CreditSmart

🇿🇦 Budget 2026: Some Relief… But Not for Everyone.Tax Relief for Salary Earners...

Personal income tax brackets have finally been adjusted, which means less “bracket creep” and potentially more take-home pay for many South Africans.

Unfortunately, not everything is relief:

➡️ Fuel levies and carbon taxes are increasing; drivers will feel it at the pump.

➡️ To***co and alcohol duties are going up; smokers and drinkers will pay more.

A mixed bag for consumers; some breathing room on salaries, but higher costs elsewhere.

🔗 Read here to learn more: https://businesstech.co.za/news/budget-speech/852182/the-big-winners-and-losers-in-south-africas-2026-budget/

Credit: BusinessTech

The big winners and losers in South Africa’s 2026 budget South African Finance Minister Enoch Godongwana delivered his annual budget to lawmakers in Cape Town on Wednesday—this is who came off best.

🚴‍♀️ IN THE MEDIA: Cycling Through Debt – Top 10 Lessons from the Trails

We’re thrilled to be featured via Women On Top with insights from our MD, Wikus Olivier, on how lessons from cycling can help you steer your personal debt journey.

From planning and pacing to support and consistency, these practical lessons are perfect for anyone working towards financial freedom.

📖 Read the full article here:
👉 https://www.womenontop.co.za/financeinsurance/cycling-through-debt-top-10-lessons-from-the-trails/

Cycling Through Debt: 10 Essential Tips from Wikus Olivier - Everyone who knows me knows I love a good cycling adventure. One of the toughest I’ve ever tackled was the Attakwas Extreme, a recent,

Getting out of debt is a journey – and sometimes it feels like an uphill climb.

In his latest opinion article, our MD, Wikus Olivier, draws inspiring parallels between cycling through extreme terrain and finding your way out of debt.

A must-read for anyone needing motivation, structure, and hope this Debt Awareness Month.

👉 Read it here: https://www.linkedin.com/pulse/cycling-through-debt-top-10-lessons-from-trails-wikus-olivier-9wuif

Cycling Through Debt: (Top 10) Lessons from the Trails Everyone who knows me knows I love a good cycling adventure. One of the toughest I’ve ever tackled was the Attakwas Extreme; a recent, gruelling 120km mountain bike race across the Outeniqua Mountains with nearly 3,000 meters of vertical gain.

Happy New Year & Hello 2026!

Time for a fresh start, new goals & some smart money moves 💪
We’re here with you every step of the way on your financial journey.

Wishing you prosperity, peace, and powerful progress this year.
Let’s make it a money-smart one together!

Ready for a financially stronger 2026?

Start building a solid credit profile ASAP:
✅ Review your report.
✅ Pay consistently.
✅ Stay within your budget.
✅ Avoid impulsive credit use.
✅ Learn & improve.

2026 is YOUR year to be money smart 💪

We’re here to help; DM us anytime.

MERRY CHRISTMAS from the CreditSmart team!

Wishing you joy, rest, and special moments with the people who matter most ❤️

Stay frugal, stay blessed & enjoy the festive season!

Want a better ? Start here:

✅ Pay on time
✅ Keep balances low
✅ Check your report regularly
✅ Don’t apply for too much credit
✅ Fix incorrect information ASAP

Small steps = big long-term wins 🙌

Need help improving your financial future?
We're a message away 💬 DM us TODAY!

Why does your credit report or score matter? 👇

✅ Better loan chances
✅ Lower interest
✅ Access to opportunities
✅ Less financial stress

Your credit shape = your financial reputation 💡

Understand it, protect it, improve it.

Check yours for FREE, ALWAYS at Threesixty.me

2025 is almost over… how did your financial year go?

Start the festive season by checking your credit score and understanding your profile.

✅ FREE on Threesixty.me – your first step toward a stronger financial future.

Sign-up this way>> https://app.threesixty.me/sign-up/fb-post-organic/index.html

Happy Birthday, Wikus Olivier...

Wishing you a special day ahead!

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Year-end vibes! 🎳

Pizza, strikes, laughs, and some serious competition took place at Beyond Bowling in Centurion yesterday.

Shout-out to the winning team and our overall champ, Derich! 🏆

Love our crew all the muchness! 💙