Patsy Williamson

Being late on a debt--even six months late--doesn't legally allow a debt collector to harass you. Here's what you need to know about debt collection.

What Are Your Rights in Debt Collection? If debt collectors are calling or sending you letters demanding payment, you may be worried—and for ...

Looking to keep your carpet looking new for longer? Heed these tips.

How to Extend the Life of Your Carpet Whether you adore your new carpet or can’t afford to replace it every few years, below are a h...

Found some inconsistencies in your credit report? Here's what you should do.

How to Dispute Credit Report Errors If you’ve checked your credit reports lately for errors, congratulations! That’s a smart first step ...

How often do you use a debit card? To avoid identity theft, start using it less.

Debit Cards: Why You Should Proceed With Caution A debit card can be your worst enemy when it comes to identity fraud. Credit and debit card fraud to...

For a relatively low cost, a home warranty can make buying a home a lot less worrisome.

The Pros of Buying a Home Warranty For $600 or so a year, plus a service fee of around $75 every time you ask for repair, a home warran...

Want to refinance your home loan? Start by improving your credit score.

How to Get the Best Mortgage Refinance Rates If you can find a lower mortgage rate than the one you already have, then refinancing a mortgage can...

Lessons about personal finance and how money works can be included in books you read to children. Here are some suggestions.

Books to Teach Young Readers About Money Reading books to your children is fun, and one of the great joys of parenthood is watching them lear...

Did you know you can make your home eco-friendly and save money at the same time? Here's how!

How to Save The Earth and Your Wallet For many people, adopting an eco-friendly lifestyle is high on the list of worthwhile efforts. For o...

Great tips for picking a new color palette for your home!

5 Ways to Pick the Perfect Color Scheme If you’re revamping your interior design scheme, you may be considering a new color palette. S...

Getting your credit report hacked can lead to identity theft. Have you taken the necessary precautions?

3 Ways to Protect Yourself from Identity Theft Checking your credit report consistently for fraudulent activity may not be enough to protect your p...