LPSC Financial

Thinking about buying your first home this summer? A little financial prep now can make the process a lot smoother later.

Before you start house hunting:
✔️ Know what fits comfortably in your budget
✔️ Work on strengthening your credit
✔️ Save for more than just the down payment
✔️ Get pre-approved before you shop
✔️ Think long-term about your financial goals

Buying your first home is exciting, but it’s also a major financial decision. Taking the time to prepare now can help you move forward with confidence and avoid unnecessary stress later.

For many families, College Decision Day marks an exciting milestone - choosing where the next chapter begins. After months of applications, campus visits, and big decisions, it’s a moment worth celebrating. 🎉

As plans come into focus, it’s also a great time to take a closer look at the financial side of the journey ahead.

College planning goes beyond tuition - it can include understanding financial aid packages, comparing total costs between schools, managing student loans, and planning for expenses like housing, books, and everyday living.

A few helpful things to consider as you move forward:
✔️ Review your financial aid award and understand what’s grants vs. loans
✔️ Map out a four-year cost estimate—not just the first year
✔️ Have a plan for managing student loan repayment
✔️ Keep long-term goals, like retirement and savings, in balance

Here’s to new opportunities, new experiences, and a strong start to the future ahead

We remember and honor those who gave everything in service to our country.

Wishing everyone a safe and meaningful Memorial Day.

The IRS has released updated contribution limits for retirement accounts - including 401(k)s, IRAs, and catch-up contributions - helping you take advantage of higher tax-advantaged savings opportunities.

If you’re unsure how these changes apply to your situation, or want help adjusting your retirement strategy for 2026, the team at LPSC Financial can help you create a personalized plan that aligns with your long-term goals.

Tax season may be over, but it isn’t just about filling out forms - it’s about making strategic financial moves to keep more of your hard-earned money.

At LPSC Financial, we believe informed decisions help our clients make the most of every dollar.

Maximizing your tax refund isn’t about luck; it’s about strategy. Thoughtful planning, organizing records early, and using tax-advantaged retirement and savings accounts can make a real difference in your financial outcome.

Drew Stratton is proud to have been recognized as a Leaders Level advisor for 2025 - a distinction based on annual production, that places him among the top 11 percent of advisors affiliated with Commonwealth Financial Network.

Each year, Commonwealth, the broker/dealer - RIA that helps us process investment transactions on your behalf, recognizes Leaders Level advisors by inviting them to an exclusive gathering of their peers, leading industry experts, and Commonwealth home office staff.

Leaders Level advisors benefit from an intensive learning and networking experience designed to help them hone their expertise, share best practices, and provide ever-higher levels of service, education and leadership.

Financial scams targeting older adults are unfortunately on the rise, making awareness and prevention more important than ever. Today is a reminder to stay informed, ask questions, and take steps to help protect yourself and your loved ones.

Common scams can include phone calls, emails, or messages that create urgency or request personal or financial information. Taking a moment to pause and verify before responding can make a meaningful difference.

A few simple ways to stay protected:
✔️ Be cautious of unsolicited calls or messages asking for sensitive information
✔️ Verify requests by contacting trusted sources directly
✔️ Monitor accounts regularly for unusual activity
✔️ Talk openly with family members about potential scams

At LPSC Financial, we believe financial well-being includes helping clients stay informed and aware, so they can feel confident and secure in their financial lives.

Big news 👏

We’re thrilled to share that Drew Stratton has been named to the Forbes Best-In-State Wealth Advisors 2026 list - for the 6th consecutive year.

This recognition, compiled by SHOOK Research in partnership with Forbes, isn’t just about numbers: advisors are selected through a rigorous process that looks at both qualitative and quantitative factors - everything from client relationships and industry experience to assets under management and best practices.

Being recognized year after year speaks volumes about Drew’s consistency, trust, and client-first mindset. It’s not just what you manage - it’s how you show up for clients.

Here’s to continuing to guide clients with clarity, strategy, and a steady hand - no matter what the markets are doing!

💙 May is Older Americans Month 💙

This month is a time to recognize the contributions, experiences, and wisdom of older adults in our communities. It’s also a meaningful reminder of the importance of planning for the years ahead - so those later chapters can be lived with confidence, security, and peace of mind.

From retirement income strategies to healthcare and estate planning, thoughtful financial decisions can help support independence and protect what matters most.

Every stage of life deserves a plan that reflects your goals, your values, and your future.

Meet Armand Cote IV aka AJ, Administrative Assistant at LPSC Financial!

AJ plays an important role in helping keep everything running smoothly between advisors and clients. From answering calls and scheduling performance reviews to assisting with account updates and paperwork, he’s dedicated to delivering a seamless client experience while ensuring everything stays aligned with industry guidelines and procedures.

He also works closely with clients to help keep their financial goals on track - checking in about life changes, investment objectives, and making sure their needs are being supported every step of the way.

Behind the scenes, AJ helps process important account requests including openings, beneficiary updates, and withdrawals.

AJ graduated from Assumption University in 2021 with a degree in Business Management and a minor in Finance. Before joining the team, he spent three years at Fidelity Investments as a Senior Representative in the Mutual Funds Order Room.

Fun fact: AJ is also a lifelong artist! 🎨

We’re excited to have AJ as part of the team!