Minerva Risk Advisors

Harare: +263 (242) 779962-70
WhatsApp: +263 783 822 031
Bulawayo: +263 (29) 64514-5
Victoria Falls: +263 83 284 2118
https://www.minerva.co.zw/

Winter cropping in Zimbabwe goes beyond wheat and barley. Cabbages, carrots, onions, potatoes, broccoli, spinach, peas, the range of crops grown under winter conditions is wide, and so is the range of risks they face.

Minerva's Agri-Insurance division provides tailored cover for the full spectrum of Zimbabwe's winter crops. Whatever you're growing, we can build a policy around it.

📞 Sandra Mhashu – 0772 211 104
📞 Kelvin Ndagurwa – 0771 766 177

In Zimbabwe, winter crops depend almost entirely on irrigation, and water management is critical. Irrigation equipment insurance is critical to keep your farm functioning as it should be and maintaining cash flow.

Pair your agronomic best practices with the right insurance cover, and protect everything you've invested this season.

📞 Sandra Mhashu – 0772 211 104
📞 Kelvin Ndagurwa – 0771 766 177

You've prepared your soil, managed your irrigation, and planned for every variable. But frost, early rains, hail, and fire don't follow your schedule. Minerva's winter crop insurance covers the risks you can't control:

✅ Severe frost
✅ Pre-germination damage from early rains
✅ Hail, windstorm & flood
✅ Fire and allied perils
✅ Field-to-floor transit risks

Because the work doesn't end until your crop reaches the floor.

📞 Sandra Mhashu – 0772 211 104
📞 Kelvin Ndagurwa – 0771 766 177

A single frost event at the susceptible growth stage can devastate an entire wheat crop overnight.

As Zimbabwe's largest Risk Advisor for winter crops, Minerva understands that no amount of preparation fully eliminates this risk, but the right cover means a damaging event doesn't have to become a financial disaster.

Speak to our team about comprehensive winter crop insurance before the season begins.

📞 Sandra Mhashu – 0772 211 104
📞 Kelvin Ndagurwa – 0771 766 177

That irrigation pump you've been meaning to insure?

Replacing it could cost you thousands of dollars. A breakdown mid-season doesn't just cost you the repair - it costs you the yield, the cash flow, and potentially the entire winter crop.

Agricultural Irrigation Equipment Insurance from Minerva Risk Advisors costs a fraction of what a single breakdown will.

Pair your agronomic best practices with the right cover, and protect everything you've invested this season.

Sandra Mhashu – 0772 211 104 | Kelvin Ndagurwa – 0771 766 177



https://www.minerva.co.zw/

As May draws to a close, here's a powerful reminder: risk management is the foundation of financial resilience.

Businesses that partner with Minerva benefit from global risk intelligence, world-class modelling tools, and access to international knowledge as Aon's exclusive correspondent office for Zimbabwe.






Harare: +263 (242) 779962-70
WhatsApp: +263 783 822 031
Bulawayo: +263 (29) 64514-5
Victoria Falls: +263 83 284 2118
https://www.minerva.co.zw/

Minerva Healthcare is Zimbabwe's leading medical aid broker and consultancy - helping organisations choose the right medical aid package for their workforce, tailored by budget, location, and employee needs.

We assist with claims, wellness services, and seamless end-to-end global healthcare options. Healthy teams build great businesses. Talk to Minerva Healthcare today.






Harare: +263 (242) 779962-70
WhatsApp: +263 783 822 031
Bulawayo: +263 (29) 64514-5
Victoria Falls: +263 83 284 2118
https://www.minerva.co.zw/

Harare: +263 (242) 779962-70
WhatsApp: +263 783 822 031
Bulawayo: +263 (29) 64514-5
Victoria Falls: +263 83 284 2118
https://www.minerva.co.zw/