is the point.

What are your plans for the pay rise / tax cuts from 1 July ?

From the Infocus conference this week. A scary reminder to update your passwords. Make them longer. Scam emails are very smart. If there is anything you are unsure of, check with a phone call.

Setting a financial budget or intentions are usually pretty high on the resolutions. It’s a great project to reflect if your budget is aligned with your goals and values.

Thank you. Thank you. Thank you. With Christmas around the corner it’s often a time to reflect on the year that was.
Through the turbulent times we are simply so grateful for your support and kindness. We truly are blessed to join our clients on their journey to reaching their goals, no matter how large or small. It’s awesome to celebrate any milestone. 🥂🥂🥂

FREE FITNESS and NUTRITION PLAN 🙋‍♀️

When you have an insurance policy with MLC you automatically gain access to the program.

This can be for expert medical opinion from around the world 🌎 or help with rehab programs to get back to work or mental wellbeing coach to name a few.

Also available is a FREE fitness and nutrition program.

If you’re interested or want more information, comment YES PLEASE 😊

What does being retired mean to you ?

🌟 Being retired to me is all about embracing a new chapter of life filled with freedom, relaxation, and endless possibilities! It means having the time to pursue passions, hobbies, and interests that may have taken a backseat during our working years.
It's a well-deserved reward for all the hard work and dedication put into our careers. So, let's celebrate the joy of retirement and the amazing experiences that await! 🎉✨

“Live your today. Plan your tomorrow”

Today marks the start of the Financial Planning week. Let’s start by busting a few myths about financial planning.

DM us if you’re interested in the full report from the FAAA (Financial Advice Association Australia).

If you're age 60 or over, own your home and need to access money, releasing equity from your home may be an option.

The amount you can access depends on your age, value of your home and the type of equity release (lump sum or ongoing regular payment).

Generally if you are 60, the most you can “release” is 15-20% of your home value.

How does it work ? You can stay in your home and don’t need to make repayments while living there. If you sell or downsize, you will need to pay the mortgage back at that time. Interest on your borrowings compounds over time so it will increase as the years go by. You can make voluntary repayments earlier if you wish (eg, you received an inheritance or re-arranged your cashflow so you no longer need additional funds).

For FREE information visit www.moneysmart.gov.au/retirement-income/reverse-mortgage-and-home-equity-release. There is a couple of case studies and a great calculator.

⚠️ There are risks involved and a long-term financial impact. Get independent financial or legal advice before proceeding.

Warning ⚠️ this is NOT advice. We have not taken your personal circumstances into consideration and a reverse mortgage will not suit everyone.

In preparation for our new webinar series … we want to know what you want to learn about the most 😀