Mwiinga Nicholas

Between the ages of 20–30, as a growing young man, these are the two must-have friends:

- Calendar
- Calculator

With Chipepo – I'm on a streak! I've made it onto their weekly engagement list 8 weeks in a row. 🎉

For financial growth, one needs to dinner 🍽️ with my mum's page.

Rights Issue has been the buzz word lately in capital markets conversations. As part of our Know Your LuSE campaign, we're unpacking the terms shaping the news so you can follow along with confidence. Here's what a Rights Issue means for shareholders.

November 2024

ISHMAK CONSTRUCTION LIMITED always says; " Unlocking opportunities begins with networking, knowing the key players shaping the industry."
Ishmak Investment Limited 🚧

And now it's OFFICIAL. Elon Musk is the first trillionaire in history, with a net worth of $1.1 trillion.

We've seen trillion-dollar economies.
We've seen trillion-dollar companies.
And now, we're witnessing a trillion-dollar individual.



Amid global market chaos and uncertainty, one man rose to a historic milestone. Greatness often demands a touch of insanity, a streak of abnormality, and the courage to conquer impossible odds. 🚀

May salaries should have landed by now or will hit your account soon.

And if history holds again, a significant portion of that money will be gone before the 15th of this month and not necessarily to deliberate spending, but to the absence of a plan.

Take 30 minutes to have this set up. It will change everything.

The moment your salary arrives, divide it before you touch it.

Move 20–30% immediately into your investment or savings account not what is left after spending. That percentage should be off the top before any other decision is made.

Think of it like this the same way Zanaco, Chilanga Cement and Airtel did not build billion-Kwacha companies by spending first and saving what was left. They allocated first. You have to do the same with your salary.

This single habit, repeated every month, is the foundation of everyone who has built meaningful wealth from a salary.

Your savings account is not your friend right now. It earns you almost nothing while inflation quietly takes the rest. Move surplus savings anything above your emergency fund into a money market fund earning 16–22% annually. That is your Kwacha working for you. Sitting in a savings account? That is your Kwacha sitting and watching.

If you have a brokerage account, deploy your equity allocation into your chosen stocks on the same day salary arrives.

Do not wait for the perfect moment. The LuSE does not wait. Zanaco at K5.96 today is not Zanaco at K5.96 next month. You will not time this market. Nobody does. What you can do is show up every month with discipline the way compounding rewards are built, one consistent move repeated until it becomes automatic.

Set one financial goal for June.

Just one.

Whether it is opening a brokerage account, funding your emergency buffer, or making your first mutual fund investment one completed goal beats ten intentions every single month.

You already know what stock is. You already know what shares are. You know what the LuSE is. You know what dividends look like in real Kwacha K350 into your account for doing nothing except owning the shares.

The information is no longer the problem.

The decision is.

Make it today.

INVEST TODAY · OWN TOMORROW · BUILD WEALTH · BUILD ZAMBIA

🇿🇲 30 days ago this page started a conversation Zambia wasn't ready for.
Now you've seen the information.
You've seen the opportunity.
You've seen what's at stake.
The only thing left is your decision.
The water is still at your knees.
Don't wait until it's over your head before you learn to swim.
💬 Comment "I'M IN" if these 30 days changed how you see your financial future. Let's count who's ready. 👇

🙏 Whether you're a student, a market trader, a civil servant, or a business owner —
Cryptocurrency doesn't discriminate.
It doesn't care about your tribe, your background, or your bank balance.
It only rewards those who show up and learn.
Zambia, this one is for ALL of us.
💬 Repost this for someone who thinks crypto isn't for them 👇