First Federal Bank

First Federal Bank

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As a mutual bank, we are owned by our customers and not stockholders, which allows us to be uniquely focused on our customers’ needs.

First Federal Bank is a community-based mutual bank that serves over 60,000 customers from branches and mortgage offices in Florida, Georgia, Kansas, and the Carolinas. From our beginning in 1962, we’ve been passionate about helping our neighbors and local communities thrive. We offer a range of personal and business banking solutions, services, and loans. Visit us or call to learn more about: che

08/14/2026

Happy National Financial Awareness Day!

Today isn’t about counting every penny, it’s about making your money work harder for you.

Did you know that missing out on just a few basic money habits can impact your long-term financial security? Whether you want to build an emergency fund, crush debt, or learn to borrow strategically, it’s never too late to level up your financial skills.

Click the link below to read our blog and learn basic money habits that can help you become more financially aware:

https://hubs.ly/Q04t30f50

Photos from First Federal Bank's post 08/14/2026

Today we are spotlighting Jason Mullinax, a Commercial Lender/AVP from our Panama City branch.

Jason says he loves working at First Federal Bank because it gives him the opportunity to build relationships with the businesses in our community and help them achieve their goals.

"I enjoy working at First Federal because it gives me the opportunity to build relationships with the businesses in our community and help them achieve their goals. The people I work with are supportive, and I am appreciative of their investment in helping me grow into my role as a commercial lender. I’m also proud to be part of an organization that is committed to making a difference in the communities where we live, work and serve."

08/08/2026

Happy National Dollar Day!

Every dollar has a story. It can be saved for the future, used to support a local business, or make a difference in someone’s day.

Today, we’re celebrating the value of every dollar and the possibilities that come with smart money choices. Whether you're saving for a future purchase, building an emergency fund, or planning for life’s milestones, every dollar saved brings you one step closer.

Photos from First Federal Bank's post 08/07/2026

Today we are spotlighting Sonya Gregus, a Senior Teller from our Ocala branch.

Sonya says she loves First Federal Bank's family-oriented culture and its commitment to giving back to the communities it serves.

"I love working at First Federal Bank because not only do they treat employees like family, but they also support our communities by always getting involved, showing that First Federal is truly a community bank. It’s a pleasure to work for a company that cares so much about its employees and the community."

08/05/2026

Great conversations, new connections, and a little coffee made for a great day at the Ellianos Coffee Coffee Franchisee Business Meeting on July 22!

First Federal Bank enjoyed connecting with local business owners and entrepreneurs while hearing from Scott Stewart, CEO and Founder of Ellianos Coffee, and sharing resources from our team: Robert Turberville, Chief Lending Officer; Rob Hughes, Senior Vice President; and Renee Williams, Retail Market Manager/Vice President.

As a longtime banking partner of Ellianos Coffee, we appreciate the opportunity to support the people behind the businesses that help our communities grow.

08/04/2026

At First Federal Bank, we provide helpful, consistent service with a local, hometown feel. Thank you, Cara, for choosing First Federal for your banking needs.

08/01/2026

The holiday season has a way of arriving quickly, starting early can help make saving feel more manageable.

A Christmas Club Account can help you set aside funds throughout the year, so you’re prepared when holiday expenses arrive. Learn how this savings option can help you plan and stay on track.

Read more on our blog:

https://hubs.ly/Q04rvjNj0

Photos from First Federal Bank's post 07/31/2026

Today we're spotlighting Haven Redmon, a Financial Specialist from our Bonifay Branch.

Haven says the relationships she builds with customers and coworkers are what make First Federal Bank such a rewarding place to work.

"I love working at First Federal because I get to build relationships with new people every day, whether that be a customer or a team member. It gives me the opportunity to help people every day and build lasting relationships with our customers. It's rewarding to know that I can make a positive difference by providing excellent service and helping customers reach their financial goals."

07/31/2026

FFB Connect is almost here! FFB Connect, our brand-new Virtual Branch officially launches Monday.

Join us August 12th at 4:00 p.m. ET for a fun-filled Virtual Launch Party as we celebrate this exciting new way to serve our customers.

Get an exclusive behind-the-scenes tour of FFB Connect, discover its exciting features, test your knowledge with interactive games, and you'll even have the chance to win great giveaways.

We can't wait to celebrate with you online!

https://hubs.ly/Q04rvrZt0

07/31/2026

Banking should fit your life, not the other way around.

FFB Connect, our new virtual branch, launches Monday, making it easier than ever to manage your accounts, stay connected to your finances, and bank with confidence, anytime, anywhere.

07/31/2026

Banking should fit your life, not the other way around.

FFB Connect, our new virtual branch, makes it easier than ever to manage your accounts, stay connected to your finances, and bank with confidence, anytime, anywhere.

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40 FLOCO Avenue
Yulee, FL
32097

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 5pm